Shriram Finance's Q1 FY 2025-26 Quarter Results
- 26 Jul 2025
Result Summary
- Shriram Finance Ltd reported a 16.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 20.1%.
- Its expenses for the quarter were up by 24.4% QoQ and 27.7% YoY.
- The net profit increased 6.8% QoQ and increased 6.3% YoY.
- The earnings per share (EPS) of Shriram Finance Ltd stood at 11.5 during Q1 FY 2025-26.
Financial Statments for Q1 FY 2025-26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 11542.44 | 9918.30 | 9609.71 | 16.4% | 20.1% |
Total Expenses | 7350.64 | 5910.44 | 5755.57 | 24.4% | 27.7% |
Profit Before Tax | 2906.23 | 2742.85 | 2666.59 | 6.0% | 9.0% |
Tax | 750.98 | 724.52 | 686.00 | 3.7% | 9.5% |
Profit After Tax | 2159.39 | 2021.28 | 2030.64 | 6.8% | 6.3% |
Earnings Per Share | 11.50 | 53.40 | 53.70 | -78.5% | -78.6% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Shriram Finance Ltd is a prominent player in the Indian financial sector, primarily engaged in offering a wide array of financial services. The company specializes in providing commercial vehicle financing, consumer finance, and small business loans, catering to a diverse clientele. Shriram Finance Ltd operates within the financial services industry and is known for its focus on serving the underbanked and rural segments of the population. As of the latest updates available until October 2023, there are no specific recent major developments publicly documented for the company.
Revenue
In the first quarter of fiscal year 2026, Shriram Finance Ltd reported a total income of ₹11,542.44 crores. This marks a significant increase from the previous quarter (Q4FY25), where total income was ₹9,918.30 crores, reflecting a quarter-over-quarter (QoQ) growth of 16.4%. The year-over-year (YoY) comparison also shows a robust growth of 20.1% from ₹9,609.71 crores in Q1FY25. This upward trend in revenue indicates a strong financial performance for the company during this period.
Profitability
For Q1FY26, the profit before tax for Shriram Finance Ltd was reported at ₹2,906.23 crores, showing a 6.0% QoQ increase from ₹2,742.85 crores in Q4FY25 and a 9.0% YoY increase from ₹2,666.59 crores in Q1FY25. After accounting for taxes, the profit after tax stood at ₹2,159.39 crores, marking a 6.8% QoQ growth over the previous quarter's ₹2,021.28 crores and a 6.3% YoY growth from ₹2,030.64 crores in the same quarter of the previous year. The tax expense for the quarter was ₹750.98 crores, showing a modest increase of 3.7% QoQ and 9.5% YoY. Despite these increases in profitability, the earnings per share (EPS) displayed a notable decline, with a reported value of ₹11.50 in Q1FY26 compared to ₹53.40 in Q4FY25 and ₹53.70 in Q1FY25, reflecting decreases of 78.5% QoQ and 78.6% YoY.
Operating Metrics
Shriram Finance Ltd's total expenses for Q1FY26 amounted to ₹7,350.64 crores, demonstrating a substantial increase of 24.4% from the previous quarter's expenses of ₹5,910.44 crores. Compared to the same quarter in the previous year (Q1FY25), where expenses were ₹5,755.57 crores, there was a 27.7% increase. The company's operational efficiency is reflected in its ability to manage expenses while achieving significant growth in total income. The financial data indicates a consistent upward trajectory in both income and expenses, highlighting the company's active engagement in expanding its operations.