CreditAccess Grameen Ltd's Q1FY26 Quarterly Results

Result Summary

• CreditAccess Grameen Ltd reported a 0.3% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1FY26). On a year-on-year (YoY) basis, it witnessed a decline of 3.2%.
• Its expenses for the quarter were up by 4.4% QoQ and 0.9% YoY.
• The net profit decreased 84.8% QoQ and decreased 84.9% YoY.
• The earnings per share (EPS) of CreditAccess Grameen Ltd stood at 3.8 during Q1FY26.

Financial Statments for Q1FY26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

CreditAccess Grameen Ltd is a microfinance institution based in India, primarily focused on providing financial services to low-income households, particularly women entrepreneurs in rural areas. The company offers a range of products including group loans, individual loans, and emergency loans, aiming to support small businesses and promote financial inclusion. The company is part of the broader financial services industry, which plays a critical role in empowering underserved communities. As of the latest update, there have been no major public developments specific to CreditAccess Grameen Ltd that are available for review.

Revenue

In the first quarter of the fiscal year 2026 (Q1FY26), CreditAccess Grameen Ltd reported a total income of ₹1463.63 crores. When compared to the previous quarter (Q4FY25), where the total income was ₹1459.10 crores, there was a slight quarter-over-quarter (QoQ) increase of 0.3%. However, on a year-over-year (YoY) basis, the total income decreased by 3.2% from ₹1512.58 crores in Q1FY25. This data provides a snapshot of the company's revenue performance over the different periods.

Profitability

The profitability metrics for CreditAccess Grameen Ltd show significant changes over the reported periods. The Profit Before Tax (PBT) for Q1FY26 was ₹81.12 crores, which represents a sharp decline of 84.7% QoQ from ₹529.46 crores in Q4FY25. Similarly, the PBT decreased by 84.8% YoY from ₹534.74 crores in Q1FY25. The Profit After Tax (PAT) for Q1FY26 stood at ₹60.19 crores, reflecting a decline of 84.8% QoQ and 84.9% YoY when compared to ₹397.08 crores in Q4FY25 and ₹397.66 crores in Q1FY25 respectively. Earnings Per Share (EPS) also saw a decrease from ₹24.80 in both Q4FY25 and Q1FY25 to ₹3.80 in Q1FY26, marking an 84.7% decline QoQ and YoY.

Operating Metrics

The total expenses for CreditAccess Grameen Ltd in Q1FY26 amounted to ₹810.66 crores, showing an increase of 4.4% QoQ from ₹776.32 crores in Q4FY25. In comparison to the same quarter of the previous year (Q1FY25), total expenses were slightly higher by 0.9% from ₹803.25 crores. The tax provision for Q1FY26 was ₹20.93 crores, which is significantly lower by 84.2% QoQ compared to ₹132.38 crores in Q4FY25, and 84.7% YoY compared to ₹137.08 crores in Q1FY25. These figures highlight the changes in the company’s operating costs and tax expenses over the respective quarters.