1Y Annualised Return
▲12.98%
3Y Annualised Return
▼-6.37%
5Y Annualised Return
▼-0.35%
SBI Cards & Payment Services Stock Performance
|
|
|
SBI Cards & Payment Services Company background
SBI Cards & Payment Services Ltd, incorporated in 1998 and promoted by the State Bank of India with Abhay Kumar Sinha as founding CEO, is headquartered in Gurugram, Haryana. Listed on both the NSE (SBICARD) and BSE (543066) since its IPO in 2020, it operates as the largest credit card issuer in India after SBI’s acquisition of GE Capital’s card business. The company offers a wide range of card products and payment services catering to retail and corporate customers.
SBI Cards & Payment Services Business Segments and Revenue Model
SBI Cards operates across multiple segments: retail credit cards, corporate and co-branded cards, merchant acquiring, and payments processing. Key offerings include lifestyle, travel, and fuel cards issued directly or in partnership with airlines, banks, and retailers. It also earns revenue from annual and joining fees, interest income on outstanding balances, customer late fees, merchant discount rates, and value-added services such as insurance and concierge. The company monetises customer engagement via reward programmes, EMI options, and digital payment solutions through its platform and partnerships.
SBI Cards & Payment Services Key Milestones
- 1998: Launched as SBI’s credit card subsidiary in partnership with GE Capital.
- 2007: Acquired GE Capital’s full credit card operations in India.
- 2011: First co-branded card partnership with ICICI Bank and leading retail brands.
- 2015: Rolled out premium cards targeting affluent consumers.
- 2020: IPO and listing on NSE and BSE, marking one of India’s largest credit card listings.
- 2021: Crossed 5 million card base milestone, enhancing market share.
- 2022: Launched ‘SBI Card Select’ and luxury co-branded cards with hotels and airlines.
- 2023: Introduced digital ‘SBI Card IRCTC’ and ‘SBI Card Plush’, focusing on railways and lifestyle segments.
- 2024: Surpassed Rs. 20,000 crore in annual processing volume; expanded fintech partnerships.
SBI Cards & Payment Services ESG and Sustainability
- Core CSR areas: financial literacy, women’s empowerment, and education in underserved communities
- Digital-first operations aiming to eliminate 80% paper usage by 2026
- Commitment to reducing carbon footprint across offices and data centres by 30% by 2030
- Programmes to support diversity & inclusion, with focus on gender-balanced workforce
SBI Cards & Payment Services Awards and Recognitions
- Named ‘Best Credit Card Issuer – India’ by Global Finance Awards
- Earned FinTech India Awards’ ‘Innovation in Payments’ accolade
- Featured in Economic Times Most Trusted Brands ranking
- Recognised by BIS India for Responsible Lending & Consumer Protection
Over the past
SBI Cards & Payment Services Fundamental
Market Cap (in crs)
75,108.84
Face Value
10
Turnover (in lacs)
2,868.92
Key Metrics
SBI Cards & Payment Services Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 223218 Rs | 383536 Rs |
Week Rs | 225739 Rs | 455195 Rs |
Month Rs | 394790 Rs | 916290 Rs |
Resistance & Support
SBI Cards & Payment Services Peer comparison
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
- | 1,22,942.59 | 1168 | 1684.4 | 1,460.50 | -1.78% | -4.38% | 6.21% | 8.74% | 86.49% | 0.14% | 27.56 | 26.15 | 5.19 | |
- | 50,498.78 | 129.2 | 214.8 | 201.34 | 0.90% | -1.70% | 47.55% | 25.94% | 165.02% | 1.36% | 19.18 | 26.15 | 2.00 | |
- | 1,10,700.92 | 1756.05 | 2800 | 2,509.90 | 4.66% | 3.45% | 22.28% | 51.80% | 132.22% | 0.94% | 21.29 | 26.15 | 3.89 | |
- | 1,15,939.64 | 493.35 | 730.45 | 619.25 | -1.74% | -7.96% | 14.34% | 6.46% | 125.32% | 1.60% | 13.25 | 26.15 | 2.06 | |
- | 50,382.27 | 3765.5 | 5535.85 | 4,475.60 | -2.52% | -10.13% | -0.67% | 16.98% | 118.61% | 0.77% | 30.24 | 26.15 | 4.52 | |
HDB Financial Services Ltd. | 760.10 | 760.10 | - | - | - | - | - | - | - | - | - | - | - | - |
SBI Cards & Payment Services Share Price FAQs
How has SBI Cards & Payment Services shares performed in the past ?
SBI Cards & Payment Services share price in the past 1-year return was 14.45. The SBI Cards & Payment Services share hit a 1-year low of Rs. 659.8 and a 1-year high of Rs. 1027.25.
What is the market cap of SBI Cards & Payment Services ?
The market cap of SBI Cards & Payment Services is Rs. 75108.84 Cr. as of 14/8/2025.
What is the current P/E ratio of SBI Cards & Payment Services ?
The PE ratios of SBI Cards & Payment Services is 40 as of 14/8/2025.
What is the current PB ratio of SBI Cards & Payment Services ?
The PB ratios of SBI Cards & Payment Services is 5.44 as of 14/8/2025
What is the Mutual Fund shareholding in SBI Cards & Payment Services ?
The Mutual Fund Shareholding in SBI Cards & Payment Services was 9.84% at the end of 14/8/2025.
How to buy SBI Cards & Payment Services shares?
You can easily buy SBI Cards & Payment Services shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of SBI Cards & Payment Services ?
The 52-week high and low of SBI Cards & Payment Services share price is ₹1027.25 and ₹659.8 as of 14/8/2025.
Please be aware that SBI Cards & Payment Services stock prices are subject to continuous fluctuations due to various factors.