Max Financial Services Ltd's Q4FY25 Quarter Results
- 14 May 2025
Result Summary
- Max Financial Services Ltd reported a 66.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 50.0%.
- Its expenses for the quarter were up by 69.1% QoQ and 51.5% YoY.
- The net profit decreased 171.7% QoQ and decreased 195.5% YoY.
- The earnings per share (EPS) of Max Financial Services Ltd declined at 1.3 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 14898.52 | 8927.35 | 9934.23 | 66.9% | 50.0% |
Total Expenses | 14957.86 | 8846.62 | 9875.64 | 69.1% | 51.5% |
Profit Before Tax | -59.39 | 80.74 | 58.44 | -173.6% | -201.6% |
Tax | -9.31 | 10.93 | 5.99 | -185.2% | -255.4% |
Profit After Tax | -50.08 | 69.81 | 52.45 | -171.7% | -195.5% |
Earnings Per Share | -1.30 | 1.60 | 1.30 | -181.3% | -200.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Max Financial Services Ltd is a prominent entity in the financial services sector, primarily focused on providing life insurance solutions. The company operates under the brand Max Life Insurance, which is one of India's leading life insurance companies. As part of its offerings, Max Financial Services provides a diverse range of insurance products catering to various customer needs, including term plans, savings plans, child plans, and retirement plans. While specific recent developments are not detailed in the provided data, companies in this sector often focus on digital transformation and expanding their distribution networks to enhance customer reach and operational efficiency.
Revenue
In Q4FY25, Max Financial Services Ltd reported a total income of ₹14,898.52 crores, marking a significant increase of 66.9% quarter-over-quarter (QoQ) compared to ₹8,927.35 crores in Q3FY25. This also represents a year-over-year (YoY) increase of 50.0% from ₹9,934.23 crores in Q4FY24. Such changes in revenue reflect the company's ability to generate substantial income over the past year. The substantial growth in total income over the quarter and year suggests a strong performance in its revenue-generating activities during this period.
Profitability
The profitability metrics for Max Financial Services Ltd in Q4FY25 show a challenging quarter. The company recorded a loss before tax of ₹59.39 crores, a significant decline from a profit of ₹80.74 crores in the previous quarter (Q3FY25) and ₹58.44 crores in the same quarter of the previous year (Q4FY24). This translates to a QoQ decrease of 173.6% and a YoY decrease of 201.6%. The tax expense for the quarter was a negative ₹9.31 crores, compared to a positive ₹10.93 crores in Q3FY25 and ₹5.99 crores in Q4FY24, reflecting a decline of 185.2% QoQ and 255.4% YoY. Consequently, the profit after tax was a loss of ₹50.08 crores, compared to a profit of ₹69.81 crores in the previous quarter and ₹52.45 crores in the same quarter last year, marking a decrease of 171.7% QoQ and 195.5% YoY.
Operating Metrics
The company's operating metrics, as indicated by the Earnings Per Share (EPS), show an EPS of -₹1.30 in Q4FY25, which is a significant decrease from ₹1.60 in Q3FY25 and ₹1.30 in Q4FY24. This represents a quarter-over-quarter decline of 181.3% and a year-over-year decrease of 200.0%. The negative EPS indicates that the company incurred losses during the quarter, reflecting on its financial performance. The substantial decline in both QoQ and YoY EPS highlights the impact of the operating results on shareholder returns during this period.