Paisalo Digital Ltd's Q1FY26 Quarterly Results

Result Summary

• Paisalo Digital Ltd reported a 12.0% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1FY26). On a year-on-year (YoY) basis, it witnessed a growth of 17.2%.
• Its expenses for the quarter were up by 5.1% QoQ and 15.5% YoY.
• The net profit increased 28.8% QoQ and increased 13.7% YoY.
• The earnings per share (EPS) of Paisalo Digital Ltd stood at 0.5 during Q1FY26.

Financial Statments for Q1FY26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Paisalo Digital Ltd is a financial services company primarily engaged in providing small to medium-sized loans, financial advisory, and related services. The company operates within the financial services industry, focusing on catering to individuals and businesses requiring financial assistance. While specific recent developments for the company are not available in this data, the company has been generally recognized for its commitment to financial inclusion and supporting underserved sectors. Paisalo Digital Ltd leverages technology to enhance its service delivery, aiming to streamline operations and improve customer accessibility.

Revenue

In the first quarter of FY26, Paisalo Digital Ltd reported a total income of ₹218.71 crores. This represents a significant increase of 12.0% from the previous quarter (Q4FY25), where the total income was ₹195.29 crores. Compared to the first quarter of the previous fiscal year (Q1FY25), total income has increased by 17.2%, as it was ₹186.55 crores in that period. This growth in revenue reflects the company's expanding operations and potentially increased demand for its financial services. The revenue figures underscore a consistent upward trend over both the quarterly and yearly periods.

Profitability

For Q1FY26, Paisalo Digital Ltd's Profit Before Tax (PBT) stood at ₹63.60 crores, reflecting a 28.2% increase from the previous quarter's figure of ₹49.61 crores. Year-over-year, PBT rose by 14.0% compared to ₹55.80 crores in Q1FY25. The company's Profit After Tax (PAT) for Q1FY26 was ₹47.17 crores, marking a 28.8% increase QoQ from ₹36.61 crores in Q4FY25 and a 13.7% increase YoY from ₹41.49 crores in Q1FY25. The tax expense for the quarter was ₹16.43 crores, up 26.4% from the previous quarter and 14.8% higher than the prior year. These figures indicate a robust growth in profitability over both quarters and years.

Operating Metrics

Paisalo Digital Ltd's total expenses for Q1FY26 were ₹137.55 crores, marking a 5.1% rise from the previous quarter's expenses of ₹130.87 crores. Compared to Q1FY25, expenses have increased by 15.5% from ₹119.14 crores. The company's Earnings Per Share (EPS) for Q1FY26 was ₹0.50, which marks a decrease of 37.5% from the previous quarter's EPS of ₹0.80, while remaining constant year-over-year. The data shows a pattern of increasing expenses alongside growing revenues, with a notable quarterly decline in EPS despite the overall growth in profitability indicators.