Arman Financial Services' Q1 FY 2025-26 Quarterly Results

Result Summary

• Arman Financial Services Ltd reported a 17.5% quarter-on-quarter (QoQ) decrease in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a decline of 18.1%.
• Its expenses for the quarter were up by 0.9% QoQ and down 3.9% YoY.
• The net profit decreased 128.7% QoQ and decreased 146.6% YoY.
• The earnings per share (EPS) of Arman Financial Services Ltd declined at 13.8 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Arman Financial Services Ltd is a company operating within the financial services sector. It primarily engages in offering financial products and services, although specific details about its main products or services and any recent major developments are not available in the provided data. As a financial services provider, the company's operations are likely influenced by market conditions, regulatory changes, and economic factors. However, without additional context, the extent of these influences remains unspecified.

Revenue

In Q1FY26, Arman Financial Services Ltd reported a total income of ₹151.00 crores, a decline from ₹182.92 crores in Q4FY25 and ₹184.43 crores in Q1FY25. This represents a quarter-over-quarter (QoQ) decrease of 17.5% and a year-over-year (YoY) decrease of 18.1%. These figures indicate a downward trend in revenue compared to both the previous quarter and the same quarter of the previous year. The decrease in total income reflects a significant shift in revenue generation for the company during this period.

Profitability

The company's profitability metrics showed a marked decline in Q1FY26. Profit Before Tax (PBT) stood at a negative ₹11.17 crores, contrasting with ₹64.62 crores in Q4FY25 and ₹41.01 crores in Q1FY25, indicating a QoQ decline of 117.3% and a YoY decline of 127.2%. This decline in profitability is further reflected in the Profit After Tax (PAT), which was reported at a negative ₹14.58 crores for Q1FY26, down from ₹50.82 crores in Q4FY25 and ₹31.30 crores in Q1FY25, representing a QoQ decrease of 128.7% and a YoY decrease of 146.6%. The Earnings Per Share (EPS) followed a similar trend, with a negative value of ₹13.80 compared to ₹52.20 in Q4FY25 and ₹29.60 in Q1FY25, marking a decline of 126.4% QoQ and 146.6% YoY.

Operating Metrics

The total expenses for Arman Financial Services Ltd in Q1FY26 were ₹95.66 crores, slightly higher than the ₹94.79 crores recorded in Q4FY25 but lower than the ₹99.53 crores in Q1FY25. This represents a QoQ increase of 0.9% and a YoY decrease of 3.9%. The tax expense was significantly lower in Q1FY26 at ₹3.42 crores compared to ₹13.80 crores in Q4FY25 and ₹9.71 crores in Q1FY25, showing a QoQ decrease of 75.2% and a YoY decrease of 64.8%. These figures suggest fluctuations in operational costs and tax liabilities, which have impacted the financial outcomes for the company in the reported quarter.