L&T Finance Q1 FY 2025-26 Quarterly Results
- 19 Jul 2025
Result Summary
- L&T Finance Ltd reported a 15.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1FY26). On a year-on-year (YoY) basis, it witnessed a growth of 12.6%.
- Its expenses for the quarter were up by 1.5% QoQ and 12.2% YoY.
- The net profit increased 26.7% QoQ and increased 2.3% YoY.
- The earnings per share (EPS) of L&T Finance Ltd stood at 2.8 during Q1FY26.
Financial Statments for Q1FY26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 4259.60 | 3677.32 | 3784.61 | 15.8% | 12.6% |
Total Expenses | 2774.08 | 2731.98 | 2472.16 | 1.5% | 12.2% |
Profit Before Tax | 943.22 | 694.02 | 922.27 | 35.9% | 2.3% |
Tax | 242.38 | 141.00 | 237.02 | 71.9% | 2.3% |
Profit After Tax | 700.84 | 553.02 | 685.25 | 26.7% | 2.3% |
Earnings Per Share | 2.80 | 2.20 | 2.70 | 27.3% | 3.7% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
L&T Finance Ltd is a prominent financial services provider based in India, operating primarily in the lending and financial services sector. The company offers a diverse range of financial products, including loans, infrastructure finance, and investment management services. It serves various segments such as retail, rural, and corporate clients. L&T Finance is part of the larger Larsen & Toubro Group, a multinational conglomerate known for its engineering, construction, manufacturing, and financial services. As of now, any recent major developments specific to L&T Finance Ltd are not available.
L&T Finance Revenue
In the first quarter of fiscal year 2026 (Q1FY26), L&T Finance Ltd reported a total income of ₹4259.60 crores, which reflects a significant quarter-over-quarter (QoQ) increase of 15.8% from the fourth quarter of fiscal year 2025 (Q4FY25), where the total income was ₹3677.32 crores. Year-over-year (YoY), the total income increased by 12.6% compared to the first quarter of fiscal year 2025 (Q1FY25), when the total income stood at ₹3784.61 crores. These figures indicate a robust growth in total revenue, suggesting substantial improvements in business operations and market conditions over the past year.
L&T Finance Profitability
For Q1FY26, L&T Finance Ltd recorded a profit before tax of ₹943.22 crores, marking a notable QoQ rise of 35.9% from ₹694.02 crores in Q4FY25. This figure also represents a modest YoY increase of 2.3% compared to ₹922.27 crores in Q1FY25. After accounting for taxes, the profit after tax for Q1FY26 was ₹700.84 crores, up 26.7% QoQ from ₹553.02 crores in Q4FY25, and a slight YoY growth of 2.3% from ₹685.25 crores in Q1FY25. The earnings per share (EPS) for Q1FY26 was ₹2.80, an increase from ₹2.20 in the previous quarter, and up from ₹2.70 in the same quarter last year, reflecting a 27.3% QoQ and 3.7% YoY improvement.
L&T Finance Operating Metrics
L&T Finance Ltd's total expenses for Q1FY26 were ₹2774.08 crores, showing a marginal QoQ increase of 1.5% from ₹2731.98 crores in Q4FY25, and a more substantial YoY rise of 12.2% from ₹2472.16 crores in Q1FY25. The tax expense for the quarter was ₹242.38 crores, which increased by 71.9% QoQ from ₹141.00 crores in Q4FY25, with a YoY increase of 2.3% from ₹237.02 crores in Q1FY25. These operating metrics indicate a controlled increase in expenses relative to revenue growth, which could be indicative of efficient cost management and operational scalability during the period.