Yes Bank Q1 FY 2025-26 Quarterly Results
- 2d ago
Result Summary
- Yes Bank Ltd reported a 3.6% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1FY26). On a year-on-year (YoY) basis, it witnessed a growth of 4.8%.
- Its expenses for the quarter were down by 1.5% QoQ and 0.4% YoY.
- The net profit increased 73.1% QoQ and increased 56.7% YoY.
- The earnings per share (EPS) of Yes Bank Ltd stood at 0.3 during Q1FY26.
Financial Statments for Q1FY26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 9429.17 | 9099.60 | 8996.27 | 3.6% | 4.8% |
Total Expenses | 8060.48 | 8184.09 | 8094.07 | -1.5% | -0.4% |
Provisions & contingencies | 284.01 | 464.91 | 211.68 | -38.9% | 34.2% |
Profit Before Tax | 1084.68 | 450.60 | 690.52 | 140.7% | 57.1% |
Tax | 275.98 | -16.69 | 174.52 | -1753.6% | 58.1% |
Profit After Tax | 808.70 | 467.29 | 516.00 | 73.1% | 56.7% |
Earnings Per Share | 0.30 | 0.20 | 0.20 | 50.0% | 50.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Yes Bank Ltd is a prominent financial institution in India, primarily operating in the banking sector. The bank provides a wide range of services including commercial banking, retail banking, and investment banking. It caters to various customer segments such as small and medium enterprises, corporate clients, and individual customers. Yes Bank has been known for its innovative financial solutions and a strong digital banking platform. The bank has faced significant challenges in the past, particularly with asset quality and regulatory scrutiny, but it has been working towards stability and growth. Recently, Yes Bank has been focusing on strengthening its balance sheet, expanding its customer base, and enhancing its digital capabilities to improve overall service delivery.
Yes Bank Revenue
During the first quarter of the financial year 2026 (Q1FY26), Yes Bank Ltd reported a total income of ₹9429.17 crores. When compared to the previous quarter (Q4FY25), where total income was ₹9099.60 crores, there was a quarter-over-quarter (QoQ) increase of 3.6%. Year-over-year (YoY), the total income showed an increase of 4.8% from ₹8996.27 crores in Q1FY25. The growth in revenue indicates effective operational strategies and possibly an increase in customer transactions or service uptake during this period. The upward trend in revenue generation is a crucial aspect of Yes Bank's financial performance for the given quarter.
Yes Bank Profitability
Yes Bank Ltd's profitability metrics for Q1FY26 highlight significant changes. The profit before tax (PBT) amounted to ₹1084.68 crores, showing a substantial QoQ increase of 140.7% from ₹450.60 crores in Q4FY25. Compared to Q1FY25, where PBT was ₹690.52 crores, there was a YoY increase of 57.1%. The profit after tax (PAT) for Q1FY26 was ₹808.70 crores, up by 73.1% QoQ from ₹467.29 crores in Q4FY25, and up by 56.7% YoY from ₹516.00 crores in Q1FY25. The earnings per share (EPS) also saw a rise to ₹0.30 from ₹0.20 in both the previous quarter and year, reflecting a 50.0% increase both QoQ and YoY. These figures suggest that the bank's profitability has improved markedly over the periods analyzed.
Yes Bank Operating Metrics
Total expenses for Yes Bank in Q1FY26 were reported at ₹8060.48 crores, a slight decrease of 1.5% from ₹8184.09 crores in Q4FY25 and a marginal YoY decrease of 0.4% from ₹8094.07 crores in Q1FY25. Provisions and contingencies were also lower at ₹284.01 crores in Q1FY26, representing a decrease of 38.9% QoQ from ₹464.91 crores in Q4FY25, but an increase of 34.2% YoY from ₹211.68 crores in Q1FY25. The tax expense in Q1FY26 was ₹275.98 crores, a significant change from the negative tax figure of -₹16.69 crores in Q4FY25, and an increase from ₹174.52 crores in Q1FY25, reflecting a YoY increase of 58.1%. These operating metrics illustrate the bank's cost management strategies and adjustments in provisioning, impacting the overall financial outcomes for the quarter.