Axis Bank Ltd's Q4FY25 Quarterly Results

Result Summary

• Axis Bank Ltd reported a 2.9% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 25.6%.
• Its expenses for the quarter were down by 3.9% QoQ and up 30.0% YoY.
• The net profit increased 12.6% QoQ and decreased 243.1% YoY.
• The earnings per share (EPS) of Axis Bank Ltd stood at 24.5 during Q4FY25.

Financial Statments for Q4FY25

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Axis Bank Ltd is one of India's leading private sector banks, offering a wide range of financial services. The bank's core offerings include retail banking, corporate banking, and treasury operations. Axis Bank also provides services such as loans, credit cards, and wealth management solutions. The banking sector in India has seen significant developments in terms of digital transformation and regulatory changes. As of the available data, there are no specific major developments for Axis Bank that have been provided.

Revenue

For the fourth quarter of fiscal year 2025 (Q4FY25), Axis Bank reported a total income of ₹37,836.10 crores. This represents a decrease of 2.9% on a quarter-over-quarter (QoQ) basis compared to ₹38,959.17 crores in Q3FY25. However, on a year-over-year (YoY) basis, there was a notable increase of 25.6% from ₹30,125.55 crores in Q4FY24. The decline in QoQ growth may indicate variations in revenue generation across different quarters, while the YoY increase suggests a significant improvement from the same period last year.

Profitability

Axis Bank's profitability improved significantly in Q4FY25, with a profit before tax of ₹9,984.87 crores, marking a 10.9% increase from ₹9,006.76 crores in Q3FY25. Compared to a loss of ₹3,153.45 crores in Q4FY24, the YoY growth in profit before tax is substantial. The profit after tax for Q4FY25 was ₹7,630.07 crores, up by 12.6% QoQ from ₹6,778.91 crores in Q3FY25. The bank had reported a loss of ₹5,333.50 crores in Q4FY24, making the YoY growth noteworthy. The tax expense for the quarter was ₹2,371.32 crores, compared to ₹2,243.66 crores in Q3FY25 and ₹2,217.73 crores in Q4FY24, reflecting a 5.7% increase QoQ and 6.9% YoY.

Operating Metrics

The bank's total expenses were reported at ₹26,634.45 crores in Q4FY25, showing a decrease of 3.9% from ₹27,712.43 crores in Q3FY25, but an increase of 30.0% from ₹20,480.83 crores in Q4FY24. Provisions and contingencies decreased significantly by 45.7% QoQ to ₹1,216.78 crores from ₹2,239.98 crores in Q3FY25, while showing a dramatic increase of 294.6% YoY from ₹308.35 crores in Q4FY24. The Earnings Per Share (EPS) for the quarter was ₹24.50, an increase of 13.4% QoQ from ₹21.60 in Q3FY25, and a substantial improvement from a negative ₹17.40 in Q4FY24. These metrics highlight the bank's operational and financial adjustments over the period.