Indostar Capital Finance's Q2 FY 2025-26 Quarterly Results

Result Summary

• Indostar Capital Finance Ltd reported a 3.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 1.4%.
• Its expenses for the quarter were down by 11.4% QoQ and 8.7% YoY.
• The net profit decreased 98.1% QoQ and decreased 66.9% YoY.
• The earnings per share (EPS) of Indostar Capital Finance Ltd stood at 0.74 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Indostar Capital Finance Ltd is a non-banking financial company (NBFC) that primarily operates in the financial services sector in India. The company is engaged in providing various financial solutions, including corporate lending, SME lending, vehicle finance, and housing finance. As a key player in the NBFC space, Indostar Capital Finance focuses on catering to diverse customer segments with a wide range of financial products. The company operates in a highly competitive industry that is subject to regulatory frameworks and market dynamics. Recent major developments specific to the company are not available from the provided data.

Revenue

In the second quarter of fiscal year 2026 (Q2FY26), Indostar Capital Finance Ltd reported a total income of ₹356.84 crores. This represents a quarter-over-quarter (QoQ) increase of 3.8% from ₹343.67 crores in Q1FY26 and a year-over-year (YoY) growth of 1.4% compared to ₹352.07 crores in Q2FY25. The increase in total income indicates a stable revenue performance over the quarters and years under review.

Profitability

For Q2FY26, the company recorded a profit before tax (PBT) of ₹10.51 crores, showing a significant decline of 98.5% QoQ compared to ₹704.50 crores in Q1FY26 and a 41.2% decrease YoY from ₹17.86 crores in Q2FY25. The tax expense for Q2FY26 was minimal at ₹0.02 crores, consistent with the tax amount in Q2FY25, but a significant reduction from ₹169.01 crores in Q1FY26. Consequently, the profit after tax (PAT) for Q2FY26 was ₹10.49 crores, reflecting a drastic QoQ drop of 98.1% and a YoY decrease of 66.9% from ₹31.68 crores in Q2FY25. Earnings per share (EPS) also decreased to ₹0.74 in Q2FY26, down 98.1% QoQ from ₹38.56 in Q1FY26 and 68.1% YoY from ₹2.32 in Q2FY25.

Operating Metrics

Indostar Capital Finance Ltd's total expenses for Q2FY26 amounted to ₹287.69 crores, which is an 11.4% reduction QoQ from ₹324.73 crores in Q1FY26 and an 8.7% decrease YoY from ₹314.96 crores in Q2FY25. This reduction in expenses indicates a potential focus on cost management during the quarter. The significant changes in profit metrics, despite reduced expenses, highlight notable fluctuations in the company's operating environment during the period under review. These operating results may reflect broader market conditions or internal adjustments within the company’s operational strategies.