India Shelter Finance Corporation's Q1 FY 2025-26 Quarter Results

Result Summary

• India Shelter Finance Corporation Ltd reported a 47.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 38.6%.
• Its expenses for the quarter were up by 40.8% QoQ and 34.1% YoY.
• The net profit increased 53.3% QoQ and increased 43.0% YoY.
• The earnings per share (EPS) of India Shelter Finance Corporation Ltd stood at 10.7 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

India Shelter Finance Corporation Ltd is a financial institution that primarily provides housing finance solutions. The company is involved in offering loans for housing to customers in India, focusing on economically weaker sections and low-income groups. The core service is to facilitate affordable housing finance to individuals, enhancing their living standards and contributing to the housing sector's growth. As of the current knowledge cutoff, specific details about recent major developments or changes in the company's business strategy are not available. However, the company operates within the housing finance industry, which is subject to various regulatory and economic factors affecting its performance.

Revenue

During the first quarter of the fiscal year 2026 (Q1FY26), India Shelter Finance Corporation Ltd reported a total income of ₹361.31 crores. This marks a significant increase of 47.8% compared to the prior quarter (Q4FY25) and a 38.6% rise compared to the same quarter in the previous year (Q1FY25). The increase in total income reflects the company's capacity to generate revenue growth both on a quarterly and yearly basis. Such growth in revenue is crucial for supporting the operational and strategic initiatives of the company, potentially indicating a higher number of loan disbursements or improved interest income from its financial products.

Profitability

The company's profitability metrics for Q1FY26 demonstrate strong growth. Profit Before Tax (PBT) was reported at ₹155.24 crores, showcasing a quarter-over-quarter increase of 55.8% from Q4FY25 and a year-over-year rise of 43.6% from Q1FY25. After accounting for taxes, the Profit After Tax (PAT) stood at ₹119.45 crores, reflecting a 53.3% increase from the previous quarter and a 43.0% increase from the same quarter last year. These figures highlight the company's effective cost management and revenue growth. The Earnings Per Share (EPS) also saw an enhancement, reaching ₹10.70, up 52.9% QoQ and 37.2% YoY, indicating improved shareholder value.

Operating Metrics

Total expenses for India Shelter Finance Corporation Ltd in Q1FY26 amounted to ₹195.83 crores, which increased by 40.8% from Q4FY25 and 34.1% from Q1FY25. The company's tax expense for the quarter was ₹35.79 crores, showing a 64.6% increase from the previous quarter and a 45.8% increase from the same period the prior year. These increases in expenses and taxes accompany the rise in income and profitability, indicating a proportional adjustment in operating activities. The company's operational performance, reflected by these metrics, is essential for assessing its financial health and efficiency in managing its resources.