LIC (Life Insurance Corporation of India)'s Q4FY25 Quarter Results
- 28 May 2025
Result Summary
- LIC (Life Insurance Corporation of India) reported a 23.7% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 25.9%.
- Its expenses for the quarter were up by 24.0% QoQ and 14.8% YoY.
- The net profit increased 25.2% QoQ and increased 4.4% YoY.
- The earnings per share (EPS) of LIC (Life Insurance Corporation of India) stood at 21.8 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 252965.31 | 204525.35 | 200927.81 | 23.7% | 25.9% |
Total Expenses | 237442.59 | 191454.83 | 206817.50 | 24.0% | 14.8% |
Profit Before Tax | 15851.82 | 12787.78 | 5241.28 | 24.0% | 202.4% |
Tax | 2031.28 | 1733.43 | 990.83 | 17.2% | 105.0% |
Profit After Tax | 13779.10 | 11008.62 | 13192.16 | 25.2% | 4.4% |
Earnings Per Share | 21.80 | 17.40 | 20.90 | 25.3% | 4.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Life Insurance Corporation of India (LIC) is one of the leading government-owned insurance companies in India, primarily engaged in offering life insurance products. Established in 1956, LIC has played a pivotal role in the life insurance sector in India, holding a significant market share. The company provides a wide array of insurance products, including life insurance plans, pension plans, unit-linked plans, and group insurance plans. As a public sector undertaking, LIC has an extensive network of branches and operates across the country, catering to a diverse customer base. While specific recent developments are not provided in the data, LIC's operations are typically influenced by regulatory changes, economic conditions, and customer preferences in the insurance industry.
Revenue
In the fourth quarter of the fiscal year 2025 (Q4FY25), LIC reported a total income of ₹252965.31 crores, marking a substantial increase compared to both the previous quarter (Q3FY25) and the same quarter in the previous year (Q4FY24). The quarter-over-quarter (QoQ) growth rate in total income was 23.7%, while the year-over-year (YoY) growth rate stood at 25.9%. This notable increase in total income reflects a significant positive shift in the company's revenue generation capabilities over the respective periods.
Profitability
LIC's profitability metrics for Q4FY25 demonstrate a marked improvement. The Profit Before Tax (PBT) for the quarter was ₹15851.82 crores, reflecting a QoQ increase of 24.0% and a substantial YoY increase of 202.4%. The Profit After Tax (PAT) stood at ₹13779.10 crores, which is 25.2% higher than the previous quarter and 4.4% above the same quarter last year. The tax expense for Q4FY25 was ₹2031.28 crores, an increase of 17.2% QoQ and 105.0% YoY. Additionally, the Earnings Per Share (EPS) for the quarter was ₹21.80, representing a QoQ increase of 25.3% and a YoY increase of 4.3%. These figures suggest a robust performance in terms of profitability during this period.
Operating Metrics
The financial data for Q4FY25 shows that LIC's total expenses were ₹237442.59 crores, which is 24.0% higher than the previous quarter and 14.8% higher than the same quarter in the previous year. Despite the increase in expenses, the company managed to achieve significant growth in both revenue and profit margins. The financial ratios and other specific operating metrics such as the P/E ratio, debt-to-equity ratio, or current ratio are not directly provided in the data. However, the overall financial performance indicates effective management of operational costs relative to the revenue growth during the quarter.