Paytm's Q4FY25 Quarter Results
- 07 May 2025
Result Summary
- Paytm reported a 19.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a decline of 2.7%.
- Its expenses for the quarter were up by 21.2% QoQ and 2.3% YoY.
- The net profit increased 164.0% QoQ and increased 228.7% YoY.
- The earnings per share (EPS) of Paytm declined at 9 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 2398.80 | 2016.50 | 2464.60 | 19.0% | -2.7% |
Total Expenses | 2691.40 | 2219.80 | 2630.50 | 21.2% | 2.3% |
Profit Before Tax | -519.70 | -203.30 | -165.90 | 155.6% | 213.3% |
Tax | 14.10 | 5.00 | -0.70 | 182.0% | -2114.3% |
Profit After Tax | -550.50 | -208.50 | -167.50 | 164.0% | 228.7% |
Earnings Per Share | -9.00 | -3.30 | -3.00 | 172.7% | 200.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Paytm, a prominent player in the digital payments landscape, is known primarily for its mobile wallet and financial services offerings. The company operates in the fintech industry, providing services such as mobile payments, banking, insurance, and e-commerce. Paytm has established itself as a leader in digital transactions in India, facilitating a wide range of financial services through its platform. In recent years, the company has expanded its services to include lending, insurance, and wealth management. While specific recent developments are not detailed in the provided data, the company continues to evolve with the rapid advancements in digital finance and technology.
Revenue
In the fourth quarter of the fiscal year 2025 (Q4FY25), Paytm's total income was reported at ₹2398.80 crores. This marked a quarter-over-quarter (QoQ) increase of 19.0% from ₹2016.50 crores in Q3FY25. However, compared to the same quarter in the previous fiscal year (Q4FY24), there was a year-over-year (YoY) decline of 2.7% from ₹2464.60 crores. This indicates fluctuations in the company's revenue over the past year, with the most recent quarter showing an improvement from the prior quarter.
Profitability
The financial data reveals significant challenges in profitability for Paytm during Q4FY25. The company reported a profit before tax (PBT) of -₹519.70 crores, which represents a substantial increase in losses compared to both Q3FY25's -₹203.30 crores and Q4FY24's -₹165.90 crores. This reflects a QoQ change of 155.6% and a YoY change of 213.3% in losses. Consequently, the profit after tax (PAT) for Q4FY25 was -₹550.50 crores, also depicting a significant rise in losses compared to -₹208.50 crores in Q3FY25 and -₹167.50 crores in Q4FY24, with corresponding QoQ and YoY changes of 164.0% and 228.7%, respectively.
Operating Metrics
Analyzing Paytm's operational efficiency, the total expenses for Q4FY25 amounted to ₹2691.40 crores, which increased by 21.2% from ₹2219.80 crores in Q3FY25 and by 2.3% from ₹2630.50 crores in Q4FY24. This upward trend in expenses highlights rising operational costs over the quarters. The company's earnings per share (EPS) also reflect this trend, recorded at -₹9.00 in Q4FY25, worsening from -₹3.30 in Q3FY25 and -₹3.00 in Q4FY24, showcasing a QoQ increase in negative EPS by 172.7% and a YoY increase by 200.0%. These figures suggest a significant impact on shareholder value over the reported periods.
