TruCap Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• TruCap Finance Ltd reported a 41.5% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 57.8%.
• Its expenses for the quarter were up by 1.0% QoQ and down 18.5% YoY.
• The net profit increased 261.4% QoQ and decreased 3356.4% YoY.
• The earnings per share (EPS) of TruCap Finance Ltd declined at 2.81 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

TruCap Finance Ltd is a financial services company primarily engaged in providing a range of financial solutions. The company operates within the finance industry, offering products and services that may include loans, asset management, and other financial products. As of the data available, there are no specific recent major developments mentioned concerning the company. TruCap Finance Ltd focuses on delivering financial services with the aim of supporting its clients in managing their financial needs. The company is part of a competitive industry that requires constant adaptation to market changes and customer demands.

Revenue

In the second quarter of the fiscal year 2026 (Q2FY26), TruCap Finance Ltd reported a total income of ₹24.62 crores. This represents a significant decrease of 41.5% compared to the previous quarter (Q1FY26), where the total income was ₹42.05 crores. Furthermore, on a year-over-year basis, the total income has declined by 57.8% from ₹58.31 crores in Q2FY25. These figures indicate a substantial reduction in revenue over both the quarter and the year. The decline in total income suggests that the company experienced challenges during this period, which impacted its revenue generation capabilities.

Profitability

TruCap Finance Ltd's profitability metrics for Q2FY26 show that the company incurred a loss. The profit before tax was negative at -₹45.59 crores, which is a deterioration from both the previous quarter's loss of -₹15.80 crores and the profit of ₹2.62 crores recorded in Q2FY25. This marks an increase in losses by 188.5% quarter-over-quarter and a dramatic negative swing of 1840.1% year-over-year. The tax component was also negative at -₹12.70 crores for Q2FY26, compared to -₹6.70 crores in Q1FY26 and ₹1.61 crores in Q2FY25, reflecting an unfavorable tax position. Consequently, the profit after tax was -₹32.89 crores in Q2FY26, worsening from -₹9.10 crores in Q1FY26 and ₹1.01 crores in Q2FY25. The earnings per share (EPS) also experienced a decline, recording -₹2.81 in Q2FY26 compared to -₹0.78 in Q1FY26 and ₹0.09 in Q2FY25.

Operating Metrics

The operating metrics for TruCap Finance Ltd during Q2FY26 demonstrate a challenging quarter. Total expenses amounted to ₹42.87 crores, which is a slight increase of 1.0% from the previous quarter's expenses of ₹42.46 crores. However, when compared to the same quarter in the previous year, expenses decreased by 18.5% from ₹52.59 crores. This reduction in expenses year-over-year did not translate into improved profitability due to the sharper decline in revenue. The financial ratios and detailed analysis of metrics like the debt-to-equity ratio or current ratio are not provided in the data, so no additional insight into liquidity or financial leverage can be ascertained from this information. Overall, the quarterly data highlight significant operational and financial challenges faced by the company during this period.