PNB (Punjab National Bank) Share Price

    NSE
    110.39
    -0.11 (0.00%)
    PNB • 01 Jul, 2025 | 11:36 AM
    BUY

    1Y Annualised Return

    -13.16%

    3Y Annualised Return

    52.83%

    5Y Annualised Return

    24.08%

    The current prices are delayed, login or Open Demat Account for live prices.

    PNB (Punjab National Bank) Stock Performance

    1W Return4.97
    1Y Return-9.81
    Today's Low109.31
    Prev. Close110.50
    Mkt Cap (Cr.)1,26,997.02
    1M Return4.38
    3Y Return275.04
    52-Week High128.8
    Open110.65
    PE Ratio7.64
    6M Return7.59
    Today's High110.98
    52-Week Low85.46
    Face Value2

    PNB (Punjab National Bank) Company background

    Founded in: 1895
    Managing director: Ashok Chandra

    Punjab National Bank (PNB), established in 1895, stands as one of India's prominent public sector banks, known for its long-standing history, widespread network, and financial resilience. Over the years, PNB has grown significantly through strategic mergers and acquisitions, making it a key player in India's banking sector.

    PNB was founded in Lahore, undivided India, marking a significant moment in Indian banking history. It holds the unique distinction of being the first Indian bank established solely with Indian capital. This was a notable achievement at a time when most banks in India were either British-owned or operated under foreign capital.

    Throughout its history, PNB has expanded its footprint through various mergers and acquisitions, which have played a crucial role in its growth and consolidation in the Indian banking sector. Some of the major mergers include:

    • 1951: Acquisition of Bharat Bank, which expanded its operational reach.
    • 1961: Merger with the Universal Bank of India, further strengthening its presence in the Indian banking landscape.
    • 1986: Absorption of Hindustan Commercial Bank, boosting its customer base and branch network.
    • 1993: Acquisition of the New Bank of India, a significant merger that added considerable strength to PNB's growing operations.

    These mergers not only expanded PNB's reach but also solidified its position as a trusted bank serving millions of Indian citizens across urban and rural regions.

    As of March 31, 2023, PNB operates a vast network of 10,076 branches across India, making it one of the largest public sector banks in the country. This network is complemented by over 12,898 ATMs, ensuring widespread access to banking services for customers. PNB's extensive branch network allows it to serve diverse customer segments, including retail, agricultural, and corporate clients.

    In addition to its domestic presence, PNB has international operations that reflect its ambition to be a global banking entity. PNB has branches in key international financial centres such as Hong Kong and Dubai. Furthermore, it operates subsidiaries like PNB International Ltd. (UK) and Druk PNB Bank Ltd. (Bhutan), which cater to its international clientele. The bank also has representative offices in various global cities, expanding its reach and providing international banking services to its customers.

    • Profitability and Income Growth PNB has made remarkable strides in improving its financial performance, particularly in terms of profitability. For the fiscal year ending March 31, 2024, PNB reported a net profit of ₹8,245 crore, a substantial increase from ₹2,507 crore recorded in the previous year. This impressive growth in profitability highlights the bank’s efforts in improving operational efficiency, reducing costs, and enhancing revenue streams.

    The bank’s Net Interest Income (NII), a critical measure of its core banking operations, rose by 15.7% to ₹405,304 million, compared to ₹350,283 million in the fiscal year 2023. This growth in NII indicates that the bank has successfully increased its interest earnings from loans and other financial products while keeping interest expenses on deposits and borrowings under control.

    • Asset Quality Improvements One of the most significant challenges faced by PNB in recent years has been its asset quality. However, the bank has made notable improvements in this area. The Gross Non-Performing Assets (GNPA) ratio decreased from 8.74% in March 2023 to 5.73% by March 2024. Similarly, the Net NPA ratio dropped from 2.72% to 0.73% during the same period. These reductions in NPA ratios reflect the bank's improved credit management practices and its success in recovering bad loans.

    The improvement in asset quality is attributed to several factors, including enhanced recovery efforts, better risk management, and stricter lending norms. The bank’s proactive approach in addressing non-performing assets (NPAs) has not only helped in reducing the NPA burden but has also instilled greater confidence among its investors and stakeholders.

    • Capital Adequacy PNB’s Capital Adequacy Ratio (CRAR), a key indicator of a bank's financial health, improved to 15.97% as of March 2024 from 15.50% in March 2023. This improvement reflects the bank’s strong capital position, which helps it absorb potential losses and maintain a stable financial outlook.

    To further bolster its capital base, PNB has undertaken several capital-raising initiatives. One such initiative includes a Qualified Institutional Placement (QIP) in September 2024, which raised ₹5,000 crore. This fresh capital infusion has strengthened PNB’s balance sheet, enabling the bank to pursue growth opportunities and meet regulatory capital requirements.

    PNB has been proactive in implementing strategic initiatives aimed at improving its operational efficiency, expanding its product offerings, and leveraging technological advancements. Some of the key initiatives include:

    1. Technological Enhancements: PNB has focused on enhancing its digital banking services to meet the evolving needs of its customers. This includes initiatives like ATM network sharing, which allows customers to access ATMs of other banks, and partnerships with fintech companies to improve its digital offerings.

    2. Expanding Retail Credit Portfolio: PNB is placing increased emphasis on growing its retail credit portfolio, particularly in areas like housing loans, vehicle loans, and personal loans. This is part of its strategy to boost profitability by increasing its exposure to the relatively safer retail segment.

    3. Improving CASA Ratio: The bank is also focusing on improving its Current Account Savings Account (CASA) ratio, which is a key metric of a bank’s deposit base. A higher CASA ratio helps reduce the overall cost of funds, thereby improving profitability.

    4. Partnerships and Collaborations: PNB has entered into various partnerships, particularly in the insurance and wealth management sectors, to expand its product offerings and provide more value to its customers.

    Outlook Overview

    Punjab National Bank remains a pivotal player in India’s banking sector, with a strong historical foundation and an extensive branch network. Despite facing challenges related to asset quality in the past, PNB has shown resilience and made significant improvements through strategic initiatives and enhanced financial performance.

    As the bank continues to strengthen its operations both domestically and internationally, it is well-positioned to enhance shareholder value and maintain robust growth trajectories. With its focus on technological advancements, expanding retail credit, and improving asset quality, PNB is poised to remain a competitive force within India’s dynamic banking landscape.

    As of 01 Jul, 2025, PNB (Punjab National Bank) share price is ₹110.4. The stock opened at ₹110.6 and had closed at ₹110.5 the previous day. During today’s trading session, PNB (Punjab National Bank) share price moved between ₹109.31 and ₹110.98, with an average price for the day of ₹110.15. Over the last 52 weeks, the stock has recorded a low of ₹85.46 and a high of ₹128.80. In terms of performance, PNB (Punjab National Bank) share price has increased by 7.5% over the past six months and has declined by 13.16% over the last year.

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    PNB (Punjab National Bank) SIP Return Calculator

    Over the past

    1 year
    3 years
    5 years

    Total Investment of ₹65,00,000

    Would have become ₹60,88,819 (-6.33%)

    Daily SIP of 25,000 would have become 60,88,819 in 1 year with a gain of -4,11,180 (-6.33%)

    View details of Market Depth

    PNB (Punjab National Bank) Fundamental

    Market Cap (in crs)

    1,26,997.02

    Face Value

    2

    Turnover (in lacs)

    10,077.28

    Key Metrics

    Qtr Change %
    29.24% Gain from 52W Low
    14.9
    Dividend yield 1yr %
    Below industry Median
    2.6

    PNB (Punjab National Bank) Key Financials

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    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    PNB (Punjab National Bank) Quarterly Revenue
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    32523.09 Cr
    31894.8 Cr
    30447.42 Cr
    29144.54 Cr
    28682.32 Cr
    PNB (Punjab National Bank) Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
    140456.81 Cr
    122394.01 Cr
    99084.88 Cr
    88339.49 Cr
    94990.85 Cr
    64306.13 Cr
    PNB (Punjab National Bank) Quarterly Net Profit/Loss
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    4642.87 Cr
    4648.6 Cr
    4431.99 Cr
    3716.17 Cr
    3100.88 Cr
    PNB (Punjab National Bank) Yearly Net Profit/Loss

    PNB (Punjab National Bank) Result Highlights

    • PNB (Punjab National Bank) reported a 6.5% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 17.2%.

    • Its expenses for the quarter were down by 7.5% QoQ and up 21.5% YoY.

    • The net profit decreased 30.1% QoQ and increased 79.2% YoY.

    • The earnings per share (EPS) of PNB (Punjab National Bank) stood at 3 during Q4FY25.

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    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    Top Mutual Fund Invested in PNB (Punjab National Bank)

    Promoter
    70.1%
    Foreign Institutions
    5.7%
    Mutual Funds
    4.7%
    Domestic Institutions
    14.7%
    Public
    9.5%
    Promoter
    70.1%
    Foreign Institutions
    5.7%
    Mutual Funds
    5.4%
    Domestic Institutions
    14.3%
    Public
    9.9%
    Promoter
    70.1%
    Foreign Institutions
    8.4%
    Mutual Funds
    2.9%
    Domestic Institutions
    11.7%
    Public
    9.8%
    Promoter
    73.2%
    Foreign Institutions
    5.5%
    Mutual Funds
    1.9%
    Domestic Institutions
    10.8%
    Public
    10.6%
    Promoter
    73.2%
    Foreign Institutions
    4.8%
    Mutual Funds
    3.4%
    Domestic Institutions
    12.4%
    Public
    9.7%
    Promoter
    73.2%
    Foreign Institutions
    3.1%
    Mutual Funds
    4.8%
    Domestic Institutions
    13.7%
    Public
    10%

    PNB (Punjab National Bank) Technical Analysis

    Moving Averages Analysis
    110.39
    Current Price
    Bullish Moving Averages
    16
    Bearish Moving Averages
    0
    5Day EMA
    107.40
    10Day EMA
    106.60
    12Day EMA
    106.50
    20Day EMA
    106.00
    26Day EMA
    105.50
    50Day EMA
    103.40
    100Day EMA
    101.70
    200Day EMA
    102.20
    5Day SMA
    106.80
    10Day SMA
    105.60
    20Day SMA
    107.50
    30Day SMA
    105.80
    50Day SMA
    103.00
    100Day SMA
    98.50
    150Day SMA
    100.00
    200Day SMA
    101.00
    Delivery & Volume

    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    20367309 Rs
    48887428 Rs
    Week Rs
    11571291 Rs
    25856103 Rs
    Month Rs
    11622350 Rs
    28696802 Rs
    109.28
    Pivot
    Resistance
    First Resistance
    111.87
    Second Resistance
    113.23
    Third Resistance
    115.82
    Support
    First Support
    107.92
    Second support
    105.33
    Third Support
    103.97
    Relative Strength Index
    66.01
    Money Flow Index
    50.93
    MACD
    1.01
    MACD Signal
    1.12
    Average True Range
    2.57
    Average Directional Index
    18.35
    Rate of Change (21)
    4.42
    Rate of Change (125)
    8.93
    Name
    Holding Percent
    SBI Contra Fund
    1.72
    Life Insurance Corporation of India
    9.15

    PNB (Punjab National Bank) Latest News

    30 JUN 2025 | Monday

    Punjab National Bank - 532461 - Announcement under Regulation 30 (LODR)-Interest Rates Updates

    30 JUN 2025 | Monday

    Punjab National Bank - 532461 - Shareholder Meeting / Postal Ballot-Scrutinizer''s Report

    30 JUN 2025 | Monday

    Punjab National Bank - 532461 - Closure of Trading Window

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    PNB (Punjab National Bank) Share Price FAQs

    PNB (Punjab National Bank) share price is ₹110.39 in NSE and ₹110.4 in BSE as on 1/7/2025.

    PNB (Punjab National Bank) share price in the past 1-year return was -9.8. The PNB (Punjab National Bank) share hit a 1-year low of Rs. 85.46 and a 1-year high of Rs. 128.8.

    The market cap of PNB (Punjab National Bank) is Rs. 126997.02 Cr. as of 1/7/2025.

    The PE ratios of PNB (Punjab National Bank) is 7.64 as of 1/7/2025.

    The PB ratios of PNB (Punjab National Bank) is 1.06 as of 1/7/2025

    The Mutual Fund Shareholding in PNB (Punjab National Bank) was 4.71% at the end of 1/7/2025.

    You can easily buy PNB (Punjab National Bank) shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of PNB (Punjab National Bank) share price is ₹128.8 and ₹85.46 as of 1/7/2025.

    Please be aware that PNB (Punjab National Bank) stock prices are subject to continuous fluctuations due to various factors.

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