IndusInd Bank Ltd's Q4FY25 Quarter Results
IndusInd Bank Ltd's revenue increased 20.8% YoY
- 22 May 2025
Result Summary
- IndusInd Bank Ltd reported a 3.0% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 20.8%.
- Its expenses for the quarter were down by 8.0% QoQ and up 26.2% YoY.
- The net profit increased 67.5% QoQ and increased 15.0% YoY.
- The earnings per share (EPS) of IndusInd Bank Ltd stood at 30.1 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 14706.66 | 15155.80 | 12174.31 | -3.0% | 20.8% |
Total Expenses | 10625.12 | 11555.15 | 8416.81 | -8.0% | 26.2% |
Provisions & contingencies | 950.23 | 1743.63 | 1030.05 | -45.5% | -7.7% |
Profit Before Tax | 3131.31 | 1857.02 | 2727.45 | 68.6% | 14.8% |
Tax | 782.23 | 454.67 | 684.09 | 72.0% | 14.3% |
Profit After Tax | 2349.15 | 1402.33 | 2043.44 | 67.5% | 15.0% |
Earnings Per Share | 30.10 | 18.00 | 26.30 | 67.2% | 14.4% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
## Company Overview
IndusInd Bank Ltd is a major player in the Indian banking sector. It offers a wide range of banking products and financial services to corporate and retail clients. The bank is known for its comprehensive suite of financial solutions, including personal banking, corporate banking, and wealth management services. As part of its strategy, IndusInd Bank focuses on leveraging technology to enhance customer experience and operational efficiency. The company has been progressively expanding its digital offerings to cater to the evolving needs of its clientele. While specific recent developments are not detailed in the provided data, the bank continues to navigate the dynamic financial landscape by adapting to regulatory changes and economic conditions.
## Revenue
In the fourth quarter of the fiscal year 2025, IndusInd Bank reported a total income of ₹14,706.66 crores. This represents a 3.0% decrease from the previous quarter's income of ₹15,155.80 crores. However, on a year-over-year basis, total income increased by 20.8% from ₹12,174.31 crores in the fourth quarter of the fiscal year 2024. This indicates a substantial growth in revenue compared to the same quarter last year, despite the slight decline in sequential quarterly performance. The bank's revenue streams are mainly driven by interest income, fees, and other financial services, reflecting its broad customer base and diversified financial offerings.
## Profitability
During the fourth quarter of fiscal year 2025, IndusInd Bank's profit before tax stood at ₹3,131.31 crores, marking a significant quarter-over-quarter growth of 68.6% from ₹1,857.02 crores in the previous quarter. Year-over-year, the profit before tax increased by 14.8% from ₹2,727.45 crores. The profit after tax for the quarter was ₹2,349.15 crores, which is a substantial increase of 67.5% from the previous quarter and a 15.0% rise from the same period last year. The bank's tax expenses for the quarter were ₹782.23 crores, reflecting a 72.0% increase from the previous quarter and a 14.3% increase year-over-year. The earnings per share for the quarter were ₹30.10, up from ₹18.00 in the previous quarter and ₹26.30 in the fourth quarter of fiscal year 2024, indicating robust earnings growth.
## Operating Metrics
Total expenses for IndusInd Bank in the fourth quarter of fiscal year 2025 were ₹10,625.12 crores, which is an 8.0% decrease from the ₹11,555.15 crores reported in the previous quarter. However, expenses increased by 26.2% year-over-year from ₹8,416.81 crores in the fourth quarter of fiscal year 2024. Provisions and contingencies for the quarter were ₹950.23 crores, showing a significant decrease of 45.5% from the prior quarter's ₹1,743.63 crores, and a 7.7% decrease year-over-year from ₹1,030.05 crores. These operational metrics reflect the bank's efforts to manage its expenses and provisions effectively while maintaining a focus on profitability and sustainable growth.
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