IndusInd Bank's Q1 FY 2025-26 Quarter Results
- 29 Jul 2025
Result Summary
- IndusInd Bank Ltd reported a 1.9% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 3.8%.
- Its expenses for the quarter were up by 11.6% QoQ and 7.4% YoY.
- The net profit decreased 74.3% QoQ and decreased 72.2% YoY.
- The earnings per share (EPS) of IndusInd Bank Ltd stood at 7.8 during Q1 FY 2025-26.
Financial Statments for Q1 FY 2025-26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 14420.80 | 14706.66 | 14988.38 | -1.9% | -3.8% |
Total Expenses | 11853.48 | 10625.12 | 11036.58 | 11.6% | 7.4% |
Provisions & contingencies | 1759.99 | 950.23 | 1049.84 | 85.2% | 67.6% |
Profit Before Tax | 807.33 | 3131.31 | 2901.96 | -74.2% | -72.2% |
Tax | 203.28 | 782.23 | 731.24 | -74.0% | -72.2% |
Profit After Tax | 604.07 | 2349.15 | 2170.79 | -74.3% | -72.2% |
Earnings Per Share | 7.80 | 30.10 | 27.90 | -74.1% | -72.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
IndusInd Bank Ltd is a prominent banking institution in India, primarily engaged in providing a wide range of banking and financial services to its clients. These services include personal banking, corporate banking, and investment banking, among others. The bank operates in the financial services industry and is known for its focus on delivering comprehensive banking solutions to both individual and corporate clients. As of this report, specific information about recent major developments within the company is not available.
Revenue
In Q1FY26, IndusInd Bank Ltd reported a total income of ₹14,420.80 crores. This represents a decline of 1.9% compared to the previous quarter (Q4FY25), where the total income was ₹14,706.66 crores. Year-over-year, the total income fell by 3.8% from Q1FY25, which recorded a total income of ₹14,988.38 crores. This downward trend in revenue both on a quarterly and annual basis indicates changes in the bank's income-generating activities during this period.
Profitability
The profitability metrics for IndusInd Bank Ltd in Q1FY26 show a significant decline. The profit before tax (PBT) stood at ₹807.33 crores, marking a decrease of 74.2% from the previous quarter (Q4FY25) and 72.2% from the same quarter last year (Q1FY25). The profit after tax (PAT) amounted to ₹604.07 crores, which is a reduction of 74.3% quarter-over-quarter and 72.2% year-over-year. Earnings per share (EPS) also saw a notable drop, standing at ₹7.80, down 74.1% from Q4FY25 and 72.0% from Q1FY25. The substantial decrease in these metrics reflects changes in the bank's profitability during this quarter.
Operating Metrics
The operating metrics of IndusInd Bank Ltd for Q1FY26 reveal an increase in total expenses, which were ₹11,853.48 crores, up 11.6% from the previous quarter (Q4FY25) and 7.4% from the same quarter last year (Q1FY25). Provisions and contingencies rose sharply to ₹1,759.99 crores, marking an 85.2% increase quarter-over-quarter and a 67.6% increase year-over-year. These figures highlight significant shifts in the bank's operating expenses and provisions, which have impacted its overall financial performance for the quarter.