Bank of Maharashtra's Q4FY25 Quarter Results
- 26 Apr 2025
Result Summary
- Bank of Maharashtra reported a 8.8% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 22.0%.
- Its expenses for the quarter were down by 11.0% QoQ and up 23.6% YoY.
- The net profit decreased 12.9% QoQ and increased 46.3% YoY.
- The earnings per share (EPS) of Bank of Maharashtra stood at 1.7 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 6488.48 | 7112.66 | 5317.06 | -8.8% | 22.0% |
Total Expenses | 4278.58 | 4809.27 | 3461.77 | -11.0% | 23.6% |
Provisions & contingencies | 942.28 | 840.69 | 944.75 | 12.1% | -0.3% |
Profit Before Tax | 1267.62 | 1462.70 | 910.54 | -13.3% | 39.2% |
Tax | 49.71 | 55.97 | 70.61 | -11.2% | -29.6% |
Profit After Tax | 1229.87 | 1411.60 | 840.51 | -12.9% | 46.3% |
Earnings Per Share | 1.70 | 1.80 | 1.30 | -5.6% | 30.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bank of Maharashtra is a prominent financial institution in India, providing a wide array of banking services. As a public sector bank, it offers various products including retail banking, corporate banking, and treasury operations. These services are aimed at fulfilling the diverse financial needs of individuals, businesses, and corporations. The bank is headquartered in Pune, Maharashtra, and has a significant presence across the country. It has been involved in numerous initiatives to enhance digital banking experiences for its customers. As of the latest data, there are no major developments specified for the company, but it operates in a highly competitive and regulated banking industry.
Revenue
In the fourth quarter of the fiscal year 2025 (Q4FY25), Bank of Maharashtra reported a total income of ₹6488.48 crores. This represents a decrease of 8.8% compared to the previous quarter (Q3FY25), where the total income was ₹7112.66 crores. However, when comparing year-over-year (YoY), the total income has increased by 22.0% from ₹5317.06 crores in Q4FY24. The data suggests fluctuations in income on a quarterly basis but a substantial growth on an annual basis, indicating a possible expansion or enhancement in services offered over the year.
Profitability
In terms of profitability, the fourth quarter of FY25 shows a profit before tax (PBT) of ₹1267.62 crores, down by 13.3% from the previous quarter's ₹1462.70 crores. However, there is a notable YoY increase of 39.2% from ₹910.54 crores in Q4FY24. The profit after tax (PAT) for Q4FY25 stands at ₹1229.87 crores, marking a 12.9% decline from Q3FY25's ₹1411.60 crores, but a significant 46.3% increase from the previous year's ₹840.51 crores. The tax expense for Q4FY25 is ₹49.71 crores, showing a reduction both quarterly by 11.2% and annually by 29.6%. These figures highlight a robust year-over-year improvement in profitability, despite a decline on a quarterly basis.
Operating Metrics
The operating expenses for Q4FY25 are reported at ₹4278.58 crores, which is an 11.0% reduction from ₹4809.27 crores in Q3FY25. This marks a 23.6% increase from ₹3461.77 crores in Q4FY24. Provisions and contingencies for Q4FY25 are at ₹942.28 crores, marking a 12.1% rise from the previous quarter's ₹840.69 crores, yet showing a slight decrease of 0.3% from ₹944.75 crores in Q4FY24. Earnings per Share (EPS) for Q4FY25 are reported at ₹1.70, reflecting a 5.6% decline from ₹1.80 in the previous quarter but a 30.8% increase from ₹1.30 in Q4FY24. These metrics indicate a disciplined approach to cost management and provisions, alongside a year-over-year improvement in shareholder returns.
