Utkarsh Small Finance Bank Ltd

NSE
UTKARSHBNK •
BUY

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Start SIP in Utkarsh Small Finance Bank Ltd
Stock Performance
52 Week Low - High
Today’s Low - High

Open

Prev. Close

Total Traded Value

View details of Market Depth
Fundamental

Market Cap (in crs)

Face Value

Turnover (in lacs)

Key Metrics
Qtr Change %
46.64% Gain from 52W Low
7.9
TTM PE Ratio
Below industry Median
12.7
Price to Book Ratio
Above industry Median
3
Dividend yield 1yr %
0
TTM PEG Ratio
PEG TTM is less than 1
0.3
RSI
RSI is mid-range
40.4
MFI
MFI is mid-range
49.6

Utkarsh Small Finance Bank Ltd shareholding Pattern

Promoter
69.2%
Foreign Institutions
0.7%
Mutual Funds
6.5%
Domestic Institutions
11.3%
Public
18.8%

Utkarsh Small Finance Bank Ltd Technical Analysis

Moving Averages Analysis
Moving Averages Analysis
Current Price
Bullish Moving Averages
1
Bearish Moving Averages
12
5Day EMA
55.20
10Day EMA
56.30
12Day EMA
56.60
20Day EMA
57.20
26Day EMA
57.30
50Day EMA
56.60
100Day EMA
54.90
EMA
NaN
Delivery & Volume
Resistance & Support
54.88
Pivot
Resistance
First Resistance
55.47
Second Resistance
56.38
Third Resistance
56.97
Support
First Support
53.97
Second support
53.38
Third Support
52.47
Relative Strength Index
40.43
Money Flow Index
49.63
MACD
-0.76
MACD Signal
-0.06
Average True Range
2.73
Average Directional Index
18.75
Rate of Change (21)
-6.91
Rate of Change (125)
13.41

Utkarsh Small Finance Bank Ltd Company background

Founded in: 2016
Managing director: Govind Singh
Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies. The Promoter, Utkarsh CoreInvest Limited, started operations as a NBFC in year 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar. Later on, it converted to a NBFC MFI. The Bank is engaged in providing banking and financial services and governed by Banking Regulation Act, 1949. On October 7, 2015, the Promoter received the RBI InPrinciple Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a whollyowned subsidiary on April 30, 2016. Subsequently, the Bank received final approval of the RBI to carry on the business as an SFB on November 25, 2016. Accordingly, Utkarsh CoreInvest Limited transferred its business of providing microfinance, as a going concern to the Bank and consequently commenced its operations from January 23, 2017. The Bank was included in second schedule to the RBI Act as a Scheduled Commercial Bank pursuant to a notification dated October 4, 2017 issued by the RBI and published in the Gazette of India on November 7, 2017. Following the commencement of SFB operations, the Bank further engaged with borrowers by focusing on microfinance and diversifying product offerings to include savings accounts, deposit products and other loan products. The Bank operations were focused in the states of Uttar Pradesh, where it headquartered and also in Bihar and Jharkhand. The Banking Operations are spread across India and are present in 22 States and Union Territories with 686 Banking Outlets as of March 31, 2022. It had a network of 209 onsite and 6 offsite ATMs. As of March 31, 2022, the Bank had also setup 310 microATMs. As of March 31, 2022, 67.91% of Gross Loan Portfolio (GLP) has been generated from Bihar, Uttar Pradesh and Jharkhand, respectively.The Bank asset products include micro banking loans that include joint liability group loans, and individual loans retail loans including, unsecured loans, such as business loans and personal loans, and secured loans, such as loans against property (LAP) wholesale lending that includes short term and long term loan facilities to SMEs, mid and large corporate and institutional clients housing loans with a focus on affordable housing commercial vehicle / construction equipment loans and Utkarsh Gold Loan product that was launched in Fiscal 2022. On the liabilities side, it offer savings accounts, current accounts and a variety of term and recurring deposit accounts. In addition, it provide noncredit offerings comprising ATMcumdebit cards, bill payment system and distribute mutual funds and insurance products.The Company is planning to come out with a public issue of Rs. 500 crore Equity Shares through fresh issue.
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Utkarsh Small Finance Bank Ltd FAQs

Utkarsh Small Finance Bank Ltd shares are currently priced at 54.55 on NSE and 54.53 on BSE as of 2/22/2024 12:00:00 AM. Please be aware that stock prices are subject to continuous fluctuations due to various factors.

The past 1-year return of Utkarsh Small Finance Bank Ltd [UTKARSHBNK] share was 0. The Utkarsh Small Finance Bank Ltd [UTKARSHBNK] share hit a 1-year low of Rs. 37.2 and a 1-year high of Rs. 68.3.

The market cap of Utkarsh Small Finance Bank Ltd is Rs. 5992.5 Cr. as of 2/22/2024 12:00:00 AM.

The PE ratios of Utkarsh Small Finance Bank Ltd is 12.71 as of 2/22/2024 12:00:00 AM.

The PB ratios of Utkarsh Small Finance Bank Ltd is 2.22 as of 2/22/2024 12:00:00 AM

The Mutual Fund Shareholding was 6.48% at the end of 2/22/2024 12:00:00 AM.

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