South Indian BankbQ1 FY 2025-26 Quarterly Results

Result Summary

• South Indian Bank Ltd reported a 13.9% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 9.1%.
• Its expenses for the quarter were up by 5.7% QoQ and 3.7% YoY.
• The net profit increased 12.1% QoQ and increased 9.6% YoY.
• The earnings per share (EPS) of South Indian Bank Ltd stood at 1.2 during Q1FY26.

Financial Statments for Q1FY26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

South Indian Bank Ltd is one of the leading banks in India, primarily engaged in providing a broad range of banking and financial services. The bank operates in the financial services industry, focusing on retail and corporate banking, treasury, and other financial services. South Indian Bank has a significant presence in the southern part of India and aims to serve both individuals and businesses with its comprehensive financial products. As of the latest developments, there are no additional major changes or news specific to South Indian Bank that can be reported from the data provided.

South Indian Bank Revenue

For the first quarter of fiscal year 2026 (Q1 FY 2025-26), South Indian Bank Ltd reported a total income of ₹2984.13 crores. This marked an increase of 13.9% from the previous quarter (Q4FY25), where the income was ₹2620.55 crores. Year-over-year, the total income rose by 9.1% compared to Q1FY25, when the bank recorded ₹2735.96 crores. The consistent increase in revenue highlights the bank's ability to generate substantial income over both the short term and the long term. The growth in total income can be attributed to various factors within the bank's operations, although specific details are not provided in the dataset.

South Indian Bank Profitability

In terms of profitability, South Indian Bank achieved a profit before tax of ₹433.24 crores in Q1 FY 2025-26, reflecting a quarter-over-quarter increase of 10.4% from ₹392.59 crores in Q4FY25. Additionally, this represents a year-over-year growth of 9.8% from Q1FY25's profit before tax of ₹394.50 crores. The profit after tax for Q1FY26 stood at ₹322.17 crores, which is a 12.1% increase from the previous quarter and a 9.6% rise year-over-year. The tax expense for the quarter was ₹111.07 crores, up by 5.5% from the previous quarter and 10.4% from the same quarter last year. These figures indicate a steady upward trajectory in profitability over the observed periods.

South Indian Bank Operating Metrics

South Indian Bank's operating expenses, including provisions and contingencies, have shown significant changes. Total expenses for Q1 FY 2025-26 were ₹2311.63 crores, a quarter-over-quarter increase of 5.7% from ₹2187.34 crores in Q4FY25, and a year-over-year rise of 3.7% from ₹2228.51 crores in Q1FY25. Notably, provisions and contingencies for Q1FY26 were ₹239.26 crores, which is a substantial increase of 489.0% compared to the previous quarter and 111.8% year-over-year. Despite the increase in these expenses, the earnings per share decreased to ₹1.20 in Q1FY26 from ₹1.40 in the previous quarter, although there was a 9.1% increase from ₹1.10 year-over-year. The financial data highlights significant provisioning activity within the bank's operations, which could be reflecting strategic financial management decisions.