Indian Overseas Bank Share Price

    NSE
    39.16
    +0.18 (2.60%)
    IOB • 01 Jul, 2025 | 11:17 AM
    BUY

    1Y Annualised Return

    -39.93%

    3Y Annualised Return

    30.21%

    5Y Annualised Return

    27.24%

    The current prices are delayed, login or Open Demat Account for live prices.

    Indian Overseas Bank Stock Performance

    1W Return3.66
    1Y Return-38.69
    Today's Low38.9
    Prev. Close38.98
    Mkt Cap (Cr.)75,062.19
    1M Return-2.01
    3Y Return135.89
    52-Week High72.6
    Open39.00
    PE Ratio22.54
    6M Return-24.73
    Today's High39.37
    52-Week Low33.5
    Face Value10

    Indian Overseas Bank Company background

    Founded in: 1937
    Managing director: Ajay Kumar Srivastava

    Indian Overseas Bank (IOB) is one of the top public sector banks in India, established on 10th February 1937 by Shri M. Ct. M. Chidambaram Chettyar. His vision allowed for IOB to be created with a specific emphasis on foreign exchange and overseas banking. In its first few years, IOB set itself apart from the others by opening three offices on the very first day – one in Karaikudi, one in Chennai, and the third in Rangoon (now Myanmar). Later, the bank expanded its reach by establishing a branch in Penang, thereby establishing a significant international presence.

    IOB's journey can be divided into a number of important phases, each being a milestone in its growth and development. During its early years, IOB concentrated on local growth, strengthening its banking operations and greatly expanding to further parts of India.

    In the pre-nationalization period (1947-1969), IOB grew its domestic operations and overseas presence considerably. As early as 1957, IOB established a training center in Chennai, which has since developed into the Staff College, with other training centers all over the country. In 1964, the bank took a leap in technology by focusing on computerization, beginning with inter-branch reconciliation and provident fund accounts. The creation of a department of agricultural banking in 1968 also reflected IOB's focus on varied sectors.

    In 1969, the nationalization of 14 major banks in India, including IOB, marked a significant milestone. The bank, by now, had 195 branches in India with deposits of Rs. 67.70 crore and advances of Rs. 44.90 crore. This new era gave IOB the scope to expand its services further while following government guidelines and priorities.

    Expansion and Technological Advancements

    In the post-nationalization period (1969-1992), IOB kept growing, albeit encountering setbacks such as the shutdown of its Malaysian branches in 1973 as a result of Malaysian regulatory reforms. Nonetheless, IOB's global vision remained undeterred with strategic moves such as the establishment of United Asian Bank Berhad, in which IOB had an interest. In the 1970s and 1980s, the bank diversified its international presence by opening up offices in places such as Seoul, Colombo, and Bangkok.

    The bank also welcomed computerization with a separate Computer Policy and Planning Department (CPPD), creating in-house software and training personnel for a computerized future. Significantly, in 1988, IOB took over Bank of Tamil Nadu, a major acquisition that increased its network.

    Post-Reform Era (1992 and Beyond)

    The post-reform era following 1992 witnessed Indian Overseas Bank through a number of changes, as the liberalization of the Indian economy was responsible for most of them. The bank adopted new technologies and products, such as introducing its website in 1997 and becoming one of the first banks to receive ISO 9001 certification for its Computer Policy and Planning Department in 1999.

    During the late 1990s and early 2000s, the bank made a foray into a line of innovative products and services. In December 1999, IOB launched the STAR services with the aim of facilitating quick realization of cheques. Launching mobile banking in Ahmedabad and Baroda emphasized the bank's focus on rendering state-of-the-art banking services. The bank also entered the arena of internet banking with online payment facilities for phone bills, which was another milestone in India's digital banking journey.

    As the new millennium progressed, IOB became one of the first public sector banks to raise capital through public offerings in the stock market. This era also marked its strong engagement with the NRI community, launching products like the eCash Home remittance service targeting NRIs in the United States.

    Innovations and Strategic Collaborations

    In the subsequent years, IOB remained innovative. By 2004, the bank had established partnerships with top-tier global and Indian competitors, including an alliance with Times Online Money for money remittance services. IOB also established a joint venture with Bank of Baroda and Andhra Bank to open India International Bank (Malaysia) Ltd. Over the subsequent years, the bank introduced various schemes like the Shubh Yatra loan, which was aimed at individuals going abroad for medical treatment, tourism, and work. Apart from this, IOB also consolidated its bond with the government by channeling credit to other nations, a major responsibility that allowed the bank to manage billions of dollars of foreign exchanges.

    IOB’s growth trajectory is also supported by its advancements in credit services, particularly for micro, small, and medium enterprises (MSMEs). In the following years post-2014, the bank introduced several credit schemes targeting MSMEs and contractors. Notably, the IOB SME Kanaka Scheme expanded beyond its regional roots, benefiting small firms across the country. IOB SME Debit Cards and other concessional credit schemes for vehicle purchases also indicate the bank's interest in entrepreneurial and small-scale business support.

    Financial Stability and Awards

    IOB has been improving its financial performance year after year. For example, even during 2018-19, when it was facing difficulties in a volatile economy, the bank registered consistent growth in both advances and deposits. In this phase, IOB mobilized more than Rs. 2,000 crore of equity to better its financial standing. The bank's high priority on financial inclusion ended up with millions of Basic Savings Bank Deposit (BSBD) accounts being opened, thus allowing more people to avail better banking services.

    Indian Overseas Bank's commitment to excellence has not gone unnoticed. The bank received the "Reforms Excellence" award for its outstanding performance among public sector banks in 2019. This award, along with numerous accolades from the Central Vigilance Commission and other regulatory bodies, underscores IOB’s ongoing commitment to improving its services and meeting the needs of its diverse customer base.

    Current Position and Future Prospects

    As of 2023, Indian Overseas Bank remains a key player in India’s banking sector. The bank operates more than 3,200 domestic branches and over 3,350 ATMs, with a great presence in rural and semi-urban areas. Also, the bank’s international operations continue to thrive, with branches in Singapore, Hong Kong, Bangkok, and Colombo, alongside a joint venture in Malaysia. The bank's focus on digital banking and expanding its customer-centric services ensures that it is set greatly for future growth.

    The Indian Overseas Bank share price is the mark of confidence and stability that IOB has achieved with its tireless efforts in restructuring and expanding its services over the past years. Given the transformations in market conditions and customer requirements, the future seems bright for IOB, as it is robustly focused on innovation and servicing customers.

    Quick Overview

    Indian Overseas Bank's journey from its inception in 1937 to its current position as a leading public sector bank is a testament to its resilience, adaptability, and vision. From being the first bank from India to make inroads abroad to adopting up-to-date banking technologies, IOB has progressively developed to answer the call of its clients. Now, it is a leading financial institution providing a variety of banking products and services to its large and diverse customer base. With ongoing emphasis on growth, innovation, and digitalization, IOB is ready for sustained growth and success in the Indian and international banking markets.

    As of 01 Jul, 2025, Indian Overseas Bank share price is ₹39. The stock opened at ₹39 and had closed at ₹39 the previous day. During today’s trading session, Indian Overseas Bank share price moved between ₹38.90 and ₹39.37, with an average price for the day of ₹39.13. Over the last 52 weeks, the stock has recorded a low of ₹33.50 and a high of ₹72.60. In terms of performance, Indian Overseas Bank share price has declined by 24.6% over the past six months and has declined by 39.93% over the last year.

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    Indian Overseas Bank SIP Return Calculator

    Over the past

    1 year
    3 years
    5 years

    Total Investment of ₹65,00,000

    Would have become ₹53,54,165 (-17.63%)

    Daily SIP of 25,000 would have become 53,54,165 in 1 year with a gain of -11,45,834 (-17.63%)

    View details of Market Depth

    Indian Overseas Bank Fundamental

    Market Cap (in crs)

    75,062.19

    Face Value

    10

    Turnover (in lacs)

    2,042.91

    Key Metrics

    Qtr Change %
    46.23% Fall from 52W High
    0.2
    Dividend yield 1yr %
    0

    Indian Overseas Bank Key Financials

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    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    Indian Overseas Bank Quarterly Revenue
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    7634.81 Cr
    7115.88 Cr
    6853.94 Cr
    6539.01 Cr
    6633.5 Cr
    Indian Overseas Bank Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021
    33750.31 Cr
    29730.97 Cr
    23523.42 Cr
    21641.17 Cr
    22461.2 Cr
    Indian Overseas Bank Quarterly Net Profit/Loss
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    1091.94 Cr
    875.27 Cr
    779.62 Cr
    648.66 Cr
    810.42 Cr
    Indian Overseas Bank Yearly Net Profit/Loss

    Indian Overseas Bank Result Highlights

    • Indian Overseas Bank reported a 8.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 37.4%.

    • Its expenses for the quarter were up by 16.3% QoQ and 50.7% YoY.

    • The net profit decreased 7.4% QoQ and increased 23.6% YoY.

    • The earnings per share (EPS) of Indian Overseas Bank - at - during Q4FY25.

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    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    Top Mutual Fund Invested in Indian Overseas Bank

    Promoter
    94.6%
    Foreign Institutions
    0.2%
    Mutual Funds
    0.1%
    Domestic Institutions
    2.6%
    Public
    2.6%
    Promoter
    96.4%
    Mutual Funds
    0.1%
    Domestic Institutions
    1.3%
    Public
    2.3%
    Promoter
    96.4%
    Mutual Funds
    0.1%
    Domestic Institutions
    1.3%
    Public
    2.3%
    Promoter
    96.4%
    Mutual Funds
    0.1%
    Domestic Institutions
    1.4%
    Public
    2.3%
    Promoter
    96.4%
    Mutual Funds
    0.1%
    Domestic Institutions
    1.3%
    Public
    2.3%
    Promoter
    96.4%
    Mutual Funds
    0.1%
    Domestic Institutions
    1.3%
    Public
    2.3%

    Indian Overseas Bank Technical Analysis

    Moving Averages Analysis
    39.16
    Current Price
    Bullish Moving Averages
    11
    Bearish Moving Averages
    5
    5Day EMA
    38.20
    10Day EMA
    38.10
    12Day EMA
    38.10
    20Day EMA
    38.20
    26Day EMA
    38.30
    50Day EMA
    38.80
    100Day EMA
    41.20
    200Day EMA
    45.40
    5Day SMA
    38.20
    10Day SMA
    37.70
    20Day SMA
    38.60
    30Day SMA
    38.60
    50Day SMA
    38.20
    100Day SMA
    40.70
    150Day SMA
    44.70
    200Day SMA
    47.20
    Delivery & Volume

    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    9446002 Rs
    26376512 Rs
    Week Rs
    6076263 Rs
    15630436 Rs
    Month Rs
    8269820 Rs
    19995567 Rs
    38.95
    Pivot
    Resistance
    First Resistance
    39.62
    Second Resistance
    40.25
    Third Resistance
    40.92
    Support
    First Support
    38.32
    Second support
    37.65
    Third Support
    37.02
    Relative Strength Index
    54.05
    Money Flow Index
    49.63
    MACD
    -0.16
    MACD Signal
    -0.19
    Average True Range
    1.34
    Average Directional Index
    15.01
    Rate of Change (21)
    -2.16
    Rate of Change (125)
    -24.06
    Name
    Holding Percent
    LIFE INSURANCE CORPORATION OF INDIA
    1.82

    Indian Overseas Bank Latest News

    27 JUN 2025 | Friday

    Indian Overseas Bank - 532388 - Closure of Trading Window

    16 JUN 2025 | Monday

    Indian Overseas Bank launches Tamil language PIN generation portal

    11 JUN 2025 | Wednesday

    Indian Overseas Bank Lowers Repo-Linked Lending Rate By 50 Basis Points

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    Indian Overseas Bank Share Price FAQs

    Indian Overseas Bank share price is ₹39.16 in NSE and ₹39.15 in BSE as on 1/7/2025.

    Indian Overseas Bank share price in the past 1-year return was -38.69. The Indian Overseas Bank share hit a 1-year low of Rs. 33.5 and a 1-year high of Rs. 72.6.

    The market cap of Indian Overseas Bank is Rs. 75062.19 Cr. as of 1/7/2025.

    The PE ratios of Indian Overseas Bank is 22.54 as of 1/7/2025.

    The PB ratios of Indian Overseas Bank is 2.57 as of 1/7/2025

    The Mutual Fund Shareholding in Indian Overseas Bank was 0.07% at the end of 1/7/2025.

    You can easily buy Indian Overseas Bank shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of Indian Overseas Bank share price is ₹72.6 and ₹33.5 as of 1/7/2025.

    Please be aware that Indian Overseas Bank stock prices are subject to continuous fluctuations due to various factors.

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