SBFC Finance Ltd's Q4FY25 Quarter Results
- 4d ago
Result Summary
- SBFC Finance Ltd reported a 16.2% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a - of -.
- Its expenses for the quarter were down by 14.2% QoQ and - - YoY.
- The net profit decreased 16.5% QoQ and - - YoY.
- The earnings per share (EPS) of SBFC Finance Ltd stood at 0.7 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 279.55 | 333.58 | 0.00 | -16.2% | - |
Total Expenses | 168.71 | 196.69 | 0.00 | -14.2% | - |
Profit Before Tax | 97.21 | 117.77 | - | -17.5% | NaN% |
Tax | 23.54 | 29.49 | 0.00 | -20.2% | - |
Profit After Tax | 73.67 | 88.28 | 0.00 | -16.5% | - |
Earnings Per Share | 0.70 | 0.80 | 0.00 | -12.5% | - |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
SBFC Finance Ltd is a financial services company operating primarily in India. The company is involved in providing various financial products and services tailored to meet the needs of its diverse clientele. Its main offerings typically include loans and financial advisory services. SBFC Finance Ltd is part of the non-banking financial company (NBFC) industry, which plays a crucial role in the financial ecosystem by providing credit to underserved markets. As of the latest updates available up to October 2023, there are no specific recent major developments publicly known or disclosed for SBFC Finance Ltd. Therefore, any further specific recent initiatives or projects undertaken by the company are not readily available.
Revenue
During the fourth quarter of fiscal year 2025 (Q4FY25), SBFC Finance Ltd reported a total income of ₹279.55 crores. This represents a decrease of 16.2% compared to the previous quarter (Q3FY25), where the total income was ₹333.58 crores. The year-over-year comparison data is unavailable for Q4FY24, as the income figure for that period is reported as zero. Hence, a YoY analysis cannot be conducted based on the data provided. The quarterly decline in total income is a notable aspect of the company's financial performance for this quarter. The financial data does not provide further context or details regarding specific revenue streams or contributing factors to this decline within the company's operations.
Profitability
In Q4FY25, SBFC Finance Ltd achieved a Profit Before Tax (PBT) of ₹97.21 crores, which is a 17.5% decrease from the PBT of ₹117.77 crores reported in Q3FY25. The tax expense for the quarter was ₹23.54 crores, a reduction of 20.2% from ₹29.49 crores in the previous quarter. Consequently, the Profit After Tax (PAT) for Q4FY25 was ₹73.67 crores, down by 16.5% from ₹88.28 crores in Q3FY25. Earnings Per Share (EPS) decreased by 12.5% from ₹0.80 in Q3FY25 to ₹0.70 in Q4FY25. The reported figures for Q4FY24 are not available, thus preventing a YoY profitability analysis. The decrease in profitability metrics, including PBT, PAT, and EPS, highlights a downward trend for the quarter under review.
Operating Metrics
The financial data for SBFC Finance Ltd for Q4FY25 reflects a decrease in both total income and total expenses compared to Q3FY25. Total Expenses in Q4FY25 were reported at ₹168.71 crores, a reduction of 14.2% from ₹196.69 crores in Q3FY25. Although the expenses have decreased, the reduction in total income has impacted the profitability of the company. The data does not provide specific details on operational metrics such as cost of goods sold, operating margins, or other operational ratios that could further illuminate the company's operating efficiency or effectiveness during the quarter. The absence of YoY data for operational metrics limits a comprehensive analysis over the longer term.
