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What is a Demat Account?

A Demat account is primarily used to electronically hold securities and shares. A Demat account is also known as Dematerialized account. In other words, converting or dematerializing your physical shares in the electronic format is known as holding a Demat Account. Demat account is used to hold the shares and securities of publicly traded companies in an electronic form.

All of the Demat accounts in India are maintained by two organizations, namely National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL).

Brokerage Fees?

More Like Brokerage FLEES!

Make Every Trade Count

Plan Eligibility All Intraday Trades Carry Forward F&O Stock Delivery Subscription Fee Account Opening Fee
Age under 30 ₹0 ₹0 ₹0 1st year @ ₹299 ₹0
Age above 30 ₹0 ₹20/order 0.25% ₹0 ₹99
Eligibility Age under 30 Age above 30
All Intraday Trades ₹0 ₹0
Carry Forward F&O ₹0 ₹20/order
Stock Delivery ₹0 0.25%
Subscription Fee 1st year @ ₹299 ₹0
Account Opening Fee ₹0 ₹99

Benefits Of Demat Account Opening
With Kotak Securities

Daily investment & trade Ideas
Polish your trading skills
with exclusive courses
Buy now pay later
Trade from any device,
as per your convenience
Why Invest With Kotak Securities

We, at Kotak Securities, are committed to elevate your trading experience and be the one-stop solution for all your equity, derivative and other investment needs with reliable recommendations by our credible research team. We have been serving a diverse customer base of retail and institutional customers for more than 25 years now.

The Kotak Legacy!

A reputed brand with over 25 years of existence, and now servicing needs of more than 3.5+ million customers

Credible Research

A team of research analysts delivering short-term, long-term and derivatives trading calls

Robust Trading Platforms

For fast and seamless trading experience on both mobile and desktop.

One Platform.
Multiple Investment Opportunities.

A one-stop simplified solution for all your investing and trading needs across asset classes

& IPOs

& Options

Mutual Funds
& ETFs

& Commodity


Global Investing

Robust High-Speed Trading Platforms


Kotak Neo App

Kotak Neo App is designed to provide simplified and smooth trading & investing experience. The app is loaded with trader- and investor-centric features, keeping in mind the needs of new age traders & investors.

Kotak Desktop

Kotak Neo can be accessed on your desktop / laptop, where you can login and access all the exciting features. Be it stocks & IPOs, Futures & Options, Mutual Funds & ETFs, Currency & Commodity, smallcase; you will find everything under one roof.

Neo Trade API

With Kotak Neo Trade API, you can execute trades with utmost ease. They help traders and developers to integrate live market feed with their strategies. Customize your own trading platform to plan and execute trades. Our Fintech Partners: Tradetron, Algo Baba, Trading View, Amibroker, Ninja Trader, Chartlink, Meta Trader4 and Trade from Excel.

Nest Terminal

User-friendly platform that will help dynamic traders monitor markets, place orders seamlessly, and also buy & sell shares in real time. The sophisticated trading terminal will give you an edge in the competitive market.

Rewarded & Felicitated
By BSE (Bombay Stock Exchange)

Primary Market (2019-20)
Offer To Sell (OTS) (2019-20)
Offer To Buy (OTB) (2019-20)

Trusted By 3.5+ Million Customers

Thanks to Kotak Securities, I could invest in a range of asset classes, including stocks & mutual funds, effortlessly. Also, the Elearnmarkets course has helped me better understand the market nuances, and today I am more confident in making my own investment decisions.

Amita Joshi


I am glad that I chose to open an account with Kotak Securities, and my experience has been fabulous. An intuitive interface coupled with high-speed trading platforms has elevated my trading experience. I am an active intraday trader, and thanks to Kotak Securities, I have made meaningful gains over the years.

Karan Shukla

Active Trader Since 2020

I never knew that building your own trading platform was so easy. Thanks to Kotak Trade API, my trading journey is now at a whole new level. I used the Power REST APIs to back-test my trading strategy and on finding favourable results, I was able to replicate the success in live markets.

Kapil T

Trader since 2007

FAQs On Open Demat Account

Is Demat tax free?

No. Gains made via Demat are clubbed with your total taxable income.

Can I have two Demat accounts?

Yes. You can have multiple Demat accounts.

Can an NRI open a Demat Account?

Yes, Indian citizens as well as NRIs can open a Demat account.

Do I need a Demat account for SIP?

No. It’s not necessary to have a Demat account if you wish to invest in SIP.

How does a demat account work?

A Demat account—short for dematerialised account—is an account that allows you to hold company shares and securities electronically. It essentially allows you to trade without the need to move physical share certificates. Not only is it a storehouse for your investments, but it also speeds up transactions and reduces costs. You can open a demat account , by filling in a certificate physically and submitting the necessary documents in person and getting the Account/ID. You could also opt for a digital demat account where the entire application process is online. The steps are similar: Fill in the application form, upload scanned copies of your documents, and complete the IPV.

What are the types of demat account?

There are three types of demat accounts for different investors:
Regular Demat Account: This is for Indian citizens who reside in the country. Repatriable Demat Account: This type of demat account is for non-resident Indians (NRIs) who want to transfer money abroad. It needs to be linked to an Non-Resident External (NRE) bank account.Non-Repatriable Demat Account: This account is also meant for NRIs, but does not allow fund transfers abroad. It has to be linked to an Non-Resident Ordinary (NRO) bank account.

Can I open a demat account without opening a trading account?

For the purpose of investing, one needs to have a demat account and a trading account. A demat account is a close cousin of the trading account, without which the demat account is merely a storehouse for securities in digital form. Through a trading account, you can invest in stocks, IPOs, bonds, etc., and hold them all in a demat account. Know the difference between a trading and demat account in more detail.

There can be many advantages to opening a demat and trading account together.Know more!

Is the demat account part of a 3-in-1 account?

Yes, the demat account is a part of the 3-in-1 account which includes a bank account with Kotak Mahindra Bank and a trading and demat account with Kotak Securities. The 3-in-1 account gives you ‘direct access’. So you don’t have to manually transfer money from your savings to your trading account in order to trade online. Explore the perks of opening Kotak’s 3-in-1 account!

Can I link my new trading account with a demat account?

Yes, you can link your new trading account with a demat account. It is also possible to link multiple demat accounts with a single trading account.

Linking the accounts is mandatory if you trade in the cash segment. For example, to buy shares, you will need to place the order and dispense funds from the trading account. Once the order is processed, the shares will appear in your demat account.

In general, it is recommended to link your trading and demat accounts. That way you need not provide your demat account details for every transaction. Once an order is processed, the shares will be either deposited in or debited from the linked demat account. Know more about using a trading and demat account.

What are the charges of a demat account?

The charges of a demat account are: safety charges (custodian fee), annual maintenance charges, and transaction charges. Know more about the competitive brokerage charges of Kotak Securities.

Can I open a demat account for free? Are there any other charges?

Yes, you can open a demat account for free. However, there might be other charges applicable once the account is opened. These could be: safety charges (custodian fee), annual maintenance charges, and transaction charges. Know how to choose the best demat account for you here. Explore the competitive brokerage charges of Kotak Securities demat account.

Is a demat account transferrable?

Yes. You can transfer your Demat account (and holdings) from one broker to another either manually or online.

How can I open a Demat account online?

To open a Demat account online, visit the Kotak Securities website and fill in your name and mobile number. You will then be asked to upload your documents and complete the e-KYC process. Once your account is verified, it will be activated, and you can start trading.

How to check Demat account balance?

To check your Demat account balance, log in to your trading account with Kotak Securities and go to the 'Portfolio' section. Here, you can view your current holdings and their respective quantities.

Can a demat account be opened in joint names?

Yes, a demat account can be opened in joint names. You can open a demat account with up to three account holders, with any combination of first, second, and third holders.

Which is the app to open a Demat account?

There are many apps available to open a Demat account, but Kotak Securities offers one of the best services for opening a Demat account. The Kotak Securities app is user-friendly, and secure, and provides a seamless account opening experience.

What are the AMC charges in Kotak Securities?

Kotak Securities charges an Annual Maintenance Charge (AMC) of Rs. 600/- for maintaining a Demat account. However, this charge could be waived if you have opted for the Lifetime Free AMC Plan.