India Shelter Finance Corporation's Q2 FY 2025-26 Quarterly Results

Result Summary

• India Shelter Finance Corporation Ltd reported a 2.2% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 30.3%.
• Its expenses for the quarter were up by 3.0% QoQ and 27.3% YoY.
• The net profit increased 2.2% QoQ and increased 35.5% YoY.
• The earnings per share (EPS) of India Shelter Finance Corporation Ltd stood at 10.92 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

India Shelter Finance Corporation Ltd is a financial services company primarily engaged in providing housing finance solutions. The company operates within the broader financial services industry, focusing on offering loans for housing purposes, which cater to the needs of individuals seeking to purchase or construct homes. While the company's specific recent developments are not detailed in the data provided, its focus remains on facilitating home ownership through financial products tailored to its clientele. As part of the financial sector, India Shelter Finance Corporation Ltd's performance is influenced by broader economic conditions, interest rate environments, and regulatory frameworks governing housing finance.

Revenue

In Q2FY26, India Shelter Finance Corporation Ltd reported a total income of ₹369.24 crores, reflecting a quarter-over-quarter (QoQ) increase of 2.2% from ₹361.31 crores in Q1FY26. The year-over-year (YoY) growth was even more substantial, at 30.3%, compared to ₹283.40 crores in Q2FY25. This robust increase in total income over the past year highlights a significant expansion in revenue generation, suggesting an effective strategy in scaling its operations or increasing its market penetration. The steady QoQ growth further indicates a consistent performance over the preceding quarter.

Profitability

For the period of Q2FY26, India Shelter Finance Corporation Ltd's Profit Before Tax (PBT) was recorded at ₹158.07 crores, which marked a 1.8% increase from ₹155.24 crores in Q1FY26, and a 34.9% rise from ₹117.15 crores in Q2FY25. After accounting for taxes, the Profit After Tax (PAT) stood at ₹122.04 crores, representing a 2.2% increase QoQ from ₹119.45 crores in the previous quarter and a 35.5% YoY increase from ₹90.07 crores in Q2FY25. The earnings per share (EPS) also observed a similar trend, with a value of ₹10.92 in Q2FY26, up by 2.2% QoQ and 35.0% YoY. These figures indicate a strong profitability trajectory over both the quarter and the year.

Operating Metrics

The financial data for Q2FY26 illustrates that the company maintained a disciplined approach to managing its expenses. Total expenses in this quarter amounted to ₹201.63 crores, which increased by 3.0% from ₹195.83 crores in Q1FY26 and by 27.3% from ₹158.43 crores in Q2FY25. Despite the rise in expenses, the company managed to sustain profitability and revenue growth, as demonstrated by the increases in PBT and PAT. The tax expense for Q2FY26 was ₹36.03 crores, showing a marginal QoQ increase of 0.7% from ₹35.79 crores in Q1FY26 and a YoY rise of 33.1% from ₹27.08 crores in Q2FY25. These metrics reflect the company's ability to grow its business while managing its cost structure effectively.