Indostar Capital Finance's Q1 FY 2025-26 Quarterly Results

Result Summary

• Indostar Capital Finance Ltd reported a 28.1% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 12.8%.
• Its expenses for the quarter were down by 2.9% QoQ and 5.0% YoY.
• The net profit increased 1447.3% QoQ and increased 2088.4% YoY.
• The earnings per share (EPS) of Indostar Capital Finance Ltd stood at 38.6 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Indostar Capital Finance Ltd is a non-banking financial company (NBFC) based in India. This organization is primarily involved in providing credit solutions to both corporate and retail clients. The company's product offerings include structured term financing solutions for corporates and loans to small and medium enterprises (SMEs), as well as vehicle finance and housing finance for retail customers. Indostar Capital Finance Ltd operates within the financial services industry, which is characterized by its regulatory environment and the need to manage credit risk effectively. As of the latest information available, there are no specific recent major developments regarding Indostar Capital Finance Ltd that have been identified.

Revenue

For the first quarter of the fiscal year 2026 (Q1FY26), Indostar Capital Finance Ltd reported a total income of ₹343.67 crores. This represents a decrease of 28.1% on a quarter-over-quarter (QoQ) basis from ₹477.86 crores in the fourth quarter of fiscal year 2025 (Q4FY25). Compared to the first quarter of the previous fiscal year (Q1FY25), where the total income was ₹394.34 crores, there is a year-over-year (YoY) decline of 12.8%. The downward trend in total income both sequentially and annually suggests a challenging environment for revenue growth during this period.

Profitability

In terms of profitability, Indostar Capital Finance Ltd showed a significant increase in profit before tax (PBT), with a value of ₹704.50 crores in Q1FY26. This marks a dramatic rise of 1696.7% QoQ from ₹39.21 crores in Q4FY25 and a 2269.7% increase YoY from ₹29.73 crores in Q1FY25. The tax expense for the quarter was ₹169.01 crores, which reflects a substantial rise both QoQ and YoY, at 4178.7% and 3421.0% respectively. Profit after tax (PAT) for the quarter stood at ₹545.58 crores, up by 1447.3% QoQ and 2088.4% YoY. The earnings per share (EPS) also saw a significant increase, reaching ₹38.60 in Q1FY26 from ₹2.60 in Q4FY25 and ₹1.80 in Q1FY25, marking an increase of 1384.6% QoQ and 2044.4% YoY.

Operating Metrics

The financial data for Indostar Capital Finance Ltd reveals that total expenses in Q1FY26 were ₹324.73 crores, reflecting a decrease of 2.9% QoQ from ₹334.60 crores in Q4FY25 and a 5.0% decline YoY from ₹341.76 crores in Q1FY25. This reduction in expenses alongside the vast improvement in profitability metrics indicates efficient cost management during the quarter. The substantial increase in profit and earnings, despite a backdrop of reduced income, highlights a period of operational strength for the company.