PB Fintech's Q2 FY 2025-26 Quarterly Results

Result Summary

• PB Fintech Ltd reported a 17.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 33.4%.
• Its expenses for the quarter were up by 15.0% QoQ and 28.5% YoY.
• The net profit increased 59.4% QoQ and increased 164.6% YoY.
• The earnings per share (EPS) of PB Fintech Ltd stood at 2.89 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

PB Fintech Ltd is a prominent company operating in the financial technology sector, primarily involved in providing online platforms for insurance and loan comparison services. Known for its flagship brands such as Policybazaar and Paisabazaar, the company is a key player in the digital insurance and lending marketplaces in India. As of the latest data available, there have been no major developments reported beyond its continued expansion in product offerings and market reach. The company's focus remains on leveraging technology to enhance customer experiences in financial services.

Revenue

In the second quarter of the fiscal year 2026, PB Fintech Ltd reported total income of ₹1698.06 crores. This represents a quarter-over-quarter (QoQ) increase of 17.4% compared to ₹1446.74 crores in Q1FY26. Year-over-year (YoY), the total income increased by 33.4% compared to ₹1273.23 crores in Q2FY25. The significant growth in total income reflects the company's ability to enhance its revenue streams during this period.

Profitability

Profitability metrics for PB Fintech Ltd demonstrate a substantial improvement in Q2FY26. The profit before tax (PBT) was reported at ₹139.24 crores, reflecting a QoQ growth of 53.2% from ₹90.89 crores in Q1FY26 and a YoY increase of 132.7% from ₹59.84 crores in Q2FY25. The tax expense for the quarter was ₹7.17 crores, slightly lower than the previous quarter's ₹7.69 crores, and a 22.7% decrease from the same quarter last year. Profit after tax (PAT) also showed a notable rise, reaching ₹134.89 crores, which marks a 59.4% increase QoQ and a 164.6% rise YoY. This growth in profitability is supported by the increase in total income and controlled expense growth.

Operating Metrics

The operating metrics of PB Fintech Ltd in Q2FY26 reveal a series of positive trends. Total expenses for the quarter were ₹1558.82 crores, which represents a 15.0% increase QoQ and a 28.5% increase YoY. This growth in expenses is lower than the growth in total income, indicating an effective management of operational costs relative to revenue growth. Earnings per share (EPS) for the quarter stood at ₹2.89, showing a 58.8% increase QoQ from ₹1.82 in Q1FY26 and a 165.1% rise YoY from ₹1.09 in Q2FY25. These operating metrics reflect the company's operational efficiency and its ability to generate increased earnings for its shareholders.