Transwarranty Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Transwarranty Finance Ltd reported a 17.5% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 34.1%.
• Its expenses for the quarter were down by 1.6% QoQ and 5.5% YoY.
• The net profit increased 46.5% QoQ and decreased 368.1% YoY.
• The earnings per share (EPS) of Transwarranty Finance Ltd declined at 0.23 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Transwarranty Finance Ltd is engaged in the financial services sector. The company primarily offers a range of financial products and services, which may include loan products, wealth management, investment banking, and advisory services. However, specific details regarding their main products or services, industry position, and recent developments are not provided here. Thus, a detailed understanding of the company's market position and competitive landscape cannot be drawn solely from the available information.

Revenue

In the second quarter of the fiscal year 2026 (Q2FY26), Transwarranty Finance Ltd reported a total income of ₹3.40 crores. This represents a decrease from the previous quarter (Q1FY26), where the total income was ₹4.12 crores, marking a quarter-over-quarter (QoQ) decline of 17.5%. Comparatively, the total income in the same quarter of the previous fiscal year (Q2FY25) was ₹5.16 crores, indicating a year-over-year (YoY) decline of 34.1%. These figures reflect a downward trend in the company's revenue generation compared to both the preceding quarter and the corresponding quarter of the previous year.

Profitability

The company reported a loss in profitability for Q2FY26, with a profit before tax of -₹1.27 crores. This is a deterioration from the previous quarter (Q1FY26), where the loss was -₹0.84 crores, showing a 51.2% increase in the loss QoQ. When compared to Q2FY25, where the company reported a profit before tax of ₹0.47 crores, there's a significant YoY decline of 370.2%. The profit after tax for Q2FY26 was -₹1.26 crores, compared to -₹0.86 crores in Q1FY26, a 46.5% increase in loss QoQ. In Q2FY25, the company reported a profit after tax of ₹0.47 crores, reflecting a YoY decline of 368.1%. Earnings per share in Q2FY26 was -₹0.23, down from -₹0.15 in Q1FY26, a QoQ decrease of 53.3%, and from ₹0.09 in Q2FY25, marking a YoY decline of 355.6%.

Operating Metrics

Total expenses for Transwarranty Finance Ltd in Q2FY26 amounted to ₹4.43 crores, slightly decreased from ₹4.50 crores in Q1FY26, representing a QoQ reduction of 1.6%. Compared to Q2FY25, where total expenses were ₹4.69 crores, there is a YoY decrease of 5.5%. The tax expense for Q2FY26 was -₹0.01 crores, contrasting with ₹0.02 crores in Q1FY26, indicating a 150% QoQ change. In Q2FY25, the tax expense was ₹0.00 crores, with no percentage change applicable. The financial data shows fluctuations in expense management and tax obligations, but no further operational details or ratios are calculated or provided in the data set.