IndusInd Bank Share Price

    NSE
    850
    -0.30 (0.00%)
    INDUSINDBK • 09 Jul, 2025 | 09:34 AM
    BUY

    1Y Annualised Return

    -40.72%

    3Y Annualised Return

    -0.31%

    5Y Annualised Return

    9.54%

    The current prices are delayed, login or Open Demat Account for live prices.

    IndusInd Bank Stock Performance

    1W Return-0.69
    1Y Return-40.61
    Today's Low851.75
    Prev. Close850.30
    Mkt Cap (Cr.)66,243.12
    1M Return1.80
    3Y Return0.37
    52-Week High1498
    Open851.75
    PE Ratio25.08
    6M Return-13.17
    Today's High851.75
    52-Week Low606
    Face Value10

    IndusInd Bank Company background

    Founded in: 1994
    Managing director: Sumant Kathpalia

    IndusInd Bank Ltd., founded in 1994 by the Hinduja Group, has grown into one of India’s leading financial institutions with a strong presence in both urban and rural markets. Headquartered in Mumbai and led by Managing Director Sumant Kathpalia, the bank offers a comprehensive range of services, including corporate and retail banking, treasury, and investment banking.

    With a network of over 2,600 branches and nearly 2,900 ATMs, IndusInd Bank serves a customer base of more than 34 million across the country. The bank continues to show impressive growth, with deposits crossing ₹4 trillion (up 15% YoY) and loans rising to ₹3,57,159 crore (up 13% YoY) as of Q3 FY25. With a market capitalization of approximately ₹94,000 crore, IndusInd Bank remains a key player in India’s banking sector, featuring in major indices like Nifty 50 and trading on NSE and BSE.

    Founding and Early Milestones

    • Launched in 1994 with INR 1,000 crore capital
    • Expanded to 77 branches by 2002
    • Tie-up with MoneyGram for electronic fund transfers
    • 2003 merger added strength in financial services

    Innovative Products and Services

    • Pioneered utility bill payments, travel cards
    • Entered new segments like bullion trading
    • Tie-ups expanded bancassurance offerings
    • Digital solutions improved customer experience

    Recognition and Technology Adoption

    • Among early adopters of Finacle core banking
    • New branch formats improved customer interaction
    • Won awards for CSR, innovation and performance
    • Advanced tech ensured seamless banking

    Global Partnerships

    • Alliances with Suzuki, PayU, World Gold Council
    • Allowed new travel cards, payment solutions, gold coins
    • Expanded global footprint and product portfolio

    Acquisitions and Expansion

    • Acquired Deutsche Bank’s credit card portfolio
    • Purchased RBS’s diamond financing portfolio
    • Merger with Bharat Financial for rural reach
    • Strengthened position in niche segments

    Financial Inclusion and MSME Focus

    • Microfinance loans empowered rural women
    • Funding from OPIC, ADB expanded inclusion
    • Support to MSMEs reinforced value proposition

    Modern Banking Approach

    • Leveraging technology for superior experience
    • Customer-centric product design
    • Exploring global partnerships
    • Inaugurated India's first digital metro branch

    Key Financial Metrics (FY24)

    1. Revenue Breakdown

    • Interest Income ₹45,748 crore, up 25.8% from ₹36,368 crore in FY23.
    • Fee and Other Income ₹9,396 crore, up 15% YoY.
    • Total Revenue ₹44,541 crore, a 17% YoY increase from ₹38,167 crore in FY23.

    2. Profitability

    • Net Profit ₹8,977 crore, showcasing robust 21% YoY growth from ₹7,443 crore in FY23.
    • Net Interest Income (NII) ₹20,616 crore, up 17.2% YoY from ₹17,592 crore in FY23.
    • Net Interest Margin (NIM) Stable at 4.6%.
    • Return on Assets (ROA) Improved to 1.9% in FY24 from 1.5% in FY23.
    • Return on Equity (ROE) Increased to 15.6% from 15.4% in FY23.

    3. Asset Quality

    • Gross NPA Ratio 2.11%, slightly higher than 1.93% in FY23.
    • Net NPA Ratio 0.64%, compared to 0.57% in FY23.
    • Provision Coverage Ratio (PCR) Maintained at 70%.

    4. Deposits and Loans

    • Deposits Crossed ₹4 trillion, growing by 15% YoY to ₹4,12,317 crore in FY24.
    • Loans Grew by 13% YoY to ₹3,57,159 crore.
    1. Net Profit ₹1,331 crore, down by 40% YoY from ₹2,202 crore due to higher provisions and operating expenses.
    2. Net Interest Income (NII) ₹5,347 crore, a modest growth of 5% YoY.
    3. Gross NPA Ratio Stood at 2.11%, with Net NPA at 0.64%.
    4. Operating Profit (PPOP) ₹3,600 crore compared to ₹3,909 crore in Q3 FY24.

    Profitability Trends

    • Over the past five years

    Net Profit has grown at a CAGR of approximately 19%.

    NII has grown at a CAGR of around 14%, reflecting consistent operational efficiency.

    Asset Quality

    • The bank has maintained stable asset quality with a high PCR of 70%, ensuring adequate provisioning against potential risks.
    • The slight increase in GNPA and NNPA ratios reflects cautious lending practices amid evolving market conditions.

    Business Segment Analysis

    Retail Banking (38% Revenue Share)

    • Savings accounts, deposits
    • Mortgages, small business loans
    • Credit cards, wealth management

    Corporate Banking (37% Share)

    • Working capital, trade finance
    • Project and infrastructure funding
    • Cash management solutions

    Treasury (20% Share)

    • Trading desk for bonds, currencies
    • Portfolio management services
    • Remittances and fee income

    Others (5% Share)

    • Investment banking, broking
    • Credit cards and payment solutions
    • Online trading and demat services

    Wide Product Portfolio

    • Corporate, retail, investment banking
    • Niche offerings like diamond loans

    Customer Focus

    • Superior digital platforms
    • Personalized offerings and service

    Prudent Lending

    • Risk management and analytics
    • Diversified loan book

    Technological Prowess

    • Advanced core banking platform
    • Innovative mobile and internet banking

    IndusInd Bank has undertaken several strategic initiatives and investments to strengthen its market position, enhance customer offerings, and drive growth, which positively impacts the IndusInd Bank share price. Below are the key recent developments

    1. Capital Raising

    • Qualified Institutional Placement (QIP) In FY22, the bank successfully raised ₹6,194 crore through a QIP to bolster its capital base. This has helped maintain a strong capital adequacy ratio (16.51% as of Q2 FY25) and supported growth initiatives.

    2. Expansion in Insurance Distribution

    • IndusInd Bank has ventured into insurance distribution, leveraging its extensive branch network and digital platforms to offer insurance products. This initiative aligns with its strategy to diversify revenue streams and enhance non-interest income.

    3. Retail Loan Book Expansion

    • The bank continues to focus on growing its retail loan book, which constitutes 53% of its total advances as of Q2 FY25. Key areas of growth include

    Vehicle financing (25% of the loan book) Microfinance (9%) Personal loans and credit cards Home loans and loans against property

    • Retail loans grew by 16% YoY in Q2 FY25, driven by targeted customer acquisitions and co-lending partnerships with fintechs.

    4. New Credit Card Offerings and Wealth Products

    • IndusInd Bank has expanded its credit card portfolio, reaching close to 2 million credit cards in force as of Q2 FY25. It has introduced innovative offerings such as

    Co-branded cards with leading brands. Premium cards targeting affluent customers.

    • The bank also launched a new investment platform in Q2 FY25, providing personalized wealth management solutions with features like portfolio analysis, fund comparison, and risk profiling.

    5. Digital Transformation Initiatives

    • Under its Digital 2.0 strategy, the bank has made significant investments in technology to enhance customer experience and operational efficiency

    Launched "INDIE," a one-stop digital banking platform for individual and SME customers.

    Introduced "Indus PayWear," a wearable payment product integrating credit/debit card functionality.

    Expanded digital onboarding for GIFT City accounts, catering to NRIs, OCIs, and foreign nationals.

    Achieved a digital transaction mix of 93%, reflecting strong adoption of digital channels.

    6. Focus on Sustainability

    • IndusInd Bank has introduced innovative ESG-linked financial products and is actively promoting green financing initiatives to align with global sustainability goals.

    7. Geographic and Business Expansion

    • The bank now operates through over 3,040 branches/banking outlets and 3,011 ATMs, serving approximately 41 million customers across India.

    • It continues to expand its presence in rural areas through Bharat Financial Inclusion Limited (BFIL), focusing on microfinance for underserved populations.

    These developments highlight IndusInd Bank's strategic focus on capitalizing on retail growth opportunities, leveraging technology for innovation, diversifying revenue streams, and maintaining strong financial health to support long-term growth objectives.

    • Leverage API integrations for superior digital experience
    • Expand reach through new partnerships
    • Cross-sell retail offerings to customer base
    • Continued investments in technology
    • Venture into new business areas like insurance

    Favorable Demographics

    • Growing middle class and urbanization
    • Rising income levels
    • Higher consumerism

    Government Reforms

    • Push for financial inclusion
    • Infrastructure investment
    • Support for MSME lending

    Technology Disruption

    • Scope for superior digital banking
    • Advanced analytics for superior insights
    • Process automation and straight-through processing

    Key Challenges

    • COVID-19 impact on growth and asset quality
    • Execution risk in mergers and acquisitions
    • Cybersecurity threats with digital push
    • Stiff competition from peers
    • Managing technology and operational risks

    Brief Overview

    With its strong brand, customer focus, and technological innovation, IndusInd Bank is poised for healthy growth despite near-term challenges. Its diversified business model, prudent lending, and strategic expansion provide revenue visibility. Backed by robust fundamentals and global ambitions, IndusInd Bank remains a banking leader ready for the digital era.

    As of 09 Jul, 2025, IndusInd Bank share price is ₹851.8. The stock opened at ₹851.8 and had closed at ₹850.3 the previous day. During today’s trading session, IndusInd Bank share price moved between ₹851.75 and ₹851.75, with an average price for the day of ₹851.75. Over the last 52 weeks, the stock has recorded a low of ₹606.00 and a high of ₹1,498.00. In terms of performance, IndusInd Bank share price has declined by 13.2% over the past six months and has declined by 40.72% over the last year.

    Read More
    IndusInd Bank SIP Return Calculator

    Over the past

    1 year
    3 years
    5 years

    Total Investment of ₹65,00,000

    Would have become ₹53,34,359 (-17.93%)

    Daily SIP of 25,000 would have become 53,34,359 in 1 year with a gain of -11,65,640 (-17.93%)

    View details of Market Depth

    IndusInd Bank Fundamental

    Market Cap (in crs)

    66,243.12

    Face Value

    10

    Turnover (in lacs)

    30.65

    Key Metrics

    Qtr Change %
    43.14% Fall from 52W High
    25.3
    Dividend yield 1yr %
    0

    IndusInd Bank Key Financials

    View more

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    IndusInd Bank Quarterly Revenue
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    10633.84 Cr
    12800.77 Cr
    12686.28 Cr
    12546.77 Cr
    12198.53 Cr
    IndusInd Bank Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
    56358.1 Cr
    55143.98 Cr
    44540.69 Cr
    38230.07 Cr
    35500.68 Cr
    35735.5 Cr
    IndusInd Bank Quarterly Net Profit/Loss
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    -2328.92 Cr
    1402.35 Cr
    1331.26 Cr
    2170.72 Cr
    2349.08 Cr
    IndusInd Bank Yearly Net Profit/Loss

    IndusInd Bank Result Highlights

    • IndusInd Bank Ltd reported a 3.0% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 20.8%.

    • Its expenses for the quarter were down by 8.0% QoQ and up 26.2% YoY.

    • The net profit increased 67.5% QoQ and increased 15.0% YoY.

    • The earnings per share (EPS) of IndusInd Bank Ltd stood at 30.1 during Q4FY25.

      Read more

    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    Top Mutual Fund Invested in IndusInd Bank

    Promoter
    15.8%
    Foreign Institutions
    29.5%
    Mutual Funds
    27.6%
    Domestic Institutions
    36.7%
    Public
    17.9%
    Promoter
    16.3%
    Foreign Institutions
    24.7%
    Mutual Funds
    30.3%
    Domestic Institutions
    42.9%
    Public
    16.2%
    Promoter
    16.4%
    Foreign Institutions
    34.1%
    Mutual Funds
    22.7%
    Domestic Institutions
    35.1%
    Public
    14.4%
    Promoter
    16.4%
    Foreign Institutions
    38.4%
    Mutual Funds
    19.9%
    Domestic Institutions
    30.2%
    Public
    15%
    Promoter
    16.4%
    Foreign Institutions
    40.2%
    Mutual Funds
    17.8%
    Domestic Institutions
    28.6%
    Public
    14.8%
    Promoter
    16.4%
    Foreign Institutions
    42.5%
    Mutual Funds
    15.6%
    Domestic Institutions
    26.7%
    Public
    14.4%

    IndusInd Bank Technical Analysis

    Moving Averages Analysis
    850
    Current Price
    Bullish Moving Averages
    8
    Bearish Moving Averages
    8
    5Day EMA
    855.20
    10Day EMA
    853.30
    12Day EMA
    851.70
    20Day EMA
    844.80
    26Day EMA
    840.00
    50Day EMA
    830.70
    100Day EMA
    857.70
    200Day EMA
    961.60
    5Day SMA
    856.20
    10Day SMA
    855.60
    20Day SMA
    843.50
    30Day SMA
    835.00
    50Day SMA
    823.50
    100Day SMA
    828.80
    150Day SMA
    878.70
    200Day SMA
    963.10
    Delivery & Volume

    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    930788 Rs
    2444904 Rs
    Week Rs
    1394255 Rs
    4667844 Rs
    Month Rs
    2635964 Rs
    6538797 Rs
    853.88
    Pivot
    Resistance
    First Resistance
    859.32
    Second Resistance
    868.33
    Third Resistance
    873.77
    Support
    First Support
    844.87
    Second support
    839.43
    Third Support
    830.42
    Relative Strength Index
    54.28
    Money Flow Index
    35.97
    MACD
    11.72
    MACD Signal
    12.21
    Average True Range
    22.62
    Average Directional Index
    19.84
    Rate of Change (21)
    1.63
    Rate of Change (125)
    -12.34
    Name
    Holding Percent
    Icici Prudential India Opportunities Fund
    5.26
    Hdfc Mutual Fund - Hdfc Mid-Cap Opportunities Fund
    5.2
    Sbi Nifty 50 Etf
    3.89
    Uti Nifty 50 Etf
    3.16
    Nippon Life India Trustee Ltd-A/C Nippon India Etf Nifty Bank Bees
    2.99
    Mirae Asset Large Cap Fund
    1.52
    Bandhan Sterling Value Fund
    1.32
    Government Pension Fund Global
    2.14
    Route One Offshore Master Fund, L.P.
    1.73
    Bridge India Fund
    1.49
    Life Insurance Corporation Of India
    5.08

    IndusInd Bank Latest News

    07 JUL 2025 | Monday

    Broker's call: IndusInd Bank (Neutral)

    05 JUL 2025 | Saturday

    Indusind Bank Ltd - 532187 - Announcement under Regulation 30 (LODR)-Credit Rating

    04 JUL 2025 | Friday

    IndusInd Bank Q1 Update: Net Advances Slip 3% Amid Accounting Fraud Fallout

    View More

    IndusInd Bank Share Price FAQs

    IndusInd Bank share price is ₹850 in NSE and ₹849.6 in BSE as on 9/7/2025.

    IndusInd Bank share price in the past 1-year return was -40.61. The IndusInd Bank share hit a 1-year low of Rs. 606 and a 1-year high of Rs. 1498.

    The market cap of IndusInd Bank is Rs. 66243.12 Cr. as of 9/7/2025.

    The PE ratios of IndusInd Bank is 25.08 as of 9/7/2025.

    The PB ratios of IndusInd Bank is 1.03 as of 9/7/2025

    The Mutual Fund Shareholding in IndusInd Bank was 27.55% at the end of 9/7/2025.

    You can easily buy IndusInd Bank shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of IndusInd Bank share price is ₹1498 and ₹606 as of 9/7/2025.

    Please be aware that IndusInd Bank stock prices are subject to continuous fluctuations due to various factors.

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