ICICI Bank Q1 FY 2025-26 Quarterly Results
- 1d ago
Result Summary
- ICICI Bank Ltd reported a 11.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1FY26). On a year-on-year (YoY) basis, it witnessed a growth of 10.9%.
- Its expenses for the quarter were up by 5.8% QoQ and 8.3% YoY.
- The net profit increased 18.5% QoQ and increased 16.0% YoY.
- The earnings per share (EPS) of ICICI Bank Ltd stood at 18.7 during Q1FY26.
Financial Statments for Q1FY26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 74576.03 | 67181.70 | 67270.06 | 11.0% | 10.9% |
Total Expenses | 53259.22 | 50330.15 | 49192.78 | 5.8% | 8.3% |
Provisions & contingencies | 1822.33 | 697.91 | 1315.89 | 161.1% | 38.5% |
Profit Before Tax | 19494.48 | 16153.64 | 16761.39 | 20.7% | 16.3% |
Tax | 5100.68 | 4180.91 | 4355.45 | 22.0% | 17.1% |
Profit After Tax | 14456.33 | 12200.05 | 12462.81 | 18.5% | 16.0% |
Earnings Per Share | 18.70 | 16.30 | 16.30 | 14.7% | 14.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
ICICI Bank Ltd is one of India's leading private sector banks. It provides a broad range of financial products and services to corporate and retail customers through a variety of delivery channels and its group companies. These services include banking, insurance, and asset management. ICICI Bank operates in the banking sector, which is a significant component of the financial services industry. The bank has seen various developments over the years, including digital transformation initiatives to enhance customer experience and operational efficiency. It is known for its innovative approaches in banking technology, which has been a key area of focus. Currently, specific recent major developments are not available within the provided data.
ICICI Bank Revenue
For the first quarter of fiscal year 2026 (Q1FY26), ICICI Bank Ltd reported a total income of ₹74,576.03 crores. This marks an increase of 11.0% quarter-over-quarter (QoQ) from ₹67,181.70 crores in Q4FY25, and a 10.9% year-over-year (YoY) increase from ₹67,270.06 crores in Q1FY25. The steady growth in total income suggests the bank's continued expansion and effective revenue generation strategies. The financial data shows a consistent upward trend in revenue over both the quarter and the year, reflecting the bank's ability to enhance its income streams.
ICICI Bank Profitability
ICICI Bank Ltd's profitability for Q1FY26 is reflected in several key metrics. The Profit Before Tax (PBT) was reported at ₹19,494.48 crores, representing a 20.7% increase QoQ from ₹16,153.64 crores in Q4FY25 and a 16.3% increase YoY from ₹16,761.39 crores in Q1FY25. After accounting for taxes amounting to ₹5,100.68 crores, the Profit After Tax (PAT) stood at ₹14,456.33 crores. This demonstrates an 18.5% increase QoQ from ₹12,200.05 crores and a 16.0% increase YoY from ₹12,462.81 crores. The earnings per share (EPS) rose to ₹18.70, reflecting a 14.7% increase both QoQ and YoY from ₹16.30. The bank's profitability metrics indicate robust financial health and effective cost management strategies.
ICICI Bank Operating Metrics
In examining the operating metrics, the total expenses for ICICI Bank Ltd in Q1FY26 were ₹53,259.22 crores, up by 5.8% QoQ from ₹50,330.15 crores and 8.3% YoY from ₹49,192.78 crores. The provisions and contingencies saw a significant increase to ₹1,822.33 crores, marking a 161.1% rise QoQ from ₹697.91 crores and a 38.5% increase YoY from ₹1,315.89 crores. This notable rise in provisions and contingencies suggests an increased allocation for potential future liabilities. Despite this, the bank managed to maintain strong profitability, as evidenced by the growth in PAT and PBT. The operating metrics highlight the bank's increasing operational costs and the strategic management of its financial provisions.