TruCap Finance's Q1 FY 2025-26 Quarterly Results
- 15 Aug 2025
Result Summary
- TruCap Finance Ltd reported a 20.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 19.9%.
- Its expenses for the quarter were down by 11.6% QoQ and 14.4% YoY.
- The net profit decreased 259.9% QoQ and decreased 858.3% YoY.
- The earnings per share (EPS) of TruCap Finance Ltd declined at 0.78 during Q1 FY 2025-26.
Financial Statments for Q1 FY 2025-26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 42.05 | 52.94 | 52.49 | -20.6% | -19.9% |
Total Expenses | 42.46 | 48.01 | 49.60 | -11.6% | -14.4% |
Profit Before Tax | -15.80 | 4.10 | 1.85 | -485.4% | -954.1% |
Tax | -6.70 | -1.59 | 0.65 | 321.4% | -1130.8% |
Profit After Tax | -9.10 | 5.69 | 1.20 | -259.9% | -858.3% |
Earnings Per Share | -0.78 | 0.48 | 0.10 | -262.5% | -880.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
TruCap Finance Ltd is a company whose primary business activities are not detailed in the provided data. As a finance company, it is expected that TruCap Finance Ltd operates within the financial services industry. However, specific information regarding its main products or services, such as whether it focuses on lending, investment services, or other financial operations, is not available in the provided data. Furthermore, there are no recent major developments or strategic changes mentioned for TruCap Finance Ltd in the given information.
Revenue
In Q1FY26, TruCap Finance Ltd reported a total income of ₹42.05 crores. This represents a decrease of 20.6% compared to the previous quarter, Q4FY25, where the total income was ₹52.94 crores. Additionally, there was a year-over-year decline of 19.9% from Q1FY25, which recorded a total income of ₹52.49 crores. This indicates a significant reduction in revenue for the company over both the quarterly and annual periods analyzed. The decline in total income could be reflective of various factors affecting the company's revenue streams, but specific reasons are not detailed in the provided data.
Profitability
For the first quarter of FY26, TruCap Finance Ltd experienced a considerable downturn in profitability, reporting a loss before tax of ₹15.80 crores. This is a stark contrast to the profit before tax of ₹4.10 crores in the previous quarter, Q4FY25, and ₹1.85 crores in Q1FY25. Such changes constitute a QoQ decline of 485.4% and a YoY decline of 954.1%. Similarly, the company reported a loss after tax of ₹9.10 crores in Q1FY26, compared to a profit of ₹5.69 crores in Q4FY25 and ₹1.20 crores in Q1FY25. Consequently, the earnings per share (EPS) fell to -₹0.78 from ₹0.48 in the previous quarter and ₹0.10 a year ago, marking a QoQ decrease of 262.5% and a YoY decrease of 880.0%. These figures highlight a considerable financial challenge faced by TruCap Finance Ltd during the quarter.
Operating Metrics
The total expenses for TruCap Finance Ltd in Q1FY26 amounted to ₹42.46 crores, which is a decrease of 11.6% from ₹48.01 crores in Q4FY25 and a 14.4% decrease from ₹49.60 crores in Q1FY25. Despite the reduction in expenses, the company still reported a loss, indicating that the decrease in total income had a more substantial impact on the financial outcome. The tax component for Q1FY26 was -₹6.70 crores, a notable increase from -₹1.59 crores in Q4FY25 and a reversal from a tax expense of ₹0.65 crores in Q1FY25. The negative tax amount suggests a possible tax benefit or adjustment during this quarter, but further details are not provided in the data. Overall, the operating metrics reflect a challenging financial quarter for TruCap Finance Ltd, with significant reductions in both revenue and expenses failing to offset the deterioration in profitability.
FAQs
When was TruCap Finance Ltd Q1 FY 2025-26 result announced?
TruCap Finance Ltd announced its Q1 FY 2025-26 results on 15 August, 2025.
What are TruCap Finance Ltd quarterly results?
TruCap Finance Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
What were the key highlights of TruCap Finance Ltd Q1 FY 2025-26 results?
Key highlights of TruCap Finance Ltd Q1 FY 2025-26 results include:
- Revenue: ₹42.05 crore
- Net Profit: ₹-9.10 crore
- EBITDA: ₹-1.80 crore
- Year-over-Year Growth: -19.9%
- Quarter-over-Quarter Growth: -20.6%
How did TruCap Finance Ltd net profit perform in this quarter?
TruCap Finance Ltd reported a net loss of ₹-9.10 crore in Q1 FY 2025-26, reflecting a -858.3% year-over-year growth.
What was TruCap Finance Ltd revenue in Q1 FY 2025-26?
TruCap Finance Ltd posted a revenue of ₹42.05 crore in Q1 FY 2025-26.