Central Bank of India's Q2 FY 2025-26 Quarterly Results
- 4d ago
Result Summary
- Central Bank of India reported a 1.2% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 4.0%.
- Its expenses for the quarter were up by 4.9% QoQ and 10.1% YoY.
- The net profit decreased 3.9% QoQ and increased 33.3% YoY.
- The earnings per share (EPS) of Central Bank of India stood at 1.36 during Q2 FY 2025-26.
Financial Statments for Q2 FY 2025-26
| (₹ crores) | Q2FY26 | Q1FY26 | Q2FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 10283.71 | 10410.11 | 9884.28 | -1.2% | 4.0% |
Total Expenses | 8488.29 | 8094.70 | 7708.29 | 4.9% | 10.1% |
Provisions & contingencies | 316.22 | 522.47 | 598.28 | -39.5% | -47.1% |
Profit Before Tax | 1479.20 | 1877.79 | 1577.71 | -21.2% | -6.2% |
Tax | 259.61 | 617.33 | 657.07 | -57.9% | -60.5% |
Profit After Tax | 1234.06 | 1284.16 | 925.97 | -3.9% | 33.3% |
Earnings Per Share | 1.36 | 1.42 | 1.06 | -4.2% | 28.3% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Central Bank of India is a prominent banking institution in India, operating within the financial services industry. This bank offers a wide range of financial products and services including retail banking, corporate banking, and wealth management. As a government-owned bank, it has a significant presence across the country with numerous branches and a strong customer base. The bank has been actively involved in implementing various government financial inclusion initiatives. Recent major developments about the bank are not available in the provided data.
Revenue
In Q2FY26, Central Bank of India reported a total income of ₹10,283.71 crores, which is a slight decrease of 1.2% compared to the previous quarter, Q1FY26, where the total income was ₹10,410.11 crores. However, when compared year-over-year with Q2FY25, the bank's total income increased by 4.0% from ₹9,884.28 crores. This indicates a positive year-over-year trend in revenue generation despite the quarter-over-quarter decline.
Profitability
The bank's profitability metrics for Q2FY26 show a Profit Before Tax (PBT) of ₹1,479.20 crores, which reflects a decrease of 21.2% from the previous quarter's PBT of ₹1,877.79 crores. On a year-over-year basis, the PBT decreased by 6.2% from ₹1,577.71 crores in Q2FY25. The Profit After Tax (PAT) for Q2FY26 was ₹1,234.06 crores, down by 3.9% compared to Q1FY26. However, there was a significant year-over-year increase of 33.3% in PAT from ₹925.97 crores in Q2FY25. The Earnings Per Share (EPS) in Q2FY26 was ₹1.36, marking a decrease from ₹1.42 in Q1FY26, but an increase from ₹1.06 in Q2FY25.
Operating Metrics
Total expenses for Central Bank of India in Q2FY26 were reported at ₹8,488.29 crores, which is a 4.9% increase from ₹8,094.70 crores in Q1FY26 and a 10.1% increase from ₹7,708.29 crores in Q2FY25. Provisions and contingencies in Q2FY26 amounted to ₹316.22 crores, showing a significant decrease of 39.5% from the previous quarter and a 47.1% decrease year-over-year. The tax expense in Q2FY26 was recorded at ₹259.61 crores, down by 57.9% from Q1FY26 and 60.5% from Q2FY25, contributing to the overall changes in profitability and operating results.
FAQs
When was Central Bank of India Q2 FY 2025-26 result announced?
Central Bank of India announced its Q2 FY 2025-26 results on 24 October, 2025.
What are Central Bank of India quarterly results?
Central Bank of India quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
What were the key highlights of Central Bank of India Q2 FY 2025-26 results?
Key highlights of Central Bank of India Q2 FY 2025-26 results include:
- Revenue: ₹10283.71 crore
- Net Profit: ₹1234.06 crore
- EBITDA: ₹6955.24 crore
- Year-over-Year Growth: 4.0%
- Quarter-over-Quarter Growth: -1.2%
How did Central Bank of India net profit perform in this quarter?
Central Bank of India reported a net loss of ₹1234.06 crore in Q2 FY 2025-26, reflecting a 33.3% year-over-year growth.
What was Central Bank of India revenue in Q2 FY 2025-26?
Central Bank of India posted a revenue of ₹10283.71 crore in Q2 FY 2025-26.