# SIP Calculator

Calculate the returns of your mutual fund SIP investment in just a few clicks.

Monthly SIP Amount

SIP Period

years

Expected Return Rate (p.a)

%

Investment

Estimated Returns

Invested amount

₹ 30,00,000

Estimated returns

₹ 39,66,432

Total value

₹ 69,66,432

Disclaimer: Past performance is not an indicator of future returns

Top Performing Mutual funds for SIP
Explore the top performers to make the right choice
Fund Name3Y ReturnMin SIP Invt.
42.80%
₹1000.00
36.84%
₹1000.00
25.21%
₹100.00
23.24%
₹100.00

A SIP calculator estimates the potential returns on SIP investments. It allows you to calculate the returns your investments may offer based on factors like investment amount, duration, and expected rate of return.

The SIP return calculator works based on the compound interest formula. Here is how the formula works:

Here is how a SIP calculator formula exactly works:
F = P [ (1+i)^n-1 ] * (1+i)/i
where

F = Future value or the amount you get at maturity
P = Amount you invest through SIP
i = Compounded rate of return
n = Investment duration in months
r = Expected rate of return

For example, if you invest Rs. 5,000 per month for a period of 24 months.
You expect a 12% annual rate of return (r).
Then, you have i = r/100/12 or 0.01.

FV = 5000 * [(1+0.01) ^24 - 1] * (1+0.01)/0.01
= Rs. 1,36,216
Estimated returns = Rs. 16,216

The rate of interest on a SIP will differ according to market conditions, which may change the estimated returns.

Kotak Securities’ SIP Calculator will show you the estimated returns on your investment and its total value. Follow the steps mentioned below.

• Step 1 - Enter the monthly SIP amount

• Step 2 - Enter the time period you want to invest

• Step 3 - Enter the expected rate of return

After entering all the values, the calculator will show the estimated amount you can get after your investment tenure is complete.

Some of the advantages of using Kotak Securities’ SIP Calculator are as follows:

1. A SIP calculator allows you to estimate the returns. This helps you plan for financial goals like your retirement, your child's education, etc.
2. The projected returns demonstrate how monthly SIP investments can grow significantly over the long term due to compounding effects.
3. It shows how much wealth you can create through SIP investments over your entered years.
4. You can navigate around by changing monthly SIP amount, investment tenure, and expected returns to plan better.
5. The calculator output helps you determine the ideal monthly SIP amount to achieve your financial goals.
Watch and Learn
How to place SIP order on Kotak Neo App
Watch this step by step process on how you can easily place your SIP order through Kotak Neo App.

You may invest any amount in a SIP, depending on your investment goals. Some mutual funds allow you to invest from Rs. 100 per month. There is no maximum limit.

There is no maximum tenure for SIPs. You can invest for as long as you want.

SIPs should not be compared to mutual funds. A SIP is a way of investing in mutual funds. It allows you to invest in regular intervals. On the other hand, mutual funds are a type of investment instrument.

No. With SIPs, you may invest in other types of mutual funds besides equity, like debt and hybrid mutual funds.

SIP offers benefits such as disciplined investing, affordability with smaller amounts, rupee cost averaging, the power of compounding, and flexibility in investment frequency and amount.

Start SIP with just Rs.100
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Start SIP with just Rs.100
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