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What is a Demat Account?

A Demat account is primarily used to electronically hold securities and shares. A Demat account is also known as Dematerialized account. In other words, converting or dematerializing your physical shares in the electronic format is known as holding a Demat Account. Demat account is used to hold the shares and securities of publicly traded companies in an electronic form.

All of the Demat accounts in India are maintained by two organizations, namely National Securities Depository Limited (NSDL) and Central Depository Services Limited (CDSL).

Benefits Of Demat Account Opening
With Kotak Securities
Daily investment & trade Ideas
Polish your trading skills
with exclusive courses
Buy now pay later
Trade from any device,
as per your convenience

Why Invest With Kotak Securities

We, at Kotak Securities, are committed to elevate your trading experience and be the one-stop solution for all your equity, derivative and other investment needs with reliable recommendations by our credible research team. We have been serving a diverse customer base of retail and institutional customers for more than 25 years now.

The Kotak Legacy!

A reputed brand with over 25 years of existence, and now servicing needs of more than 3.5+ million customers

Credible Research

A team of research analysts delivering short-term, long-term and derivatives trading calls

Robust Trading Platforms

For fast and seamless trading experience on both mobile and desktop.

One Platform.
Multiple Investment Opportunities.

A one-stop simplified solution for all your investing and trading needs across asset classes

& IPOs

& Options

Mutual Funds
& ETFs

& Commodity


Global Investing

Robust High-Speed Trading Platforms


Kotak Neo App

Kotak Neo App is designed to provide simplified and smooth trading & investing experience. The app is loaded with trader- and investor-centric features, keeping in mind the needs of new age traders & investors.

Kotak Desktop

Kotak Neo can be accessed on your desktop / laptop, where you can login and access all the exciting features. Be it stocks & IPOs, Futures & Options, Mutual Funds & ETFs, Currency & Commodity, smallcase; you will find everything under one roof.

Neo Trade API

With Kotak Neo Trade API, you can execute trades with utmost ease. They help traders and developers to integrate live market feed with their strategies. Customize your own trading platform to plan and execute trades. Our Fintech Partners: Tradetron, Algo Baba, Trading View, Amibroker, Ninja Trader, Chartlink, Meta Trader4 and Trade from Excel.

Nest Terminal

User-friendly platform that will help dynamic traders monitor markets, place orders seamlessly, and also buy & sell shares in real time. The sophisticated trading terminal will give you an edge in the competitive market.

Rewarded & Felicitated
By BSE (Bombay Stock Exchange)

Primary Market (2019-20)
Offer To Sell (OTS) (2019-20)
Offer To Buy (OTB) (2019-20)

Trusted By 3.5+ Million Customers

Thanks to Kotak Securities, I could invest in a range of asset classes, including stocks & mutual funds, effortlessly. Also, the Elearnmarkets course has helped me better understand the market nuances, and today I am more confident in making my own investment decisions.

Amita Joshi


I am glad that I chose to open an account with Kotak Securities, and my experience has been fabulous. An intuitive interface coupled with high-speed trading platforms has elevated my trading experience. I am an active intraday trader, and thanks to Kotak Securities, I have made meaningful gains over the years.

Karan Shukla

Active Trader Since 2020

I never knew that building your own trading platform was so easy. Thanks to Kotak Trade API, my trading journey is now at a whole new level. I used the Power REST APIs to back-test my trading strategy and on finding favourable results, I was able to replicate the success in live markets.

Kapil T

Trader since 2007

FAQs On Open Demat Account

Is Demat tax free?

No. Gains made via Demat are clubbed with your total taxable income.

Can I have two Demat accounts?

Yes. You can have multiple Demat accounts.

Can an NRI open a Demat Account?

Yes, Indian citizens as well as NRIs can open a Demat account.

Do I need a Demat account for SIP?

No. It’s not necessary to have a Demat account if you wish to invest in SIP.

How does a demat account work?

A Demat account—short for dematerialised account—is an account that allows you to hold company shares and securities electronically. It essentially allows you to trade without the need to move physical share certificates. Not only is it a storehouse for your investments, but it also speeds up transactions and reduces costs. You can open a demat account , by filling in a certificate physically and submitting the necessary documents in person and getting the Account/ID. You could also opt for a digital demat account where the entire application process is online. The steps are similar: Fill in the application form, upload scanned copies of your documents, and complete the IPV.

What are the types of demat account?

There are three types of demat accounts for different investors:
Regular Demat Account: This is for Indian citizens who reside in the country. Repatriable Demat Account: This type of demat account is for non-resident Indians (NRIs) who want to transfer money abroad. It needs to be linked to an Non-Resident External (NRE) bank account.Non-Repatriable Demat Account: This account is also meant for NRIs, but does not allow fund transfers abroad. It has to be linked to an Non-Resident Ordinary (NRO) bank account.

Can I open a demat account without opening a trading account?

For the purpose of investing, one needs to have a demat account and a trading account. A demat account is a close cousin of the trading account, without which the demat account is merely a storehouse for securities in digital form. Through a trading account, you can invest in stocks, IPOs, bonds, etc., and hold them all in a demat account. Know the difference between a trading and demat account in more detail.

There can be many advantages to opening a demat and trading account together.Know more!

Is the demat account part of a 3-in-1 account?

Yes, the demat account is a part of the 3-in-1 account which includes a bank account with Kotak Mahindra Bank and a trading and demat account with Kotak Securities. The 3-in-1 account gives you ‘direct access’. So you don’t have to manually transfer money from your savings to your trading account in order to trade online. Explore the perks of opening Kotak’s 3-in-1 account!

Can I link my new trading account with a demat account?

Yes, you can link your new trading account with a demat account. It is also possible to link multiple demat accounts with a single trading account.

Linking the accounts is mandatory if you trade in the cash segment. For example, to buy shares, you will need to place the order and dispense funds from the trading account. Once the order is processed, the shares will appear in your demat account.
In general, it is recommended to link your trading and demat accounts. That way you need not provide your demat account details for every transaction. Once an order is processed, the shares will be either deposited in or debited from the linked demat account. Know more about using a trading and demat account.

What are the charges of a demat account?

The charges of a demat account are: safety charges (custodian fee), annual maintenance charges, and transaction charges. Know more about the competitive brokerage charges of Kotak Securities.

Can I open a demat account for free? Are there any other charges?

Yes, you can open a demat account for free. However, there might be other charges applicable once the account is opened. These could be: safety charges (custodian fee), annual maintenance charges, and transaction charges. Know how to choose the best demat account for you here. Explore the competitive brokerage charges of Kotak Securities demat account.

What is NO Brokerage Plan?

NO Brokerage Plan is a newly introduced brokerage plan targeted towards young traders and investors, less than or equal to 30 years. It offers zero brokerage across all segments.

What charges do I need to pay for this plan?

The charges and rates are as follows:-
  • Intraday Brokerage – 0 across all segments
  • Delivery (Equity & Commodity) – 0
  • Carry forward (Futures/Options/Currency/Commodity) – 0
  • MTF rate – 12.49% per annum
  • DP AMC – Same as existing charges
  • DP charges – 0.04% or Rs. 20 (whichever is higher)
  • Other charges – Same as Trade Free plan.
    Charges for Trade Free Plan can be found here:

What charges do I need to pay to subscribe to this plan?

The charges you need to pay are Rs.499/- +GST per annum.

For which set of customers is the Plan applicable?

Customers equal to or below 30 years of age can avail this plan.

For whom is this plan not applicable even if they meet the age criteria?

The Plan is not applicable for:

  • Kotak Securities employees
  • NRIs
  • Non-individual account
  • Advanced Brokerage Plan clients
  • Differential Brokerage Plan clients
  • Offline customers

What is the validity of this Plan?

The Plan is valid for a period of 2 years post which you will be shifted to the Trade Free Plan.

If I opt for this plan and trade through the dealer will the trades be free of cost?

No, it won’t. If you are on NO Brokerage plan and trade through dealer / customer service executives, you will incur brokerage of Rs. 49 per executed order. This will be charged on trades that are squared off by Kotak Securities as well.

What cost do I need to pay for the processing of SLBM orders?

The processing fee you need to pay for Securities Lending & Borrowing Mechanism (SLBM) will be 15% of the lending & borrowing fee, subject to a minimum of 10 paise per share.

If I have subscribed to the NO Brokerage plan and I am turning 30 years old in the next few days, will the plan get de-activated?

No, it won't. You will be subscribed to this plan for the next 2 years even if you turn 30 on the next day after subscription.

Can I subscribe to NO Brokerage plan on my own via website or app?

Yes, you can. However, for that, you need to be our existing customer. If you are an existing customer and want to subscribe to NO Brokerage plan, follow these steps:
  • Visit
  • Login to trade - New products – NO Brokerage Plan – Click on SUBSCRIBE NOW – Click on Confirm.

You can also click on (pre login NO Brokerage Plan link)

Can I opt out of NO Brokerage plan on my own through website or app?

Yes, you can. Alternatively, you can do subscribe to the ‘Trade Free Plan’ or ‘Trade Free Max’ plans through the website and mobile app. If you want to subscribe to any other plan, you can call our Customer Service.

Will I get a refund of my subscription fee if I opt out of NO Brokerage Plan?

No. You won’t. Once your subscription fee is debited, the same will not be refunded.

If I am on a subscription plan, will I be asked to debit my fee the next year or will it be auto-debited?

Next year’s annual subscription fee will be auto-debited.

Can I refer this plan to anyone?

Yes, you can. But refer only those equal to 30 years of age. Given below is the referral link:

What about other charges like STT etc.? Will they be free too?

All other charges on the account will remain the same as Trade Free Plan. You can find the charges for Trade Free Plan here-

What if I want to continue this offer after 2 years?

The plan is valid only for 2 years after which you will be automatically switched to the Trade Free Plan.