(₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
---|---|---|---|---|---|
Total Income | 271.56 | 274.47 | 0.00 | -1.1% | - |
Total Expenses | 272.21 | 327.65 | 0.00 | -16.9% | - |
Profit Before Tax | -0.64 | -53.18 | - | -98.8% | NaN% |
Tax | 0.03 | 2.10 | 0.00 | -98.6% | - |
Profit After Tax | -0.67 | -55.28 | 0.00 | -98.8% | - |
Earnings Per Share | 0.00 | -9.50 | 0.00 | -100.0% | - |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
One Mobikwik Systems Ltd is a prominent player in the digital financial services sector, primarily operating within the mobile payments and digital wallet industry. As one of India's leading fintech companies, Mobikwik offers a mobile app that facilitates payments, digital wallets, and financial services to both consumers and merchants. The company is known for enabling users to store money digitally and make quick payments across various platforms and services, including retail, utility services, and online platforms. In recent years, the fintech industry in India has seen significant growth, driven by increasing smartphone penetration and a push towards digital transactions, which has influenced companies like Mobikwik to expand and innovate their services.
For the fourth quarter of the financial year 2025 (Q4FY25), One Mobikwik Systems Ltd reported a total income of ₹271.56 crores. This represents a slight decrease of 1.1% in total income when compared to the previous quarter (Q3FY25), which recorded ₹274.47 crores. The year-over-year comparison is not available due to the absence of data for Q4FY24. The revenue figures reflect the company's ongoing operations in the fintech sector, where it continues to facilitate a wide array of digital financial transactions and services. The marginal decline in revenue QoQ suggests stability amidst competitive market conditions.
In Q4FY25, Mobikwik reported a profit before tax of ₹-0.64 crores, a significant improvement from the previous quarter's loss of ₹-53.18 crores. The profit after tax for the quarter stood at ₹-0.67 crores, compared to a loss of ₹-55.28 crores in Q3FY25, marking a notable reduction in losses. The effective tax expense for Q4FY25 was ₹0.03 crores, down from ₹2.10 crores in Q3FY25. This quarter-over-quarter improvement in profitability metrics indicates a substantial reduction in operational losses. The earnings per share (EPS) for the fourth quarter was ₹0.00, compared to an EPS of ₹-9.50 in the third quarter, highlighting a stabilization in shareholder returns.
The company's total expenses for Q4FY25 were ₹272.21 crores, which is a decrease of 16.9% from the previous quarter's expenses of ₹327.65 crores. This reduction in expenses contributed to the company's improved profitability metrics for the quarter. The financial data indicates a strategic effort to streamline operations and manage costs effectively. The reduction in expenses aligns with efforts to enhance operational efficiency and potentially focus on core business areas within the fintech industry. There is no available year-over-year comparison for these metrics due to the lack of data for Q4FY24. The financial performance over the quarter highlights the company's focus on operational adjustments to improve financial health.