1Y Annualised Return
▲29.02%
3Y Annualised Return
▲41.68%
5Y Annualised Return
▲28.75%
10Y Annualised Return
▲13.93%
L&T Finance Stock Performance
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L&T Finance Company background
L&T Finance Holdings Overview
L&T Finance Holdings Limited, established in 2008 as part of Larsen & Toubro Group, is headquartered in Mumbai, Maharashtra, with its registered office in Powai. It is listed on both the Bombay Stock Exchange (533519) and the National Stock Exchange (LTF). The company provides a wide array of financial services including rural finance, housing finance, microfinance, wholesale finance, and vehicle & equipment financing. With operations across 23 states in India, over 850 branches, and a presence in South Asia, it serves diverse segments from rural enterprises to urban infrastructure.
L&T Finance Business Segments and Revenue Model
L&T Finance’s operations are organised into six business verticals:
- Rural & Microfinance: Offers microloans, small business credit, and self-help group (SHG) financing to rural customers.
- SME & Mid-Corporate Finance: Provides working-capital and term loans to small and medium businesses.
- Commercial Vehicle & Construction Equipment Finance: Finances trucks, buses, tractors, and machinery.
- Housing Finance: Offers home loans, micro-home loans, and low-cost housing solutions.
- Wholesale Finance & Infrastructure: Targets developers, hospitals, non-banking corporates, and renewable projects.
- Housing Finance: Offers home finance to salaried and self-employed individuals.
Income is generated through interest spread on loans, fee income (processing, prepayments, insurance), and income from treasury operations. A diversified portfolio—with a balance between secured and unsecured loans, rural and urban, retail and wholesale—offers stability and mitigates risk.
L&T Finance Key Milestones
- 2008 – Established as a subsidiary of Larsen & Toubro to offer diverse financing solutions.
- 2009 – Launched rural finance operations in Gujarat and Bihar.
- 2011–12 – Initiated SME finance and commercial vehicle financing verticals.
- 2014 – Entered microfinance segment by acquiring stake in Grama Vidiyal.
- 2015 – Introduced housing-finance vertical to serve urban and semi-urban segments.
- 2017 – Achieved over 850 branches and expanded to South Asian markets.
- 2019 – Launched LTFH’s digital lending platform and mobile solution for underserved segments.
- 2021 – Achieved Rs. 1 lakh crore in total loan asset milestones; strong fintech collaborations.
- 2023 – Initiated green-finance programs for solar pump financing and renewable energy projects.
- FY25 – Gross loan book crossed ₹1.25 lakh crore; rural lending grew ~22%, SME by ~18%.
- Q4 FY25 – NII grew 11% year-over-year; net profit rose ~8% on strong loan growth and stable asset quality.
L&T Finance ESG and Sustainability
- CSR initiatives in rural education, women empowerment, financial literacy, and health camps.
- Green finance focus on solar pump schemes, clean energy vehicles, and sustainable agri projects.
- Governance strengthened through board-level ESG disclosures and internal risk policies.
- Digital inclusion programs for crop insurance, farmer advisories, and micro-entrepreneur solutions.
- Long-term goal: 50% of loan book in green/financial inclusion by 2030, aligning with national and global sustainability frameworks.
L&T Finance Awards and Recognitions
- Recognised as “Best NBFC – Rural & Inclusive Finance” at national finance awards.
- Received accolades for “Best Digital Lending Platform” and fintech innovation.
- Honoured for sustainable lending in agriculture and renewable energy finance.
- Rated by prominent industry bodies for strong governance, risk management, and financial inclusion.
L&T Finance Financial Highlights
L&T Finance Share Price Today
Over the past
L&T Finance Fundamental
Market Cap (in crs)
75,954.50
Face Value
10
Turnover (in lacs)
2,14,303.16
Key Metrics
L&T Finance Key Financials
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|
4335.75 Cr | 4259.57 Cr | 4022.92 Cr | 4097.58 Cr | 4019.34 Cr |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|
15940.98 Cr | 14055.12 Cr | 13301.7 Cr | 12323.55 Cr | 14080.1 Cr | 14476.75 Cr |
| Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|
734.88 Cr | 700.84 Cr | 635.84 Cr | 625.65 Cr | 696.68 Cr |
| Mar 2025 | Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 |
|---|---|---|---|---|---|
2643.42 Cr | 2317.13 Cr | -728.89 Cr | 849.23 Cr | 948.88 Cr | 1700.26 Cr |
L&T Finance Result Highlights
Result Summary
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L&T Finance Ltd reported a 1.8% quarter-on-quarter (QoQ) increase in its consolidated revenues for the quarter-ended Sep (Q2 FY 2025-26). On a year-on-year (YoY) basis, it witnessed a growth of 7.7%.
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Its expenses for the quarter were up by 2.4% QoQ and 12.1% YoY.
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The net profit increased 4.9% QoQ and increased 5.5% YoY.
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The earnings per share (EPS) of L&T Finance Ltd stood at 2.93 during Q2 FY 2025-26.
Data Source: BSE, Company announcements
The securities quoted are exemplary and are not recommendatory. Past performance is not indicative of future results.
L&T Finance Technical Analysis
Moving Averages Analysis
Delivery & Volume
| Period | Combined Delivery Volume | NSE+BSE Traded Volume |
|---|---|---|
Day Rs | 26572576 Rs | 76856216 Rs |
Week Rs | 8998084 Rs | 24947016 Rs |
Month Rs | 4626628 Rs | 10892206 Rs |
Resistance & Support
L&T Finance Peer comparison
Compare
| Index Name | Market Price | Market Cap | 52W Low | 52W High | Prev. Close | 1W Return | 1M Return | 6M Return | 1Y Return | 3Y Return | Dividend Yield | PE Ratio | Industry PE | PB Ratio |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
3,230.00 | 1,29,674.32 | 1756.05 | 3377.9 | 3,183.80 | 1.61% | -0.39% | 39.92% | 77.10% | 190.14% | 0.80% | 21.02 | 27.10 | 4.40 | |
4,808.00 | 53,418.74 | 3925.05 | 5419 | 4,858.40 | 4.65% | 8.62% | -8.73% | 1.70% | 103.53% | 0.73% | 31.13 | 27.10 | 4.14 | |
2,800.10 | 47,558.33 | 1325.5 | 3318.7 | 2,800.70 | -3.71% | -13.85% | 57.41% | 66.16% | 0.00% | 0.02% | 11.62 | 27.10 | 3.26 | |
872.00 | 82,974.94 | 663.05 | 1027.25 | 870.20 | -0.76% | -3.66% | -4.66% | 24.51% | 8.12% | 0.29% | 43.27 | 27.10 | 5.61 | |
711.90 | 59,056.86 | 705.05 | 891.9 | 720.70 | -2.65% | -3.98% | 0.00% | 0.00% | 0.00% | 0.40% | 27.44 | 27.10 | 3.05 | |
322.85 | 1,37,045.60 | 319.05 | 336.65 | 326.45 | -1.36% | 0.00% | 0.00% | 0.00% | 0.00% | 0.12% | 52.68 | 27.10 | 3.69 |
L&T Finance Share Price FAQs
What is Share Price of L&T Finance ?
L&T Finance share price is ₹303.6 in NSE and ₹303.55 in BSE as on 7/11/2025.
How has L&T Finance shares performed in the past ?
L&T Finance share price in the past 1-year return was 110.61. The L&T Finance share hit a 1-year low of Rs. 129.2 and a 1-year high of Rs. 305.4.
What is the market cap of L&T Finance ?
The market cap of L&T Finance is Rs. 75954.5 Cr. as of 7/11/2025.
What is the current P/E ratio of L&T Finance ?
The PE ratios of L&T Finance is 28.42 as of 7/11/2025.
What is the current PB ratio of L&T Finance ?
The PB ratios of L&T Finance is 2.91 as of 7/11/2025
What is the Mutual Fund shareholding in L&T Finance ?
The Mutual Fund Shareholding in L&T Finance was 10.51% at the end of 7/11/2025.
How to buy L&T Finance shares?
You can easily buy L&T Finance shares in Kotak Securities by opening a demat account and getting the KYC documents verified online.
What is the 52-week high and low of L&T Finance ?
The 52-week high and low of L&T Finance share price is ₹305.4 and ₹129.2 as of 7/11/2025.
What is the EPS of L&T Finance ?
The earnings per share (EPS) of L&T Finance stood at 2.93 during Q2 FY 2025-26.
Please be aware that L&T Finance stock prices are subject to continuous fluctuations due to various factors.