Utkarsh Small Finance Bank Ltd

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Start SIP in Utkarsh Small Finance Bank Ltd
Stock Performance
52 Week Low - High
Today’s Low - High

Open

Prev. Close

Total Traded Value

View details of Market Depth
Fundamental

Market Cap (in crs)

Face Value

Turnover (in lacs)

Key Metrics
Qtr Change %
40.00% Gain from 52W Low
5.8
TTM PE Ratio
Below industry Median
11.5
Price to Book Ratio
Above industry Median
1.9
Dividend yield 1yr %
0
TTM PEG Ratio
PEG TTM is less than 1
0.5
RSI
RSI is mid-range
46
MFI
MFI is mid-range
43.5

Utkarsh Small Finance Bank Ltd shareholding Pattern

Promoter
69.1%
Foreign Institutions
0.9%
Mutual Funds
6.6%
Domestic Institutions
9.8%
Public
20.2%
Promoter
69.2%
Foreign Institutions
0.7%
Mutual Funds
6.5%
Domestic Institutions
11.3%
Public
18.8%
Promoter
69.3%
Foreign Institutions
2.1%
Mutual Funds
7.2%
Domestic Institutions
13%
Public
15.7%
Promoter
69.3%
Foreign Institutions
3%
Mutual Funds
4.4%
Domestic Institutions
12.8%
Public
14.9%

Utkarsh Small Finance Bank Ltd Technical Analysis

Moving Averages Analysis
Moving Averages Analysis
Current Price
Bullish Moving Averages
0
Bearish Moving Averages
16
5Day EMA
52.70
10Day EMA
52.80
12Day EMA
52.80
20Day EMA
52.80
26Day EMA
52.80
50Day EMA
53.00
100Day EMA
53.20
200Day EMA
52.70
5Day SMA
52.80
10Day SMA
53.00
20Day SMA
52.50
30Day SMA
52.60
50Day SMA
53.70
100Day SMA
53.60
150Day SMA
53.70
200Day SMA
53.20
Delivery & Volume
Resistance & Support
52.43
Pivot
Resistance
First Resistance
53.05
Second Resistance
54.03
Third Resistance
54.65
Support
First Support
51.45
Second support
50.83
Third Support
49.85
Relative Strength Index
46.02
Money Flow Index
43.50
MACD
-0.07
MACD Signal
-0.12
Average True Range
1.72
Average Directional Index
12.26
Rate of Change (21)
-2.11
Rate of Change (125)
3.64
Peer comparison
Compare
Company
Market Price
Market Cap
52W Low
52W High
DCB Bank Ltd.
4416.94
109.9
163.45
South Indian Bank Ltd.
7212.44
16.26
36.88
CSB Bank Ltd.
5993.07
270
422.25
Fino Payments Bank Ltd.
2600.03
249.4
384
ESAF Small Finance Bank Ltd.
2770.03
49
82.4
Jana Small Finance Bank Ltd.
7112.66
365
760.9

Utkarsh Small Finance Bank Ltd Company background

Founded in: 2016
Managing director: Govind Singh
Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies. The Promoter, Utkarsh CoreInvest Limited, started operations as a NBFC in year 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar. Later on, it converted to a NBFC MFI. The Bank is engaged in providing banking and financial services and governed by Banking Regulation Act, 1949. On October 7, 2015, the Promoter received the RBI InPrinciple Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a whollyowned subsidiary on April 30, 2016. Subsequently, the Bank received final approval of the RBI to carry on the business as an SFB on November 25, 2016. Accordingly, Utkarsh CoreInvest Limited transferred its business of providing microfinance, as a going concern to the Bank and consequently commenced its operations from January 23, 2017. The Bank was included in second schedule to the RBI Act as a Scheduled Commercial Bank pursuant to a notification dated October 4, 2017 issued by the RBI and published in the Gazette of India on November 7, 2017. Following the commencement of SFB operations, the Bank further engaged with borrowers by focusing on microfinance and diversifying product offerings to include savings accounts, deposit products and other loan products. The Bank operations were focused in the states of Uttar Pradesh, where it headquartered and also in Bihar and Jharkhand. The Banking Operations are spread across India and are present in 22 States and Union Territories with 686 Banking Outlets as of March 31, 2022. It had a network of 209 onsite and 6 offsite ATMs. As of March 31, 2022, the Bank had also setup 310 microATMs. As of March 31, 2022, 67.91% of Gross Loan Portfolio (GLP) has been generated from Bihar, Uttar Pradesh and Jharkhand, respectively.The Bank asset products include micro banking loans that include joint liability group loans, and individual loans retail loans including, unsecured loans, such as business loans and personal loans, and secured loans, such as loans against property (LAP) wholesale lending that includes short term and long term loan facilities to SMEs, mid and large corporate and institutional clients housing loans with a focus on affordable housing commercial vehicle / construction equipment loans and Utkarsh Gold Loan product that was launched in Fiscal 2022. On the liabilities side, it offer savings accounts, current accounts and a variety of term and recurring deposit accounts. In addition, it provide noncredit offerings comprising ATMcumdebit cards, bill payment system and distribute mutual funds and insurance products.The Company is planning to come out with a public issue of Rs. 500 crore Equity Shares through fresh issue.
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Utkarsh Small Finance Bank Ltd FAQs

Utkarsh Small Finance Bank Ltd shares are currently priced at 52.08 on NSE and 52.11 on BSE as of 6/21/2024 12:00:00 AM. Please be aware that stock prices are subject to continuous fluctuations due to various factors.

The past 1-year return of Utkarsh Small Finance Bank Ltd [UTKARSHBNK] share was 0. The Utkarsh Small Finance Bank Ltd [UTKARSHBNK] share hit a 1-year low of Rs. 37.2 and a 1-year high of Rs. 68.3.

The market cap of Utkarsh Small Finance Bank Ltd is Rs. 5729.54 Cr. as of 6/21/2024 12:00:00 AM.

The PE ratios of Utkarsh Small Finance Bank Ltd is 11.53 as of 6/21/2024 12:00:00 AM.

The PB ratios of Utkarsh Small Finance Bank Ltd is 1.92 as of 6/21/2024 12:00:00 AM

The Mutual Fund Shareholding was 6.57% at the end of 6/21/2024 12:00:00 AM.

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