(₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
---|---|---|---|---|---|
Total Income | 2194.04 | 2770.14 | 1862.41 | -20.8% | 17.8% |
Total Expenses | 1349.14 | 1855.32 | 1274.48 | -27.3% | 5.9% |
Profit Before Tax | 943.12 | 931.66 | 864.31 | 1.2% | 9.1% |
Tax | 242.96 | 196.63 | 225.12 | 23.6% | 7.9% |
Profit After Tax | 700.16 | 735.03 | 639.14 | -4.7% | 9.5% |
Earnings Per Share | 3.50 | 3.70 | 3.20 | -5.4% | 9.4% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Housing & Urban Development Corporation Ltd (HUDCO) operates within the financial services industry, focusing on providing long-term finance for the construction of houses and urban infrastructure development in India. The company plays a vital role in the financing of housing and urban development projects, with a particular emphasis on affordable housing for economically weaker sections. As a government-owned enterprise, HUDCO has been instrumental in supporting urban infrastructure initiatives and housing projects across the country.
In Q4FY25, Housing & Urban Development Corporation Ltd reported a total income of ₹2194.04 crores, which illustrates a decrease of 20.8% from the previous quarter's (Q3FY25) total income of ₹2770.14 crores. However, when compared to the same period last year (Q4FY24), there is an increase of 17.8% from ₹1862.41 crores. This YoY growth reflects a positive trajectory in income, despite the dip seen on a QoQ basis. The fluctuations in revenue can be indicative of varied factors influencing the company's income generation within different quarters.
The Profit Before Tax (PBT) for Q4FY25 was ₹943.12 crores, showing a slight increase of 1.2% from ₹931.66 crores in Q3FY25. Year-over-year, the PBT increased by 9.1% from ₹864.31 crores in Q4FY24. Tax expenses for the quarter stood at ₹242.96 crores, which is higher by 23.6% compared to the previous quarter's tax of ₹196.63 crores, and an increase of 7.9% from ₹225.12 crores in Q4FY24. The Profit After Tax (PAT) was ₹700.16 crores, marking a decrease of 4.7% from Q3FY25's ₹735.03 crores but an increase of 9.5% compared to Q4FY24's ₹639.14 crores. Earnings Per Share (EPS) for the quarter was ₹3.50, a decline of 5.4% from Q3FY25, yet an improvement of 9.4% from Q4FY24.
Total expenses for Q4FY25 were recorded at ₹1349.14 crores, which is a significant reduction of 27.3% from ₹1855.32 crores in Q3FY25. Year-over-year, there is a modest increase of 5.9% from ₹1274.48 crores in Q4FY24. This decline in expenses QoQ could influence profitability positively despite the drop in total income. The steady increase in YoY expenses indicates adjustments in cost structures or operational changes. The financial ratios such as P/E ratio, debt-to-equity ratio, and current ratio have not been provided in the dataset, and thus, comprehensive analysis on these aspects remains unavailable.