Axis Bank's Q2 FY 2025-26 Quarterly Results

Result Summary

• Axis Bank Ltd reported a 1.6% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 1.4%.
• Its expenses for the quarter were up by 1.6% QoQ and 3.2% YoY.
• The net profit decreased 11.4% QoQ and decreased 25.1% YoY.
• The earnings per share (EPS) of Axis Bank Ltd stood at 17.72 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

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Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Axis Bank Ltd is one of India's leading private sector banks, known for offering a wide range of financial services. These services include retail banking, corporate banking, and treasury operations. Axis Bank provides various products such as savings accounts, loans, credit cards, and investment services. The bank operates across numerous branches and ATMs in India and also has international offices to cater to overseas customers. Recent developments include efforts to integrate digital banking solutions and expand its service offerings to enhance customer experience. However, specific recent developments for Axis Bank are not available within the given data.

Revenue

During the second quarter of the fiscal year 2026 (Q2FY26), Axis Bank Ltd recorded a total income of ₹39,769.85 crores. This represents a slight decrease of 1.6% compared to the previous quarter (Q1FY26), where the total income was ₹40,401.00 crores. When compared year-over-year (YoY) to the same quarter in the previous year (Q2FY25), the total income shows a modest increase of 1.4%, up from ₹39,203.77 crores. This data provides insights into the bank's revenue trends over the quarters and from the previous year.

Profitability

Axis Bank's profitability metrics for Q2FY26 indicate a profit before tax (PBT) of ₹7,495.94 crores, which is a decrease of 8.4% from the previous quarter (Q1FY26), where the PBT was ₹8,179.70 crores. Compared to the same quarter in the previous year (Q2FY25), the PBT has decreased by 18.3% from ₹9,177.29 crores. The profit after tax (PAT) for Q2FY26 stands at ₹5,566.56 crores, reflecting an 11.4% decrease from the previous quarter's ₹6,279.49 crores and a 25.1% decrease from the ₹7,435.66 crores recorded in Q2FY25. These figures are significant for understanding the bank’s profitability trends over time.

Operating Metrics

The bank's total expenses for Q2FY26 amounted to ₹28,631.36 crores, showing an increase of 1.6% from Q1FY26, where expenses stood at ₹28,187.11 crores. Year-over-year, total expenses increased by 3.2% from Q2FY25's ₹27,751.90 crores. Provisions and contingencies for Q2FY26 were reported at ₹3,642.55 crores, a decrease of 9.7% from the previous quarter but a significant increase of 60.1% from the same quarter last year. The effective tax for Q2FY26 was ₹1,938.43 crores, slightly increasing by 1.0% from Q1FY26 and by 9.6% from Q2FY25. Additionally, the earnings per share (EPS) for Q2FY26 was ₹17.72, which decreased by 11.6% from the previous quarter and by 25.5% from the same quarter in the previous year. These operating metrics provide detailed insights into the bank's financial operations and efficiency over the quarters.