L&T Finance Ltd's Q4FY25 Quarter Results
- 26 Apr 2025
Result Summary
- L&T Finance Ltd reported a 10.4% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Mar (Q4FY25). On a year-on-year (YoY) basis, it witnessed a growth of 7.6%.
- Its expenses for the quarter were up by 7.0% QoQ and 0.8% YoY.
- The net profit decreased 11.6% QoQ and increased 32.6% YoY.
- The earnings per share (EPS) of L&T Finance Ltd stood at 2.2 during Q4FY25.
Financial Statments for Q4FY25
| (₹ crores) | Q4FY25 | Q3FY25 | Q4FY24 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 3677.32 | 4105.13 | 3417.53 | -10.4% | 7.6% |
Total Expenses | 2731.98 | 2552.27 | 2709.89 | 7.0% | 0.8% |
Profit Before Tax | 694.02 | 823.90 | 662.44 | -15.8% | 4.8% |
Tax | 141.00 | 198.25 | 245.51 | -28.9% | -42.6% |
Profit After Tax | 553.02 | 625.65 | 416.93 | -11.6% | 32.6% |
Earnings Per Share | 2.20 | 2.50 | 2.00 | -12.0% | 10.0% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
L&T Finance Ltd is a subsidiary of Larsen & Toubro, a leading Indian multinational engaged in technology, engineering, construction, manufacturing, and financial services. L&T Finance Ltd operates primarily in the financial services sector, offering a range of products including loans, infrastructure financing, and microfinance services. The company aims to provide comprehensive financial solutions to individual and corporate customers across India. As of the latest update, there are no specific recent major developments available for L&T Finance Ltd.
Revenue
In the fourth quarter of fiscal year 2025 (Q4FY25), L&T Finance Ltd reported a total income of ₹3677.32 crores. This represents a decrease of 10.4% compared to the previous quarter (Q3FY25), where the total income was ₹4105.13 crores. However, on a year-over-year basis, there was an increase of 7.6% from ₹3417.53 crores in Q4FY24. This indicates an upward trend in total income over the year, despite the quarter-on-quarter decline.
Profitability
For Q4FY25, L&T Finance Ltd's profit before tax was ₹694.02 crores, marking a decrease of 15.8% from ₹823.90 crores in Q3FY25, while showing a year-over-year increase of 4.8% from ₹662.44 crores in Q4FY24. The tax expense for Q4FY25 was ₹141.00 crores, a significant decrease of 28.9% from the previous quarter and a year-over-year decrease of 42.6%. The profit after tax stood at ₹553.02 crores for Q4FY25, which is an 11.6% decrease from Q3FY25 but a 32.6% increase from Q4FY24. Earnings per share (EPS) for Q4FY25 was ₹2.20, reflecting a 12.0% decrease compared to the previous quarter and a 10.0% increase over the same quarter last year.
Operating Metrics
The total expenses for L&T Finance Ltd in Q4FY25 amounted to ₹2731.98 crores, which is a 7.0% increase from Q3FY25 and a slight increase of 0.8% compared to Q4FY24. This rise in expenses could be attributed to various operational factors within the quarter. The company's ability to manage its expenses relative to income levels is a critical factor in assessing ongoing operational efficiency and effectiveness. The analysis of these financial indicators reveals the company's performance dynamics across different fiscal periods.
