IIFL Finance Ltd's Q4FY25 Quarter Results
- 09 May 2025
Result Summary
- IIFL Finance Ltd reported a 19.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 28.4%.
- Its expenses for the quarter were up by 14.9% QoQ and 27.5% YoY.
- The net profit increased 427.0% QoQ and decreased 5.9% YoY.
- The earnings per share (EPS) of IIFL Finance Ltd stood at 9.7 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 2922.12 | 2448.97 | 2276.01 | 19.3% | 28.4% |
Total Expenses | 2132.83 | 1856.52 | 1672.34 | 14.9% | 27.5% |
Profit Before Tax | 553.69 | 101.04 | 594.02 | 448.0% | -6.8% |
Tax | 123.06 | 19.33 | 136.47 | 536.6% | -9.8% |
Profit After Tax | 430.63 | 81.71 | 457.55 | 427.0% | -5.9% |
Earnings Per Share | 9.70 | 0.90 | 10.80 | 977.8% | -10.2% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
IIFL Finance Ltd is a prominent non-banking financial company (NBFC) in India, offering a broad range of financial products and services. The company is primarily engaged in providing loans and mortgages, including home loans, gold loans, business loans, and micro-finance. Operating within the financial services industry, IIFL Finance serves both retail and corporate clients across the country. The firm has a notable presence in the lending market and is known for leveraging technology to enhance its offerings. Recent major developments include strategic initiatives to expand its digital lending platform and increase its customer base through improved technological integration.
Revenue
In the fourth quarter of the fiscal year 2025, IIFL Finance Ltd reported a total income of ₹2922.12 crores, representing a substantial increase from ₹2448.97 crores in the previous quarter, marking a quarter-over-quarter growth of 19.3%. Compared to the same quarter in the previous year, where total income was ₹2276.01 crores, there is a year-over-year increase of 28.4%. This growth highlights a robust upward trend in the company's revenue generation over both the quarterly and annual periods under review, reflecting the company's expansion in its financial offerings and customer acquisition.
Profitability
The company's profit before tax for Q4FY25 was ₹553.69 crores, a significant increase from ₹101.04 crores in Q3FY25, showcasing a quarter-over-quarter growth of 448.0%. However, when compared to Q4FY24, where the profit before tax was ₹594.02 crores, there is a year-over-year decline of 6.8%. The profit after tax for the same period was ₹430.63 crores, up from ₹81.71 crores in the previous quarter, indicating a 427.0% increase. Compared to the previous year's corresponding quarter, where the profit after tax was ₹457.55 crores, there is a decrease of 5.9%. These figures reflect fluctuations in profitability due to varying operational and financial conditions over the observed periods.
Operating Metrics
The expenses for Q4FY25 totaled ₹2132.83 crores, up from ₹1856.52 crores in Q3FY25, with a quarter-over-quarter increase of 14.9%. Compared to Q4FY24, where total expenses were ₹1672.34 crores, there is a year-over-year increase of 27.5%. The earnings per share for Q4FY25 stand at ₹9.70, a dramatic increase from ₹0.90 in Q3FY25, reflecting a quarter-over-quarter growth of 977.8%. Compared to Q4FY24, where the earnings per share were ₹10.80, there is a year-over-year decrease of 10.2%. These metrics illustrate changes in the company's operating efficiency and shareholder returns over the specified periods.
