Lumpsum Return Calculator

Estimate the lumpsum return on your mutual fund investment in just a few clicks.

Start Investing in Mutual Funds
+91 -

personImage

Total investment

Time Period

years

Expected Return Rate (p.a)

%

Investment

Estimated Returns

Invested amount

₹ 25,000

Estimated returns

₹ 76,139

Total value

₹ 1,01,139

Top performing Mutual Funds for Lumpsum investment
Explore the top performers to make the right choice
StockCase name1Y Gains3Y Gains5Y GainsMin invt.
53.28%44.02%33.52%₹5000
38.44%32.5%27.41%₹5000
33.45%26.36%19.27%₹100
35.39%23.49%17.33%₹100

A mutual fund Lumpsum Return Calculator offers a simple way to estimate your investments/corpus. Just enter your investment amount, duration, and expected annual return to quickly approximate your investment's value in seconds. Adjust the settings to see how your returns might vary.

Lumpsum return calculators for mutual funds work on the principle of future value. They tell you your investment's future value at a certain interest rate.

All lumpsum return calculators for mutual funds use a specific method to compute the estimated return on investment. It is essentially a compound interest formula, with one of the variables being the number of times the interest is compounded in a year.

F = P (1 + r/n) ^ nt
where

F = future value
P = present value of the invested amount
r = estimated rate of return (in %)
t = total duration of investment
n = number of times interest is compounded in a year

For instance, suppose you invest ₹10,00,000 in a mutual fund for 10 years, expecting an average return of 12% per annum. The interest is assumed to be compounded annually.

The formula for lumpsum investment return calculations can be used as follows:
F = ₹10,00,000 {(1+00.12/1)^10}
F = ₹31,05,848

Instead of manually calculating lumpsum investment return using this formula, an online Lumpsum calculator by Kotak Securities is a much simpler way of computing your investment value.

The Kotak Securities Lumpsum Return Calculator will show you the estimated returns on your investment along with the total value of the investment after your investment period in seconds. To use the Kotak Securities Lumpsum calculator-

  1. Enter your investment amount.
  2. Enter the duration of the investment.
  3. Then, enter the annual expected rate of return.

After all the input values, the calculator will show you the estimated amount you can avail after completing your investment tenure.

  • Estimates Returns: It enables you to calculate the potential returns you can get from your investment using this formula:
    F = P (1 + r/n) ^ nt
    where F = future value
    P = present value of the invested amount
    r = estimated rate of return (in %)
    t = total duration of investment
    n = number of times interest is compounded in a year

  • Saves Manual Effort: You can do immediate calculations for free, which saves you time and effort.

  • Decision Support: It can help you plan your investment based on the estimated returns you will get after the conclusion of the investment duration. However, it is essential to note that the results provided by the lumpsum return calculator are only estimates because mutual fund investments do not provide fixed returns.

Lumpsum investment involves investing a large amount upfront, while mutual fund investment, including SIP, allows regular investments in smaller amounts. Both invest in funds, but the approach differs in how the money is invested.

Kotak Securities Lumpsum Calculator assists in estimating potential returns from a one-time investment in mutual funds, providing insights into how the investment might grow over time.

It helps plan and set realistic financial goals by projecting potential returns from lumpsum investments, helping in informed decision-making aligned with individual financial objectives.

The calculator considers factors like investment amount, duration, and expected rate of return to estimate potential returns, helping users gauge the growth potential of different mutual fund schemes.

The tenure for Lumpsum investments in mutual funds is flexible, ranging from short-term (a few months) to long-term (several years), depending on the investors’ goals and the type of mutual fund chosen.

In a Lumpsum investment, additional contributions can be made separately from the initial investment, allowing investors to add more funds whenever they want.

Both approaches have their merits:

Factors SIP Lumpsum
Investment amountFixed amounts at regular intervalsLarge single investment
Investment goalAimed towards long term goalsOften aligned with short term objectives
Risk appetiteTypically lower riskUsually involves higher risk
Market conditionsEffective in volatile marketsBetter suited to bullish market conditions
Cost averagingUtilises rupee cost averagingNo cost averaging
Timing the marketDoesn't attempt to time the marketMight involve market timing
FlexibilityOffers more flexibility in investmentsLess flexibility in investment schedules
ReturnsModerately higher over the long termModerately higher over the short term
Overall riskGenerally lower riskTends to involve higher risk
Investment horizonFocuses on longer term investmentsPrimarily aimed at shorter term investments

For Mutual Fund investments, a demat account is not mandatory. Investors can choose direct plans without a demat account or regular plans through distributors or online platforms.

The Lumpsum Calculator provides estimated returns based on inputs such as investment amount, duration, and expected rate of return. Actual returns might vary due to market fluctuations. The calculator offers projections, not guarantees.

Start Investing in Mutual Funds
+91 -

personImage
Other Calculators