Motor & General Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Motor & General Finance Ltd reported a 37.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 27.6%.
• Its expenses for the quarter were up by 0.9% QoQ and down 4.5% YoY.
• The net profit increased 382.6% QoQ and increased 258.1% YoY.
• The earnings per share (EPS) of Motor & General Finance Ltd stood at 0.29 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Motor & General Finance Ltd is a company that operates primarily in the financial services sector. It provides a range of financial solutions and services, although specific details about its main products or services are not provided in the available data. The company is likely engaged in activities typical of a finance company, such as lending, investment management, or financial advisory services. There is no information in the provided data regarding any recent major developments, strategic initiatives, or changes in the operational focus of the company. Without additional context, it is not possible to detail specific industry dynamics or recent changes impacting the company's operations.

Revenue

In the second quarter of the fiscal year 2026 (Q2FY26), Motor & General Finance Ltd reported a total income of ₹3.24 crores. This represents a significant increase of 37.3% compared to the previous quarter (Q1FY26), where the total income was ₹2.36 crores. Additionally, the year-over-year growth in total income was substantial at 27.6% when compared to ₹2.54 crores in Q2FY25. The consistent rise in total income indicates a positive trend in the company's revenue generation over both the quarterly and yearly periods.

Profitability

Profitability metrics for Motor & General Finance Ltd in Q2FY26 demonstrate a substantial improvement. The profit before tax (PBT) for the quarter stood at ₹1.10 crores, marking an increase of 340.0% from the previous quarter’s PBT of ₹0.25 crores. Year-over-year, the PBT grew by 266.7% from ₹0.30 crores in Q2FY25. The profit after tax (PAT) for Q2FY26 was ₹1.11 crores, reflecting a quarterly increase of 382.6% and a yearly increase of 258.1%. The earnings per share (EPS) also saw a significant rise, reaching ₹0.29 in Q2FY26, a growth of 383.3% from Q1FY26 and 262.5% from Q2FY25. These figures suggest an enhanced profitability profile for the company within the reviewed periods.

Operating Metrics

The total expenses for Motor & General Finance Ltd in Q2FY26 were ₹2.14 crores, which is a slight increase of 0.9% from the previous quarter's expenses of ₹2.12 crores. However, there is a decrease of 4.5% on a year-over-year basis from ₹2.24 crores in Q2FY25. The negligible changes in quarterly expenses alongside a decrease in yearly expenses indicate a controlled cost structure over the observed periods. Notably, the company reported no tax expenses in these periods. The significant improvement in profit margins despite relatively stable expense levels suggests efficient operational management in the face of increased revenue.