Bank of India's Q1 FY 2025-26 Quarterly Results
- 30 Jul 2025
Result Summary
- Bank of India reported a 14.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 12.5%.
- Its expenses for the quarter were up by 15.0% QoQ and 13.3% YoY.
- The net profit increased 16.3% QoQ and decreased 3.1% YoY.
- The earnings per share (EPS) of Bank of India stood at 4 during Q1 FY 2025-26.
Financial Statments for Q1 FY 2025-26
| (₹ crores) | Q1FY26 | Q4FY25 | Q1FY25 | QoQ (%) | YoY (%) |
|---|---|---|---|---|---|
Total Income | 20677.62 | 18080.20 | 18383.65 | 14.4% | 12.5% |
Total Expenses | 16607.70 | 14435.23 | 14656.64 | 15.0% | 13.3% |
Provisions & contingencies | 1112.12 | 1847.92 | 1304.97 | -39.8% | -14.8% |
Profit Before Tax | 2439.00 | 1797.05 | 2422.04 | 35.7% | 0.7% |
Tax | 675.05 | 298.04 | 687.76 | 126.5% | -1.8% |
Profit After Tax | 1830.51 | 1573.82 | 1889.90 | 16.3% | -3.1% |
Earnings Per Share | 4.00 | 3.50 | 4.20 | 14.3% | -4.8% |
Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results
Company Overview
Bank of India is a prominent financial institution that operates in the banking and financial services industry. It primarily offers a wide range of banking products and services, including personal banking, corporate banking, and international banking. The bank provides various financial solutions such as loans, deposits, and investment services to its diverse customer base. As of the latest available information, there are no notable recent major developments specific to the company that could be highlighted here.
Revenue
In Q1FY26, Bank of India reported a total income of ₹20,677.62 crores, marking a substantial increase from the previous quarter's figure of ₹18,080.20 crores, representing a quarter-over-quarter (QoQ) growth of 14.4%. When compared to the same quarter in the previous year (Q1FY25), where the total income was ₹18,383.65 crores, the bank experienced a year-over-year (YoY) increase of 12.5%. This upward trend in income reflects the bank's ability to enhance its revenue base over both the short and medium terms.
Profitability
The profitability metrics for Bank of India in Q1FY26 illustrate a mixed performance. The profit before tax was recorded at ₹2,439.00 crores, an increase from ₹1,797.05 crores in Q4FY25, resulting in a QoQ rise of 35.7%. However, this figure shows a marginal YoY growth of 0.7% compared to ₹2,422.04 crores in Q1FY25. The provisions and contingencies reduced significantly by 39.8% QoQ and 14.8% YoY, coming in at ₹1,112.12 crores. The profit after tax for Q1FY26 stood at ₹1,830.51 crores, which is a 16.3% increase from the last quarter but a 3.1% decrease from the same period last year.
Operating Metrics
Analyzing the operating metrics, total expenses for Q1FY26 amounted to ₹16,607.70 crores, reflecting a 15.0% increase from ₹14,435.23 crores in Q4FY25 and a 13.3% rise from ₹14,656.64 crores in Q1FY25. Earnings per share (EPS) for the current quarter were ₹4.00, compared to ₹3.50 in the previous quarter, showing a 14.3% QoQ increase, although this is a 4.8% decline from the ₹4.20 recorded in Q1FY25. The tax paid by the company surged by 126.5% QoQ to ₹675.05 crores, a slight decrease of 1.8% YoY compared to ₹687.76 crores. These metrics offer insights into the bank's operational efficiency and cost management over the analyzed periods.
FAQs
When was Bank of India Q1 FY 2025-26 result announced?
Bank of India announced its Q1 FY 2025-26 results on 14 August, 2025.
What are Bank of India quarterly results?
Bank of India quarterly results refer to the company’s financial performance over a three-month period, including key metrics like revenue, net profit, earnings per share (EPS), and margin performance.
What were the key highlights of Bank of India Q1 FY 2025-26 results?
Key highlights of Bank of India Q1 FY 2025-26 results include:
- Revenue: ₹20677.62 crore
- Net Profit: ₹1830.51 crore
- EBITDA: ₹14759.83 crore
- Year-over-Year Growth: 12.5%
- Quarter-over-Quarter Growth: 14.4%
How did Bank of India net profit perform in this quarter?
Bank of India reported a net profit of ₹1830.51 crore in Q1 FY 2025-26, reflecting a -3.1% year-over-year growth.
What was Bank of India revenue in Q1 FY 2025-26?
Bank of India posted a revenue of ₹20677.62 crore in Q1 FY 2025-26.