LIC (Life Insurance Corporation of India) Share Price

    NSE
    928.6
    +2.05 (0.22%)
    LICI • 11 Jul, 2025 | 10:20 AM
    BUY

    1Y Annualised Return

    -12.37%

    3Y Annualised Return

    8.90%

    The current prices are delayed, login or Open Demat Account for live prices.

    LIC (Life Insurance Corporation of India) Stock Performance

    1W Return-1.31
    1Y Return-12.20
    Today's Low925.55
    Prev. Close926.55
    Mkt Cap (Cr.)5,86,042.66
    1M Return-3.77
    3Y Return29.27
    52-Week High1222
    Open926.55
    PE Ratio12.17
    6M Return10.59
    Today's High933.95
    52-Week Low715.3
    Face Value10

    LIC (Life Insurance Corporation of India) Company background

    Founded in: 1956
    Managing director: Sat Pal Bhanoo

    Life Insurance Corporation of India (LIC) was founded on September 1, 1956, under the Life Insurance Corporation Act, 1956. It began operations after obtaining a Certificate of Registration on September 20, 1956, issued by the Controller of Insurance. In line with the Insurance Act, LIC was granted permission to engage in the life insurance business in India and abroad. Over the years, the company has expanded its services, covering various life insurance sectors, including individual life insurance, group insurance, health insurance, pension plans, and micro-insurance products, making it the largest life insurer in India.

    The organisation underwent significant regulatory changes in the 2000s. Notably, LIC acquired the Certificate of Registration from the Insurance Regulatory and Development Authority of India (IRDAI) on January 1, 2001, which was renewed annually until the process was discontinued in December 2014. Since then, LIC has been compliant with the IRDAI regulations, which govern insurance policies and practices in India. The company is also subject to the IRDA Act, 1999, ensuring that its operations are in line with the country's insurance industry standards.

    LIC's business encompasses a wide range of insurance products and services. These include:

    • Individual Life Insurance
    • Group Insurance
    • Participating & Non-Participating Policies
    • Pension Plans
    • Gratuity and Superannuation Schemes
    • Unit-Linked Insurance Products (ULIPs)
    • Health Insurance
    • Micro Insurance

    With its extensive product portfolio, LIC caters to the needs of both urban and rural populations. The company has introduced several innovative products over the years, including Jeevan Akshay, Jeevan Shanti, and Bima Ratna, which have been well-received in the market.

    Since its inception, LIC has achieved numerous milestones. Some of the key moments in its journey are listed below:

    • 1956: LIC established foreign branches in Fiji and Mauritius.
    • 1960: The first foreign branch was established in the United Kingdom.
    • 1963-1964: LIC became a pioneer in the Indian insurance industry by installing computers in Mumbai and Kolkata to enhance operational efficiency.
    • 1989: LIC expanded its portfolio with the establishment of LIC Housing Finance Limited and LIC Mutual Fund.
    • 1999: It launched operations in Qatar.
    • 2000: LIC extended its services to Nepal through a subsidiary.
    • 2008: The company introduced LIC Cards Services Limited, providing credit card services.
    • 2019: LIC acquired a 51% stake in IDBI Bank, marking its entry into the banking industry.
    • Profit After Tax (PAT): LIC reported a profit after tax of INR 40,676 crore for FY 2024, compared to INR 36,397 crore in FY 2023, indicating a year-over-year growth.
    • Total Premium Income: The total premium income for FY 2024 was INR 4,75,070 crore, showing a slight increase from INR 4,74,005 crore in FY 2023.
    • New Business Premium Income (Individual): The new business premium income for individual policies was INR 57,716 crore in FY 2024, a slight decrease from INR 58,757 crore in FY 2023.
    • Renewal Premium (Individual): This segment saw a growth of 5.15%, with renewal premiums increasing to INR 2,46,052 crore from INR 2,34,006 crore in the previous year.
    • Number of Policies Sold (Individual): LIC sold 2,03,92,973 individual policies in FY 2024, slightly down from 2,04,28,937 policies in FY 2023.
    • Indian Embedded Value (IEV): The IEV increased by 24.92% to INR 7,27,344 crore.
    • Value of New Business (VNB): The VNB increased by 4.66% to INR 9,583 crore.
    • Assets Under Management (AUM): AUM increased by 16.48% to INR 51,21,887 crore.
    • Market Share: LIC maintained a market share of 38.44% in the individual business and 72.30% in the group business.

    Over the years, LIC has expanded its operations beyond India. Through these foreign branches, LIC offers life insurance products tailored to meet the needs of the local population, while also catering to the Indian diaspora.

    In recent years, LIC has further expanded its international footprint by setting up subsidiaries and forging strategic partnerships in countries such as Singapore, Bangladesh, and Sri Lanka. Its joint ventures with local companies have helped it penetrate new markets and diversify its revenue streams.

    LIC has embraced technology to enhance customer experience and streamline its operations. Some of the key technological initiatives taken by the corporation include:

    • 1998: Introduction of IVRS and information kiosks to provide policyholders with easy access to information.
    • 2003: LIC launched Varishtha Pension Bima Yojana, marking the introduction of its first premium payment facility through ATM.
    • 2010: The company introduced online paperless underwriting and SMS-based services for policyholders.
    • 2017: Premium payments through digital wallets and UPI were introduced, catering to the growing demand for digital payment options.
    • 2020: The corporation launched an online and paperless process for micro insurance policies and introduced various customer-friendly measures during the COVID-19 pandemic.
    • 2022: LIC introduced a mobile application for agents, facilitating easier customer acquisition and policy management.

    In comparison to other leading insurance companies like HDFC Life and SBI Life Insurance, LIC holds a dominant market share of around 66.2% in terms of new business premiums as of FY 2022-23. While private players have made strides in terms of profitability and digital transformation, LIC continues to benefit from its extensive distribution network, government backing, and strong brand equity.

    However, private insurers have been quicker to adopt InsurTech solutions, which has helped them streamline operations and improve customer engagement. For example, HDFC Life has introduced several innovative products, such as Click2Protect, a fully digital term plan that can be purchased online without any paperwork. Additionally, SBI Life has leveraged its banking channels for cross-selling insurance products.

    Despite its significant market share, LIC faces several challenges, including:

    • Competition from Private Insurers: LIC needs to focus on introducing more innovative products to compete with private insurers.
    • Digital Transformation: While LIC has made strides in digitalization, it still lags behind some of its competitors in terms of digital offerings and customer experience.
    • Profitability: LIC's profitability margins are lower compared to private sector players, who have been able to generate higher returns on equity by focusing on more profitable segments.

    On the flip side, LIC has numerous opportunities to grow, particularly in the health insurance and pension product segments. With more people becoming aware of the benefits of health and life insurance, LIC's vast distribution network and strong brand will help it capture a larger share of these growing markets.

    Outlook Overview

    LIC has come a long way since its inception in 1956. With its vast distribution network, strong brand, and government backing, it continues to dominate the Indian life insurance market. However, to maintain its leadership position in an increasingly competitive market, LIC must focus on innovation, digital transformation, and improving profitability. The road ahead is filled with challenges, but also immense opportunities for growth, both in India and abroad.

    As of 11 Jul, 2025, LIC (Life Insurance Corporation of India) share price is ₹928.4. The stock opened at ₹926.6 and had closed at ₹926.6 the previous day. During today’s trading session, LIC (Life Insurance Corporation of India) share price moved between ₹925.55 and ₹933.95, with an average price for the day of ₹929.75. Over the last 52 weeks, the stock has recorded a low of ₹715.30 and a high of ₹1,222.00. In terms of performance, LIC (Life Insurance Corporation of India) share price has increased by 10.6% over the past six months and has declined by 12.37% over the last year.

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    LIC (Life Insurance Corporation of India) SIP Return Calculator

    Over the past

    1 year
    3 years
    Total Investment of ₹65,00,000
    Would have become ₹61,12,508 (-5.96%)
    Daily SIP of 25,000 would have become 61,12,508 in 1 year with a gain of -3,87,491 (-5.96%)
    View details of Market Depth

    LIC (Life Insurance Corporation of India) Fundamental

    Market Cap (in crs)

    5,86,042.66

    Face Value

    10

    Turnover (in lacs)

    1,868.87

    Key Metrics

    Qtr Change %
    29.79% Gain from 52W Low
    20.9
    Dividend yield 1yr %
    Market Leader
    0.6

    LIC (Life Insurance Corporation of India) Key Financials

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    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    *All values are in ₹ Cr.

    LIC (Life Insurance Corporation of India) Quarterly Revenue
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    243134.49 Cr
    203751.32 Cr
    231132.12 Cr
    211952.09 Cr
    238716.59 Cr
    LIC (Life Insurance Corporation of India) Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
    893537.23 Cr
    860795.02 Cr
    792427.15 Cr
    724742.92 Cr
    703732.43 Cr
    645605.47 Cr
    LIC (Life Insurance Corporation of India) Quarterly Net Profit/Loss
    Mar 2025Dec 2024Sep 2024Jun 2024Mar 2024
    19472.68 Cr
    11054.35 Cr
    7759.83 Cr
    10676.14 Cr
    13820.54 Cr
    LIC (Life Insurance Corporation of India) Yearly Net Profit/Loss
    Mar 2025Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020
    43514.24 Cr
    36844.37 Cr
    31812.97 Cr
    -71.68 Cr
    2257.31 Cr
    -4236.64 Cr

    LIC (Life Insurance Corporation of India) Result Highlights

    • LIC (Life Insurance Corporation of India) reported a 23.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 25.9%.

    • Its expenses for the quarter were up by 24.0% QoQ and 14.8% YoY.

    • The net profit increased 25.2% QoQ and increased 4.4% YoY.

    • The earnings per share (EPS) of LIC (Life Insurance Corporation of India) stood at 21.8 during Q4FY25.

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    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    Top Mutual Fund Invested in LIC (Life Insurance Corporation of India)

    Promoter
    96.5%
    Foreign Institutions
    0.1%
    Mutual Funds
    1.1%
    Domestic Institutions
    1.3%
    Public
    2.1%
    Promoter
    96.5%
    Foreign Institutions
    0.1%
    Mutual Funds
    1.1%
    Domestic Institutions
    1.2%
    Public
    2.2%
    Promoter
    96.5%
    Foreign Institutions
    0.2%
    Mutual Funds
    1%
    Domestic Institutions
    1.1%
    Public
    2.2%
    Promoter
    96.5%
    Foreign Institutions
    0.2%
    Mutual Funds
    0.8%
    Domestic Institutions
    0.9%
    Public
    2.4%
    Promoter
    96.5%
    Foreign Institutions
    0.1%
    Mutual Funds
    0.7%
    Domestic Institutions
    0.9%
    Public
    2.5%
    Promoter
    96.5%
    Foreign Institutions
    0.1%
    Mutual Funds
    0.8%
    Domestic Institutions
    1%
    Public
    2.4%

    LIC (Life Insurance Corporation of India) Technical Analysis

    Moving Averages Analysis
    928.6
    Current Price
    Bullish Moving Averages
    7
    Bearish Moving Averages
    9
    5Day EMA
    940.40
    10Day EMA
    944.90
    12Day EMA
    945.40
    20Day EMA
    942.90
    26Day EMA
    937.80
    50Day EMA
    912.00
    100Day EMA
    885.40
    200Day EMA
    884.40
    5Day SMA
    940.80
    10Day SMA
    950.90
    20Day SMA
    946.90
    30Day SMA
    949.90
    50Day SMA
    906.00
    100Day SMA
    842.20
    150Day SMA
    852.70
    200Day SMA
    875.80
    Delivery & Volume

    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    937314 Rs
    2056779 Rs
    Week Rs
    410688 Rs
    899112 Rs
    Month Rs
    468349 Rs
    1088643 Rs
    929.83
    Pivot
    Resistance
    First Resistance
    938.67
    Second Resistance
    950.78
    Third Resistance
    959.62
    Support
    First Support
    917.72
    Second support
    908.88
    Third Support
    896.77
    Relative Strength Index
    45.22
    Money Flow Index
    69.54
    MACD
    7.65
    MACD Signal
    13.48
    Average True Range
    16.82
    Average Directional Index
    22.92
    Rate of Change (21)
    -3.96
    Rate of Change (125)
    6.63

    LIC (Life Insurance Corporation of India) Latest News

    10 JUL 2025 | Thursday

    LIC, IDBI disinvestment moves forward amid Govt sale push

    09 JUL 2025 | Wednesday

    Life Insurance Corporation of India - 543526 - Announcement under Regulation 30 (LODR)-Newspaper Publication

    08 JUL 2025 | Tuesday

    Life Insurance Corporation of India - 543526 - Announcement Under Regulation 30 Of SEBI (LODR) - Communication To Members

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    LIC (Life Insurance Corporation of India) Share Price FAQs

    LIC (Life Insurance Corporation of India) share price is ₹928.6 in NSE and ₹928 in BSE as on 11/7/2025.

    LIC (Life Insurance Corporation of India) share price in the past 1-year return was -12.19. The LIC (Life Insurance Corporation of India) share hit a 1-year low of Rs. 715.3 and a 1-year high of Rs. 1222.

    The market cap of LIC (Life Insurance Corporation of India) is Rs. 586042.66 Cr. as of 11/7/2025.

    The PE ratios of LIC (Life Insurance Corporation of India) is 12.17 as of 11/7/2025.

    The PB ratios of LIC (Life Insurance Corporation of India) is 4.64 as of 11/7/2025

    The Mutual Fund Shareholding in LIC (Life Insurance Corporation of India) was 1.13% at the end of 11/7/2025.

    You can easily buy LIC (Life Insurance Corporation of India) shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of LIC (Life Insurance Corporation of India) share price is ₹1222 and ₹715.3 as of 11/7/2025.

    Please be aware that LIC (Life Insurance Corporation of India) stock prices are subject to continuous fluctuations due to various factors.

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