Shriram Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Shriram Finance Ltd reported a 3.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 18.1%.
• Its expenses for the quarter were up by 1.7% QoQ and 22.3% YoY.
• The net profit increased 7.2% QoQ and increased 7.5% YoY.
• The earnings per share (EPS) of Shriram Finance Ltd stood at 12.29 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Shriram Finance Ltd operates within the financial services industry, primarily focusing on providing various financial solutions. The company's core offerings include commercial vehicle financing, consumer finance, and SME finance. Shriram Finance Ltd serves a diverse clientele, ranging from small business owners to individual consumers, aiming to fulfill their financial needs through tailored lending solutions. While the company is known for its strong presence in vehicle and equipment financing, any recent major developments or strategic initiatives are not available within the provided data.

Revenue

In the second quarter of the fiscal year 2026, Shriram Finance Ltd reported a total income of ₹11,921.33 crores. This marks a 3.3% increase from the previous quarter's income of ₹11,542.44 crores, and an 18.1% increase compared to the second quarter of the fiscal year 2025, which stood at ₹10,096.68 crores. The steady growth in revenue over both the quarter-on-quarter and year-on-year periods reflects a positive trajectory in the company's income generation capabilities during this period.

Profitability

For the second quarter of the fiscal year 2026, Shriram Finance Ltd's profit before tax was reported at ₹3,112.96 crores, representing a 7.1% increase from ₹2,906.23 crores in the previous quarter. Compared to the second quarter of the fiscal year 2025, which had a profit before tax of ₹2,751.53 crores, this indicates a 13.1% year-over-year increase. The profit after tax for the same period was ₹2,314.16 crores, a 7.2% increase from the prior quarter's ₹2,159.39 crores, and a 7.5% rise from the previous year’s same quarter profit of ₹2,153.27 crores. The tax expenses for the period were ₹803.16 crores, showing a 6.9% increase from the prior quarter and an 18.1% increase year-over-year.

Operating Metrics

Earnings per share (EPS) for the second quarter of the fiscal year 2026 stood at ₹12.29, marking a 7.1% increase from the previous quarter's EPS of ₹11.47. However, when compared to the second quarter of the fiscal year 2025, where the EPS was ₹56.85, there is a significant decline of 78.4%. The total expenses for the quarter amounted to ₹7,475.04 crores, reflecting a 1.7% increase from the previous quarter and a 22.3% increase compared to the same quarter last year. These metrics provide a detailed view of the company's operational efficiency and cost management strategies.