(₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
---|---|---|---|---|---|
Total Income | 1314.01 | 921.73 | 995.86 | 42.6% | 31.9% |
Total Expenses | 989.49 | 512.32 | 563.72 | 93.1% | 75.5% |
Profit Before Tax | 83.44 | 385.47 | 389.65 | -78.4% | -78.6% |
Tax | 20.84 | 53.77 | 98.01 | -61.2% | -78.7% |
Profit After Tax | 62.60 | 331.70 | 291.64 | -81.1% | -78.5% |
Earnings Per Share | 0.80 | 4.30 | 3.80 | -81.4% | -78.9% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
## Company Overview
Poonawalla Fincorp Ltd is a financial services company that operates primarily in the non-banking financial company (NBFC) sector in India. The company offers a range of financial products including personal loans, business loans, and loans against property. It is a part of the Cyrus Poonawalla Group, which is known for its diverse business interests ranging from pharmaceuticals to finance. As of the latest data, there are no specific recent major developments available for Poonawalla Fincorp Ltd, and the analysis is based solely on the financial data provided.
## Revenue
For the quarter ending in FY26, Poonawalla Fincorp Ltd reported a total income of ₹1,314.01 crores, which marks a quarter-over-quarter (QoQ) increase of 42.6% from the previous quarter (Q4FY25) income of ₹921.73 crores. When compared to the same quarter in the previous financial year (Q1FY25), where the total income was ₹995.86 crores, the year-over-year (YoY) increase is 31.9%. This growth in total income indicates a significant rise in revenue generation for the quarter under review, reflecting an upward trajectory in the company's income stream over both short-term and annual durations.
## Profitability
Profitability metrics for Poonawalla Fincorp Ltd in Q1FY26 show a substantial decline when compared to both the previous quarter and the same quarter in the previous year. The Profit Before Tax (PBT) for Q1FY26 stands at ₹83.44 crores, which is a decrease of 78.4% QoQ from ₹385.47 crores in Q4FY25, and a 78.6% decrease YoY from ₹389.65 crores in Q1FY25. Profit After Tax (PAT) for Q1FY26 is reported at ₹62.60 crores, reflecting an 81.1% decline QoQ from ₹331.70 crores and a 78.5% decrease YoY from ₹291.64 crores. Earnings Per Share (EPS) also saw a decrease, standing at ₹0.80 in Q1FY26, compared to ₹4.30 in the previous quarter and ₹3.80 in Q1FY25, translating to declines of 81.4% QoQ and 78.9% YoY, respectively.
## Operating Metrics
The total expenses for Poonawalla Fincorp Ltd in Q1FY26 were ₹989.49 crores, showing a significant increase of 93.1% QoQ from ₹512.32 crores in Q4FY25, and a 75.5% increase YoY from ₹563.72 crores in Q1FY25. The tax expenses for Q1FY26 were reported at ₹20.84 crores, marking a decrease of 61.2% QoQ from ₹53.77 crores and a 78.7% decrease YoY from ₹98.01 crores. These operating metrics indicate shifts in the company's expenditure patterns and tax liabilities over the respective periods. The notable rise in expenses alongside declining profitability metrics is a key area of focus within the company's operational framework for this quarter.