GIC Housing Finance Share Price

    171.01
    +5.08 (3.06%)
    GICHSGFIN • 14 Nov, 2025 | 03:29 PM
    Buy
    with MTF at1xleverage

    1Y Annualised Return

    -28.32%

    3Y Annualised Return

    6.39%

    5Y Annualised Return

    10.44%

    10Y Annualised Return

    -0.64%

    The current prices are delayed, login or Open Demat Account for live prices.

    GIC Housing Finance Stock Performance

    1W Return-0.40
    1Y Return-17.01
    Today's Low170.1
    Prev. Close165.93
    Mkt Cap (Cr.)920.89
    1M Return-0.01
    3Y Return20.39
    52-Week High229.5
    Open172.00
    PE Ratio6.72
    6M Return-7.63
    Today's High175.6
    52-Week Low156.01
    Face Value10

    GIC Housing Finance Company background

    Founded in: 1989
    Managing director: Shri Sachindra Salvi
    GIC Housing Finance Limited was incorporated on December 12, 1989 as GIC Grih Vitta Limited. Name of the Company was thereafter changed from GIC Grih Vitta Limited to GIC Housing Finance Limited with effect from November 16, 1993. Company was formed with the main object of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India. The Companys main business is to provide loans for the purchase or construction of residential units.GIC Housing Finance Limited is a subsidiary of General Insurance Corporation of India. They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes. Company has total 72 Branch Offices (including corporate office), 5 Satellite Offices and 4 Hub offices as on March 31, 2025.The company was promoted by General Insurance Corporation of India and their erstwhile subsidiaries namely, National Insurance Company Ltd, The New India Assurance Company Ltd, The Oriental Insurance Company Ltd and United India Insurance Company Ltd together with erstwhile UTI, ICICI, IFCI, HDFC and SBI, all of them contributing to the initial share capital. HDFC, SBI, ICICI and SUUTI sold off their holding in the company and ceased to be the promoters of the company.During the year 198991, the company started their operations in 8 locations. During the year 199192, they launched Employee and Builder Scheme Housing Scheme. During the year 199495, the company started new services centres in Navi Mumbai, Vizag and Coimbatore. During the year 199697, they started the process of branch interlinking and computerization. During the year 200001, the company opened a service centre at Madurai in Tamilnadu. During the year 200102, they opened three service centres at Trichy (Tamil Nadu), Thane (Mumbai) and Noida (Delhi).During the year 200910, the company opened their branches in tier two cities namely Baroda, Nagpur and Nasik. With this, the total number of branches as on 31st March 2010 stood at 27. They sanctioned Rs 77757 lakh under Apna Ghar Yojana during the year. The company had taken Special Contingency Insurance with The New India Assurance Company Ltd, which covers Accidental Insurance and Mortgaged property Insurance of the borrowers of the company. Also, the company made a tie up with Kotak Mahindra Old Mutual Life Insurance Ltd for getting insurance cover on the life of the borrower to the extent of the outstanding home Loan.In December 2010, the company sold their investments in LIC Mutual Fund Asset Management Company Ltd and LIC Mutual Fund Trustee Company Pvt Ltd.During the year ended 31 March 2014, GIC Housing Finance opened its branches at Patna (Bihar), Ahmedabad (Gujarat), Yelahanka (Bangalore, Karnataka), Chandanagar (Hyderabad, Andhra Pradesh), Kalyan Borivali (Maharashtra) and Dehradun (Uttarakhand).During the year ended 31 March 2015, GIC Housing Finance opened its branches at Meerut (Uttar Pradesh), Boisar (Maharashtra), Ghaziabad (Uttar Pradesh), Margao (Goa), Dwarka (Delhi), Electronic City (Bengaluru), Garia (Kolkata) and Hadapsar (Maharashtra).During the year ended 31 March 2016, GIC Housing Finance opened its branches at Greater Noida (Uttar Pradesh), Raipur (Chhattisgarh), Vijayawada (Andhra Pradesh), Vasai (Maharashtra) and Patiala (Punjab).During the year ended 31 March 2017, GIC Housing Finance opened its branches at Pitampura (Delhi), Hinjewadi (Maharashtra), Barasat (West Bengal), Mangalore (Karnataka) and Guwahati (Assam). During the year ended 31 March 2018, GIC Housing Finance opened its branches at Kozhikode (Kerala), Nellore (Andhra Pradesh), Whitefield (Karnataka), Hubli (Karnataka) and Siliguri (West Bengal).In 201819, the Company opened its Branches at Thrissur (Kerala), Surat (Gujarat), Suchitra (Hyderabad), Kengari (Karnataka) and Varanasi (Uttar Pradesh), which totaled to 75 offices. The Company opened 5 Satellite Offices in year 2022 to improve its geographical presence.During the year 202223, Malout and Diamond Harbour service centers merged with nearest Branch offices i.e.., with Chandigarh Branch Office and Kolkata Branch Office respectively.

    GIC Housing Finance Financial Highlights


    GIC Housing Finance reported a Q2 FY 2025-26 revenue of ₹271.54 crore, up 1.8% YoY, with net profit increased 6.0% to ₹50.03 crore. For the full year FY2025–2026, revenue reached ₹1088.94 crore and profit touched at ₹160.42 crore.

    GIC Housing Finance Share Price Today


    As of 16 Nov 2025, GIC Housing Finance share price is ₹171. The stock opened at ₹172 and had closed at ₹165.9 the previous day. During today’s trading session, GIC Housing Finance share price moved between ₹170.10 and ₹175.60, with an average price for the day of ₹172.85. Over the last 52 weeks, the stock has recorded a low of ₹156.01 and a high of ₹229.50. In terms of performance, GIC Housing Finance share price has declined by 7.6% over the past six months and has declined by 28.32% over the last year.
    Read More
    GIC Housing Finance SIP Return Calculator

    Over the past

    1 year
    3 years
    5 years
    Total Investment of ₹3,00,000
    Monthly SIP of 5,000 would have become 3,95,128 in 5 years with a gain of 95,128 (+31.71%)
    View details of Market Depth

    GIC Housing Finance Fundamental

    Market Cap (in crs)

    920.89

    Face Value

    10

    Turnover (in lacs)

    521.52

    Key Metrics

    Qtr Change %
    25.49% Fall from 52W High
    -1.3
    Dividend yield 1yr %
    Market Leader
    2.6

    GIC Housing Finance Key Financials

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    GIC Housing Finance Quarterly Revenue
    Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
    271.54 Cr
    265.36 Cr
    271.67 Cr
    269.26 Cr
    264.04 Cr
    GIC Housing Finance Yearly Revenue
    Mar 2025Mar 2024Mar 2023Mar 2022
    1088.94 Cr
    1069.68 Cr
    1128.9 Cr
    1156.4 Cr
    GIC Housing Finance Quarterly Net Profit/Loss
    Sep 2025Jun 2025Mar 2025Dec 2024Sep 2024
    50.03 Cr
    7.42 Cr
    35.2 Cr
    49.71 Cr
    36.52 Cr
    GIC Housing Finance Yearly Net Profit/Loss
    Mar 2025Mar 2024Mar 2023Mar 2022
    160.42 Cr
    151.35 Cr
    213.25 Cr
    173.51 Cr

    GIC Housing Finance Result Highlights

    • GIC Housing Finance Ltd reported a 2.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 2.3%.

    • Its expenses for the quarter were up by 2.2% QoQ and down 1.9% YoY.

    • The net profit increased 574.3% QoQ and increased 37.0% YoY.

    • The earnings per share (EPS) of GIC Housing Finance Ltd stood at 9.29 during Q2 FY 2025-26.

      Read more

    Data Source: BSE, Company announcements

    The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.

    GIC Housing Finance Shareholding Pattern

    Promoter
    42.4%
    Foreign Institutions
    2.2%
    Domestic Institutions
    5.5%
    Public
    49.9%
    Promoter
    42.4%
    Foreign Institutions
    2.7%
    Domestic Institutions
    5.5%
    Public
    49.4%
    Promoter
    42.4%
    Foreign Institutions
    2.2%
    Domestic Institutions
    5.9%
    Public
    49.5%
    Promoter
    42.4%
    Foreign Institutions
    2.5%
    Domestic Institutions
    5.9%
    Public
    49.2%
    Promoter
    42.4%
    Foreign Institutions
    2.9%
    Domestic Institutions
    5.9%
    Public
    48.8%
    Promoter
    42.4%
    Foreign Institutions
    2.6%
    Domestic Institutions
    5.9%
    Public
    49%

    GIC Housing Finance Technical Analysis

    Moving Averages Analysis
    171.01
    Current Price
    Bullish Moving Averages
    2
    Bearish Moving Averages
    14
    Day EMA5
    170.00
    Day EMA10
    171.10
    Day EMA12
    171.40
    Day EMA20
    172.20
    Day EMA26
    172.60
    Day EMA50
    174.40
    Day EMA100
    177.80
    Day EMA200
    184.10
    Day SMA5
    169.70
    Day SMA10
    171.40
    Day SMA20
    172.70
    Day SMA30
    172.90
    Day SMA50
    173.50
    Day SMA100
    180.60
    Day SMA150
    181.70
    Day SMA200
    179.60
    Delivery & Volume
    Loading chart...

    Delivery & Volume

    PeriodCombined Delivery VolumeNSE+BSE Traded Volume
    Day Rs
    158843 Rs
    321257 Rs
    Week Rs
    81216 Rs
    147068 Rs
    Month Rs
    49740 Rs
    87210 Rs
    172.24
    Pivot
    Resistance
    First Resistance
    174.37
    Second Resistance
    177.74
    Third Resistance
    179.87
    Support
    First Support
    168.87
    Second support
    166.74
    Third Support
    163.37
    Relative Strength Index
    46.18
    Money Flow Index
    53.31
    MACD
    -1.21
    MACD Signal
    -0.73
    Average True Range
    4.10
    Average Directional Index
    21.05
    Rate of Change (21)
    -0.01
    Rate of Change (125)
    -9.83

    Name
    Holding Percent
    LIFE INSURANCE CORPORATION OF INDIA
    5.51

    GIC Housing Finance Latest News

    14 NOV 2025 | Friday

    GIC Housing Finance Ltd - 511676 - Submission Of Financial Highlights For The Period Ended September 2025.

    14 NOV 2025 | Friday

    GIC Housing Finance Ltd - 511676 - Announcement under Regulation 30 (LODR)-Newspaper Publication

    13 NOV 2025 | Thursday

    GIC Housing Finance Ltd - 511676 - Board Meeting Outcome for Outcome Of Board Meeting Dated 13Th November 2025.

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    GIC Housing Finance Share Price FAQs

    GIC Housing Finance share price is ₹171.01 in NSE and ₹170.85 in BSE as on 14/11/2025.

    GIC Housing Finance share price in the past 1-year return was -17. The GIC Housing Finance share hit a 1-year low of Rs. 156.01 and a 1-year high of Rs. 229.5.

    The market cap of GIC Housing Finance is Rs. 920.89 Cr. as of 14/11/2025.

    The PE ratios of GIC Housing Finance is 6.72 as of 14/11/2025.

    The PB ratios of GIC Housing Finance is 0.46 as of 14/11/2025

    You can easily buy GIC Housing Finance shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.

    The 52-week high and low of GIC Housing Finance share price is ₹229.5 and ₹156.01 as of 14/11/2025.

    The earnings per share (EPS) of GIC Housing Finance stood at 9.29 during Q2 FY 2025-26.

    Please be aware that GIC Housing Finance stock prices are subject to continuous fluctuations due to various factors.

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