Aptus Value Housing Finance India's Q2 FY 2025-26 Quarterly Results

Result Summary

• Aptus Value Housing Finance India Ltd reported a 4.4% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 27.1%.
• Its expenses for the quarter were up by 3.1% QoQ and 27.5% YoY.
• The net profit increased 3.3% QoQ and increased 24.5% YoY.
• The earnings per share (EPS) of Aptus Value Housing Finance India Ltd stood at 4.51 during Q2 FY 2025-26.

Financial Statments for Q2 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aptus Value Housing Finance India Ltd is a prominent player in the financial services sector, specifically focusing on providing affordable housing finance solutions in India. The company primarily targets low and middle-income families, offering them housing loans, loans against property, and business loans. Known for its robust presence across various regions, Aptus Value Housing Finance emphasizes customer-centric services and aims to address the financial needs of underserved demographic segments. Recent developments around Aptus have included efforts to expand its service outreach and enhance its digital infrastructure, although specific recent milestones are not detailed in the provided data.

Revenue

In the second quarter of the fiscal year 2026, Aptus Value Housing Finance India Ltd reported a total income of ₹553.69 crores. This marks a 4.4% increase from the previous quarter (Q1 FY26), where the total income stood at ₹530.14 crores. Comparing year-over-year figures, there is a substantial growth of 27.1%, with the total income in Q2 FY25 recorded at ₹435.55 crores. This growth trajectory in revenue underscores the company's continued expansion and ability to generate increased income over consecutive quarters and compared to the previous year.

Profitability

The company's profitability metrics for Q2 FY26 show a Profit Before Tax (PBT) of ₹294.26 crores, reflecting a quarter-over-quarter growth of 3.1% from ₹285.55 crores in Q1 FY26. Year-over-year, PBT increased by 24.3% compared to ₹236.73 crores in Q2 FY25. Profit After Tax (PAT) for Q2 FY26 was ₹226.55 crores, which is 3.3% higher than the previous quarter's PAT of ₹219.25 crores, and shows a 24.5% increase from the ₹181.97 crores recorded in Q2 FY25. The company's Earnings Per Share (EPS) for Q2 FY26 was ₹4.51, up 3.0% from ₹4.38 in Q1 FY26 and 24.2% higher than ₹3.63 in Q2 FY25. These figures highlight the company's steady profitability growth on both quarterly and yearly bases.

Operating Metrics

Total expenses for the second quarter of FY26 amounted to ₹241.33 crores, marking a 3.1% increase from the ₹234.01 crores reported in Q1 FY26. Year-over-year, total expenses rose by 27.5% from ₹189.30 crores in Q2 FY25. The tax expense recorded in Q2 FY26 was ₹67.71 crores, which is a 2.1% increase from the ₹66.30 crores in the previous quarter and a 23.6% rise compared to ₹54.76 crores in Q2 FY25. These operating metrics reflect the company's cost management and tax obligations over the respective periods, showcasing the financial dynamics associated with its operational scale and taxation.