Aptus Value Housing Finance India's Q1 FY 2025-26 Quarter Results

Result Summary

• Aptus Value Housing Finance India Ltd reported a 35.5% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Jun (Q1 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 31.0%.
• Its expenses for the quarter were up by 40.4% QoQ and 30.5% YoY.
• The net profit increased 33.7% QoQ and increased 27.7% YoY.
• The earnings per share (EPS) of Aptus Value Housing Finance India Ltd stood at 4.4 during Q1 FY 2025-26.

Financial Statments for Q1 FY 2025-26

Data Source: BSE, Company announcements The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results

Company Overview

Aptus Value Housing Finance India Ltd is a prominent company in the housing finance sector, primarily focused on providing home loans to individuals in India. The company operates within the financial services industry, catering to the housing needs of middle-income and low-income customers. Aptus Value Housing Finance India Ltd aims to facilitate home ownership through accessible financial solutions. As of the recent period, there is no specific information available on any major developments or changes within the company.

Revenue

In the first quarter of the financial year 2026 (Q1FY26), Aptus Value Housing Finance India Ltd reported a total income of ₹530.14 crores. This represents a significant increase of 35.5% when compared to the previous quarter (Q4FY25), where total income stood at ₹391.16 crores. Additionally, on a year-over-year basis, the total income increased by 31.0% from ₹404.63 crores in Q1FY25. This growth in revenue highlights the company's ability to enhance its income generation over both the quarterly and annual periods.

Profitability

The company's profitability metrics demonstrate robust growth during Q1FY26. The profit before tax was ₹285.55 crores, marking a 32.8% increase from the previous quarter's figure of ₹215.03 crores. Year-over-year, there was a 28.8% rise from ₹221.62 crores recorded in Q1FY25. The tax expense for Q1FY26 was ₹66.30 crores, which grew by 30.0% compared to Q4FY25 and by 32.9% compared to Q1FY25. Consequently, the profit after tax for Q1FY26 reached ₹219.25 crores, showing a 33.7% increase from the previous quarter and a 27.7% increase year-over-year.

Operating Metrics

Aptus Value Housing Finance India Ltd's operating metrics for Q1FY26 indicate a strong performance. The earnings per share (EPS) for the quarter was ₹4.40, which signifies a 33.3% increase from ₹3.30 in Q4FY25. Compared to the same quarter in the previous year (Q1FY25), where EPS was ₹3.40, there was a 29.4% rise. The total expenses for Q1FY26 were ₹234.01 crores, showing a 40.4% increase quarter-over-quarter and a 30.5% increase year-over-year from ₹179.36 crores in Q1FY25. This reflects the company's expanding operational scale and cost management efforts in alignment with its revenue growth.