RBL Bank's Q2 FY 2025-26 Quarterly Results
- 26 Oct 2025
Result Summary
- RBL Bank Ltd reported a 1.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 0.4%.
- Its expenses for the quarter were down by 2.5% QoQ and up 4.5% YoY.
- The net profit decreased 10.2% QoQ and decreased 16.9% YoY.
- The earnings per share (EPS) of RBL Bank Ltd stood at 3.11 during Q2 FY 2025-26.
Financial Statments for Q2 FY 2025-26
| (₹ crores) | Q2FY26 | Q1FY26 | Q2FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 4441.59 | 4512.57 | 4459.05 | -1.6% | -0.4% |
Total Expenses | 3696.72 | 3792.78 | 3536.22 | -2.5% | 4.5% |
Provisions & contingencies | 499.70 | 442.32 | 618.34 | 13.0% | -19.2% |
Profit Before Tax | 245.17 | 277.47 | 304.49 | -11.6% | -19.5% |
Tax | 52.71 | 63.25 | 72.79 | -16.7% | -27.6% |
Profit After Tax | 192.46 | 214.22 | 231.70 | -10.2% | -16.9% |
Earnings Per Share | 3.11 | 3.49 | 3.77 | -10.9% | -17.5% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
RBL Bank Ltd is a private sector bank in India, offering a wide range of banking products and financial services to corporate and retail customers. The bank operates in the banking sector and provides services including wholesale banking, retail banking, treasury operations, and other banking-related services. RBL Bank has been actively expanding its footprint in the Indian banking sector through digital banking initiatives and strategic partnerships. However, specific recent developments about the company are not provided in the data.
Revenue
During the second quarter of the fiscal year 2026, RBL Bank Ltd reported a total income of ₹4441.59 crores. This represents a slight decrease of 1.6% compared to the previous quarter (Q1FY26), where the total income stood at ₹4512.57 crores. Year-over-year, the total income decreased by 0.4% from ₹4459.05 crores in Q2FY25. The minor decreases both QoQ and YoY indicate consistency in revenue generation, albeit with a slight downward trend in the most recent quarter.
Profitability
RBL Bank Ltd's profitability metrics show a decrease in the second quarter of fiscal year 2026. The profit before tax was ₹245.17 crores, down by 11.6% from the previous quarter and by 19.5% from the same period last year. After accounting for taxes, the profit after tax was ₹192.46 crores, which is a 10.2% decrease quarter-over-quarter and a 16.9% decrease year-over-year. Consequently, earnings per share also declined to ₹3.11 from ₹3.49 in the previous quarter and ₹3.77 in the same quarter last year, showing a decrease of 10.9% QoQ and 17.5% YoY.
Operating Metrics
RBL Bank Ltd's total expenses for Q2FY26 were ₹3696.72 crores, showing a decrease of 2.5% from Q1FY26 but an increase of 4.5% compared to Q2FY25. The provisions and contingencies amounted to ₹499.70 crores, which increased by 13.0% from the previous quarter but decreased by 19.2% year-over-year. The tax expenditure decreased by 16.7% from the previous quarter and by 27.6% from the prior year, aligning with the reduced pre-tax profit figures. The trends in operating expenses and provisions indicate adjustments in cost management strategies and provisioning practices.
FAQs
When was RBL Bank Ltd Q2 FY 2025-26 result announced?
RBL Bank Ltd announced its Q2 FY 2025-26 results on 26 October, 2025.
What are RBL Bank Ltd quarterly results?
RBL Bank Ltd quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
What were the key highlights of RBL Bank Ltd Q2 FY 2025-26 results?
Key highlights of RBL Bank Ltd Q2 FY 2025-26 results include:
- Revenue: ₹4441.59 crore
- Net Profit: ₹192.46 crore
- EBITDA: ₹2201.53 crore
- Year-over-Year Growth: -0.4%
- Quarter-over-Quarter Growth: -1.6%
How did RBL Bank Ltd net profit perform in this quarter?
RBL Bank Ltd reported a net loss of ₹192.46 crore in Q2 FY 2025-26, reflecting a -16.9% year-over-year growth.
What was RBL Bank Ltd revenue in Q2 FY 2025-26?
RBL Bank Ltd posted a revenue of ₹4441.59 crore in Q2 FY 2025-26.