Motor & General Finance Ltd's Q4FY25 Quarter Results
- 29 May 2025
Result Summary
- Motor & General Finance Ltd reported a 3.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a decline of 21.2%.
- Its expenses for the quarter were down by 61.3% QoQ and 82.1% YoY.
- The net profit increased 752.9% QoQ and decreased 173.2% YoY.
- The earnings per share (EPS) of Motor & General Finance Ltd stood at 0.4 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 2.38 | 2.47 | 3.02 | -3.6% | -21.2% |
Total Expenses | 0.89 | 2.30 | 4.97 | -61.3% | -82.1% |
Profit Before Tax | 1.48 | 0.17 | -1.96 | 770.6% | -175.5% |
Tax | 0.00 | 0.00 | 0.00 | - | - |
Profit After Tax | 1.45 | 0.17 | -1.98 | 752.9% | -173.2% |
Earnings Per Share | 0.40 | 0.00 | -0.50 | - | -180.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Motor & General Finance Ltd operates within the financial services industry in India. The company is historically known for its involvement in activities such as the hire purchase, leasing, and financing of vehicles and equipment. Additionally, it may have interests in real estate and investment activities. However, specific details about recent developments or major product lines in the past year are not available in the provided data. It is important to note that the company’s operations and financial performance can be influenced by economic conditions, regulatory changes, and market demand for their financial products and services.
Revenue
In the fourth quarter of the fiscal year 2025 (Q4FY25), Motor & General Finance Ltd reported a total income of ₹2.38 crores. Compared to the previous quarter (Q3FY25), where the total income was ₹2.47 crores, there was a decrease of 3.6%. On a year-over-year basis, comparing Q4FY25 to Q4FY24, where the total income was ₹3.02 crores, the company experienced a decline of 21.2% in total income. This decline highlights a reduction in the company's revenue generation compared to both the immediate previous quarter and the same quarter in the previous year.
Profitability
Profit Before Tax (PBT) for Motor & General Finance Ltd in Q4FY25 was ₹1.48 crores, representing a significant increase from ₹0.17 crores reported in Q3FY25, marking a quarter-over-quarter rise of 770.6%. When compared to Q4FY24, where a loss of ₹1.96 crores was reported, the year-over-year change is notably significant as well. The Profit After Tax (PAT) for Q4FY25 was ₹1.45 crores, a substantial improvement from both the ₹0.17 crores in Q3FY25 and the loss of ₹1.98 crores in Q4FY24, with changes of 752.9% and -173.2%, respectively. Earnings Per Share (EPS) also rose to ₹0.40 in Q4FY25, compared to ₹0.00 in Q3FY25 and a negative value of ₹-0.50 in Q4FY24.
Operating Metrics
The total expenses for Q4FY25 amounted to ₹0.89 crores, which is a considerable decrease from ₹2.30 crores in Q3FY25, reflecting a quarter-over-quarter decrease of 61.3%. Compared to Q4FY24, where expenses were ₹4.97 crores, the year-over-year reduction was 82.1%. The company reported no tax obligation for these quarters. These metrics indicate variations in operational cost management and efficiency.