MAS Financial Services Ltd's Q4FY25 Quarter Results
- 01 May 2025
Result Summary
- MAS Financial Services Ltd reported a 15.4% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 23.0%.
- Its expenses for the quarter were down by 13.8% QoQ and up 20.9% YoY.
- The net profit decreased 12.8% QoQ and increased 23.4% YoY.
- The earnings per share (EPS) of MAS Financial Services Ltd stood at 4.2 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 347.19 | 410.39 | 282.27 | -15.4% | 23.0% |
Total Expenses | 231.88 | 268.98 | 191.81 | -13.8% | 20.9% |
Profit Before Tax | 93.68 | 107.99 | 72.09 | -13.3% | 29.9% |
Tax | 23.58 | 27.60 | 15.27 | -14.6% | 54.4% |
Profit After Tax | 70.10 | 80.39 | 56.82 | -12.8% | 23.4% |
Earnings Per Share | 4.20 | 3.90 | 10.30 | 7.7% | -59.2% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
MAS Financial Services Ltd is a prominent financial services company in India, specializing in providing financing solutions to various sectors. The company operates primarily in the non-banking financial company (NBFC) sector, offering a wide range of financial products tailored to meet the needs of micro, small, and medium enterprises (MSMEs), as well as individual consumers. While specific recent developments are not detailed in the provided data, the company is known for its focus on inclusive finance and regional penetration, aiming to address the financial needs of underserved segments within the Indian economy.
Revenue
During Q4FY25, MAS Financial Services Ltd reported a total income of ₹347.19 crores, marking a 15.4% decline from the previous quarter (Q3FY25), where the total income stood at ₹410.39 crores. However, there was a notable year-over-year increase of 23.0% when compared to Q4FY24, where total income was ₹282.27 crores. This indicates a robust annual growth in revenue, despite the quarterly contraction. The revenue figures reflect the company's capacity to generate income consistently, with fluctuations likely influenced by external economic conditions or internal strategic decisions.
Profitability
The company's profitability metrics indicate a mixed performance over the analyzed periods. The profit before tax for Q4FY25 was ₹93.68 crores, which was a 13.3% decrease from the ₹107.99 crores recorded in Q3FY25. However, on a year-over-year basis, there was a significant increase of 29.9% from Q4FY24's ₹72.09 crores. Tax expenses also decreased by 14.6% quarter-over-quarter to ₹23.58 crores but increased by 54.4% year-over-year. Consequently, the profit after tax for Q4FY25 was ₹70.10 crores, representing a 12.8% decline from Q3FY25 but a 23.4% increase from Q4FY24. These figures suggest varying profitability dynamics, with tax implications and operational efficiencies playing a role.
Operating Metrics
Earnings per share (EPS) experienced a 7.7% increase quarter-over-quarter, rising to ₹4.20 in Q4FY25 from ₹3.90 in Q3FY25. However, there was a significant year-over-year decrease of 59.2% from Q4FY24's ₹10.30. This disparity might be attributable to changes in the company's share structure or variations in net profit levels. Total expenses for Q4FY25 were ₹231.88 crores, showing a 13.8% reduction from the previous quarter yet a 20.9% increase from Q4FY24. These dynamics illustrate the company's expense management strategies and their impact on overall financial health.
